---
title: "DRO (Debt Relief Order) Credit Checks"
ocid: "ocds-b5fd17-e85e5f49-b8bd-40dc-8186-c068d5bd4e9a"
canonical_url: "https://d3tenders.com/contract/?ocid=ocds-b5fd17-e85e5f49-b8bd-40dc-8186-c068d5bd4e9a"
markdown_url: "https://d3tenders.com/contract/ocds-b5fd17-e85e5f49-b8bd-40dc-8186-c068d5bd4e9a.md"
json_url: "https://d3tenders.com/contract/ocds-b5fd17-e85e5f49-b8bd-40dc-8186-c068d5bd4e9a.json"
source: "Contracts Finder"
current_stage: "Award"
buyer: "The Insolvency Service"
published: "2026-10-20"
---

# DRO (Debt Relief Order) Credit Checks

Buyer: The Insolvency Service  
Current stage: Award  
OCID: ocds-b5fd17-e85e5f49-b8bd-40dc-8186-c068d5bd4e9a

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## Summary

The Insolvency Service bought external data checks to support applications for Debt Relief Orders (DROs). The checks are used to verify applicants’ identities so their current debt liabilities and asset ownership can be assessed. This is a data-checking and identity-verification service, within the broader field of IT services. The requirement concerns delivery in England. The checks form part of the Service’s application assessment process, rather than a general credit-check service for unrelated purposes.

The procurement is complete and Experian was selected for the contract. The award was made on 14 October 2026, following a selective call-off from a framework agreement. The stated contract value is £540,000. The contract period runs from 31 March 2027 to 31 March 2030. The tender deadline was 13 October 2026. The requirement was procured as a services contract and was not identified as suitable for SMEs or voluntary, community and social enterprises. The available process information does not set out a separate evaluation formula or detailed scoring basis.

For suppliers competing when this requirement returns to market, credibility will depend on providing reliable external data checks that support identity verification and assessment of applicants’ debt liabilities and asset ownership. The work sits within a defined public-service application process, so suppliers need to show that their checks can fit into the buyer’s DRO assessment workflow and support decisions about applicants’ financial position. The award to Experian indicates that a large established data provider was selected for this requirement. Businesses should therefore be prepared to demonstrate relevant data coverage, dependable checking capability and capacity to serve the Insolvency Service’s operational needs at this scale. The stated SME-unsuitable assessment suggests the buyer’s requirement may be challenging for smaller providers to deliver alone.

## Notice

The Insolvency Service requires the provision of external data checks as part of its application process for DRO's to verify an applicant's identity in order that the assessment of their current debt liability position and asset ownership, by Supplier, can take place.

## Key Details

| Field | Value |
| --- | --- |
| Publication source | Contracts Finder |
| Latest notice | https://www.contractsfinder.service.gov.uk/Notice/8909af80-7664-430e-b304-0d2ac2dbe91e |
| Notice type | Award Notice |
| Procurement type | Framework |
| Procurement category | Services |
| Procurement method | Selective |
| Procurement method details | Call-off from a framework agreement |
| Tender suitability | Not specified |
| Awardee scale | Large |
| All stages | Award |

## Dates

| Field | Value |
| --- | --- |
| Publication date | 20 Oct 2026 |
| Submission deadline | Not specified |
| Future notice date | Not specified |
| Award date | 14 Oct 2026 |
| Contract period | 31 Mar 2027 - 31 Mar 2030 |
| Recurrence | Not specified |

## Values

| Field | Value |
| --- | --- |
| Tender value | £540,000 |
| Lots value | Not specified |
| Awards value | £540,000 |
| Contracts value | Not specified |

## Status

| Field | Value |
| --- | --- |
| Tender status | Complete |
| Lots status | Not specified |
| Awards status | Active |
| Contracts status | Not specified |

## Buyer

| Field | Value |
| --- | --- |
| Main buyer | The Insolvency Service |
| Locality | LONDON |
| Postcode area | South West London |
| Postcode | SW1P 2HT |
| Country | England |
| ITL 1 | TLI London |
| ITL 2 | TLI3 Inner London - West |
| ITL 3 | TLI35 Westminster and City of London |
| Local authority | Westminster |
| Electoral ward | St James's |
| Westminster constituency | Cities of London and Westminster |
| Delivery location | TLC North East (England), TLD North West (England), TLF East Midlands (England), TLG West Midlands (England), TLH East (England), TLJ South East (England), TLK South West (England) |

## Supplier

| Field | Value |
| --- | --- |
| Number of suppliers | 1 |
| Supplier names | Experian Limited |

## CPV Codes

### Divisions

- 72 - IT services: consulting, software development, Internet and support

### Codes

- 72000000 - IT services: consulting, software development, Internet and support

## Release History

- 20 Oct 2026 at 12:18 - Award - Award Notice - https://www.contractsfinder.service.gov.uk/Notice/8909af80-7664-430e-b304-0d2ac2dbe91e

## Documents

- https://www.contractsfinder.service.gov.uk/Notice/8909af80-7664-430e-b304-0d2ac2dbe91e
  20th October 2026 - Awarded contract notice on Contracts Finder
- https://www.contractsfinder.service.gov.uk/Notice/Attachment/52b8dabd-9207-444e-817e-f3013c7ca9f7

## Provenance

This Markdown file is an alternate public rendering of the D3 Tenders contract record. The canonical page is https://d3tenders.com/contract/?ocid=ocds-b5fd17-e85e5f49-b8bd-40dc-8186-c068d5bd4e9a. The underlying structured data is available as OCDS JSON at https://d3tenders.com/contract/ocds-b5fd17-e85e5f49-b8bd-40dc-8186-c068d5bd4e9a.json.