---
title: "Salary Sacrifice Shared Cost Additional Voluntary Contributions (AVCs)"
ocid: "ocds-b5fd17-c39363c7-d518-43d4-b3d4-a97d1376008f"
canonical_url: "https://d3tenders.com/contract/?ocid=ocds-b5fd17-c39363c7-d518-43d4-b3d4-a97d1376008f"
markdown_url: "https://d3tenders.com/contract/ocds-b5fd17-c39363c7-d518-43d4-b3d4-a97d1376008f.md"
json_url: "https://d3tenders.com/contract/ocds-b5fd17-c39363c7-d518-43d4-b3d4-a97d1376008f.json"
source: "Contracts Finder"
current_stage: "Award"
buyer: "Cambridgeshire County Council"
published: "2026-09-04"
---

# Salary Sacrifice Shared Cost Additional Voluntary Contributions (AVCs)

Buyer: Cambridgeshire County Council  
Current stage: Award  
OCID: ocds-b5fd17-c39363c7-d518-43d4-b3d4-a97d1376008f

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## Summary

Cambridgeshire County Council procured a fully managed salary sacrifice shared-cost Additional Voluntary Contribution (AVC) scheme. The service includes administration and delivery of the shared-cost AVC arrangement, together with a range of financial wellbeing resources provided through an online platform. This is a pension-related service for council employees and is intended to replicate the existing offering provided by My Money Matters. The work is delivered in England, United Kingdom. The procurement is classified as pension services and falls within the wider services category. The named buyer is Cambridgeshire County Council, based at New Shire Hall, Alconbury Weald, Huntingdon. The selected supplier is AVC Wise Limited, trading as My Money Matters, an SME.

The procurement has been completed and the contract was awarded to AVC Wise Limited (trading as My Money Matters) on 21 August 2026. The award value is £240,000. The contract period runs from 5 September 2026 to 4 September 2028. The estimated procurement range was £180,000 to £240,000. Cambridgeshire County Council used a direct award procedure, rather than an open competition, under the Portsmouth City Council Salary Sacrifice Shared Cost Framework for additional voluntary contributions. The requirement was assessed as suitable for small and medium-sized enterprises. The procurement had a submission deadline of 13 July 2026, although the award outcome is now recorded and the tender status is complete.

This award confirms demand for a specialist provider able to operate a salary sacrifice shared-cost AVC scheme on a fully managed basis for a local authority. A credible competitor for a future requirement would need the operational capability to administer AVC arrangements reliably, support employees through the relevant pension and contribution processes, and provide accessible financial wellbeing content through an online platform. The successful supplier’s SME status indicates that delivery at this scale is within reach of a focused specialist rather than only a large financial services group. Providers should be able to combine scheme management with clear digital communications and employee-facing resources, while understanding the governance and service expectations of a public-sector employer.

## Notice

This procurement is for the provision of a fully managed salary sacrifice shared cost Additional Voluntary Contribution (AVC) Scheme provider. Our current contract is with My Money Matters (formerly AVC wise and was procured in 2023. We are seeking to replicate the offering provided by My Money Matters under the new contract, which includes provision of the shared cost AVC Scheme as well as provision of a range of financial wellbeing resources via an online platform. Additional information: Portsmouth City Council Salary Sacrifice Shared Cost Framework for additional voluntary contributions (SSAVCs)

## Key Details

| Field | Value |
| --- | --- |
| Publication source | Contracts Finder |
| Latest notice | https://www.contractsfinder.service.gov.uk/Notice/612d08c7-a529-444a-adeb-6928632bd360 |
| Notice type | Award Notice |
| Procurement type | Standard |
| Procurement category | Services |
| Procurement method | Direct |
| Procurement method details | Direct award |
| Tender suitability | SME |
| Awardee scale | SME |
| All stages | Award |

## Dates

| Field | Value |
| --- | --- |
| Publication date | 4 Sep 2026 |
| Submission deadline | Not specified |
| Future notice date | Not specified |
| Award date | 21 Aug 2026 |
| Contract period | 5 Sep 2026 - 4 Sep 2028 |
| Recurrence | Not specified |

## Values

| Field | Value |
| --- | --- |
| Tender value | £240,000 |
| Lots value | Not specified |
| Awards value | £240,000 |
| Contracts value | Not specified |

## Status

| Field | Value |
| --- | --- |
| Tender status | Complete |
| Lots status | Not specified |
| Awards status | Active |
| Contracts status | Not specified |

## Buyer

| Field | Value |
| --- | --- |
| Main buyer | Cambridgeshire County Council |
| Locality | HUNTINGDON |
| Postcode area | Peterborough |
| Postcode | PE28 4YE |
| Country | England |
| ITL 1 | TLH East (England) |
| ITL 2 | TLH4 Cambridgeshire and Peterborough |
| ITL 3 | TLH42 Cambridgeshire CC |
| Local authority | Huntingdonshire |
| Electoral ward | The Stukeleys |
| Westminster constituency | Huntingdon |
| Delivery location | TLC North East (England), TLD North West (England), TLF East Midlands (England), TLG West Midlands (England), TLH East (England), TLJ South East (England), TLK South West (England) |

## Supplier

| Field | Value |
| --- | --- |
| Number of suppliers | 1 |
| Supplier names | AVC Wise Limited |

## CPV Codes

### Divisions

- 66 - Financial and insurance services

### Codes

- 66520000 - Pension services

## Release History

- 4 Sep 2026 at 13:07 - Award - Award Notice - https://www.contractsfinder.service.gov.uk/Notice/612d08c7-a529-444a-adeb-6928632bd360

## Documents

- https://www.contractsfinder.service.gov.uk/Notice/612d08c7-a529-444a-adeb-6928632bd360
  4th September 2026 - Awarded contract notice on Contracts Finder

## Notice URLs

- https://www.cambridgeshire.gov.uk/

## Provenance

This Markdown file is an alternate public rendering of the D3 Tenders contract record. The canonical page is https://d3tenders.com/contract/?ocid=ocds-b5fd17-c39363c7-d518-43d4-b3d4-a97d1376008f. The underlying structured data is available as OCDS JSON at https://d3tenders.com/contract/ocds-b5fd17-c39363c7-d518-43d4-b3d4-a97d1376008f.json.