---
title: "Merchant Payment Services"
ocid: "ocds-h6vhtk-04ed32"
canonical_url: "https://d3tenders.com/contract/?ocid=ocds-h6vhtk-04ed32"
markdown_url: "https://d3tenders.com/contract/ocds-h6vhtk-04ed32.md"
json_url: "https://d3tenders.com/contract/ocds-h6vhtk-04ed32.json"
source: "Find A Tender Service"
current_stage: "Award"
buyer: "ENERGIA GROUP NI HOLDINGS LIMITED"
published: "2026-02-10"
---

# Merchant Payment Services

Buyer: ENERGIA GROUP NI HOLDINGS LIMITED  
Current stage: Award  
OCID: ocds-h6vhtk-04ed32

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## Summary

Energia Group NI Holdings Limited, based in Belfast, has concluded its procurement process for Merchant Payment Services. The contract, aimed at improving customer card payment processing in Northern Ireland and the Republic of Ireland, has been awarded to U.S. Bank Europe DAC. This tender followed a competitive flexible procedure under the open procurement method. The Merchant Payment Services are anticipated to begin in March 2026, following a project commencement in September 2025. The contract is valid for three years, extendable to a maximum of five years, with a total contract value of £7.8 million. The procurement was governed by Northern Irish devolved regulations and required platforms to maintain PCI compliance, allowing transactions 24/7 and supporting multiple currencies.

This tender offers vast opportunities for businesses in the financial services and fintech industries, particularly those capable of providing comprehensive card payment processing solutions. Companies with a robust infrastructure to maintain high availability and compliance with payment security standards are well-suited for such contracts. The partnership with Energia Group enables businesses to showcase their capacity in handling complex financial transactions and paves the way for potential expansion into utility payment services across regional borders. Businesses with innovative solutions in financial transaction processing and management information systems may find significant growth prospects through collaborations of this nature.

## Notice

Energia Group is seeking to procure Merchant Payment services (Merchant Services), for the processing of customer card payments within both Northern Ireland and Republic of Ireland. Energia wishes to offer their customers an efficient payment processing experience using a streamlined uninterrupted process for making card payments. Energia currently operates a payment service process, using their own Payment Service Provider, which involves the transfer of funds paid by their customers via debit and credit bank cards, to a third-party processing platform owned by the Supplier. The Supplier must be able to facilitate the transaction process by attaining and receipting information from the customer, receive authorisation from the bank approving the funds transaction, collecting the funds from the bank and then transferring the payment to Energia. The Supplier will be required to ensure that the transaction funds are approved by the customer's bank and acceptance of the combined settlement of card funding transactions (authorisation process). As a minimum, Energia will require the suppliers processing platform to transfer debit and credit cards from Visa, Mastercard and Electron. All platforms must be Payment Card Industry (PCI) compliant https://www.pcisecuritystandards.org/ (settlement process). Energia requires a platform that will accommodate their customers choice of payment card options and differing currencies. The platform must be available to process payments made by customers 24x7x365. Energia also require an online portal for the receipt of daily transaction information and reconciliation reports. For ongoing management information, Energia will require the Supplier to be able to populate management information containing monthly and quarterly performance metrics, scheme updates, compliance updates, new / upcoming solutions and changes within the industry. The provision of Merchant Payment Services is expected to commence in September 2025, although the Supplier will be expected to work with Energia Group to facilitate the implementation of the Merchant Payment Service prior to commencement.

### Lot Information

Lot 1

Renewal: The contract awarded will be provided for an initial period of three years, with two optional extensions for periods of up to twelve months each, to be exercised at Energia Group's discretion. The maximum total duration of the service provision is five years.

## Key Details

| Field | Value |
| --- | --- |
| Publication source | Find A Tender Service |
| Latest notice | https://www.find-tender.service.gov.uk/Notice/012042-2026 |
| Notice type | UK6 - Contract Award Notice |
| Procurement type | Standard |
| Procurement category | Services |
| Procurement method | Open |
| Procurement method details | Competitive flexible procedure |
| Tender suitability | Not specified |
| Awardee scale | Large |
| All stages | Tender, Award |

## Dates

| Field | Value |
| --- | --- |
| Publication date | 10 Feb 2026 |
| Submission deadline | 21 Mar 2025 |
| Future notice date | Not specified |
| Award date | 10 Feb 2026 |
| Contract period | 10 Mar 2026 - 9 Mar 2029 |
| Recurrence | 2028-03-14 |

## Values

| Field | Value |
| --- | --- |
| Tender value | £6,500,000 |
| Lots value | £6,500,000 |
| Awards value | £6,500,000 |
| Contracts value | Not specified |

## Status

| Field | Value |
| --- | --- |
| Tender status | Complete |
| Lots status | Complete |
| Awards status | Pending |
| Contracts status | Not specified |

## Buyer

| Field | Value |
| --- | --- |
| Main buyer | ENERGIA GROUP NI HOLDINGS LIMITED |
| Locality | BELFAST |
| Post town | Northern Ireland |
| Postcode | BT9 5NF |
| Country | Northern Ireland |
| ITL 1 | TLN Northern Ireland |
| ITL 2 | TLN0 Northern Ireland |
| ITL 3 | TLN06 Belfast |
| Local authority | Belfast |
| Electoral ward | Upper Malone |
| Westminster constituency | Belfast South and Mid Down |
| Delivery location | TLN Northern Ireland |

## Supplier

| Field | Value |
| --- | --- |
| Number of suppliers | 1 |
| Supplier names | U.S. BANK EUROPE DAC |

## CPV Codes

### Divisions

- 66 - Financial and insurance services

### Codes

- 66170000 - Financial consultancy, financial transaction processing and clearing-house services

## Release History

- 10 Feb 2026 at 15:46 - Award - UK6 - Contract Award Notice - https://www.find-tender.service.gov.uk/Notice/012042-2026
- 14 Mar 2025 at 11:37 - Tender - UK4 - Tender Notice - https://www.find-tender.service.gov.uk/Notice/009394-2025

## Documents

- https://www.find-tender.service.gov.uk/Notice/012042-2026
  10th February 2026 - Contract award notice on Find a Tender
- https://www.find-tender.service.gov.uk/Notice/009394-2025
  14th March 2025 - Tender notice on Find a Tender

## Notice URLs

- http://WWW.ELAVON.CO.UK
- https://procurement.energiagroup.com
- https://procurement.energiagroup.comInordertogetyousetupontheportal,ifyouwishtorespondcanyoupleaseprovidethefollowinginformation:ApplicantCompanyName:ApplicantAddress:PrimaryContactName:PrimaryContactEmailAddress:PrimaryContactTelephoneNumber:SecondaryContactName:SecondaryContactEmailAddress:SecondaryContactTelephoneNumber:AspertheCoPpackpleaseuseMerchantServicesProcurement@energiagroup.comemailaddressforallfurthercorrespondence.
- https://www.energiagroup.com/
- https://www.legislation.gov.uk/ukpga/2023/54/contents
- https://www.pcisecuritystandards.org/

## Provenance

This Markdown file is an alternate public rendering of the D3 Tenders contract record. The canonical page is https://d3tenders.com/contract/?ocid=ocds-h6vhtk-04ed32. The underlying structured data is available as OCDS JSON at https://d3tenders.com/contract/ocds-h6vhtk-04ed32.json.