---
title: "Group Medical Insurance, Group Accidental Insurance and Group Critical Insurance for Country Based Staff (CBS) of British Embassy (BE) And British Council (BC), Kathmandu"
ocid: "ocds-h6vhtk-055b05"
canonical_url: "https://d3tenders.com/contract/?ocid=ocds-h6vhtk-055b05"
markdown_url: "https://d3tenders.com/contract/ocds-h6vhtk-055b05.md"
json_url: "https://d3tenders.com/contract/ocds-h6vhtk-055b05.json"
source: "Find A Tender Service"
current_stage: "Award"
buyer: "FOREIGN, COMMONWEALTH AND DEVELOPMENT OFFICE"
published: "2025-11-28"
---

# Group Medical Insurance, Group Accidental Insurance and Group Critical Insurance for Country Based Staff (CBS) of British Embassy (BE) And British Council (BC), Kathmandu

Buyer: FOREIGN, COMMONWEALTH AND DEVELOPMENT OFFICE  
Current stage: Award  
OCID: ocds-h6vhtk-055b05

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## Summary

The Foreign, Commonwealth and Development Office (FCDO), based in London, UK, has completed a procurement process concerning the provision of group insurance services for the British Embassy and British Council's country-based staff in Kathmandu, Nepal. The tender titled "Group Medical Insurance, Group Accidental Insurance, and Group Critical Insurance for Country-Based Staff" was initiated under the open procurement method on a competitive basis. The services fall under the "Medical insurance services" classification, with an overarching value of £314,450 GBP for a span starting from 1st November 2025 to 31st October 2026, with options to extend for up to two additional years based on performance and business needs. The contract, overseen by Sachin Khedekar of FCDO, was awarded to the American Life Insurance Company, which will operate in the locations specified under three separate lots for medical, accidental, and critical insurance.

This tender presents compelling opportunities for large insurance providers that can ensure consistent quality and innovative additions to their service offerings. Businesses equipped with robust operational capabilities in Nepal, especially those capable of forming network alliances with healthcare facilities for cashless services, stand to gain significantly from such contracts. Small and medium enterprises (SMEs), while welcome to compete, might find the competitive landscape challenging due to the scale and specific entry requirements. Overall, participating in such comprehensive governmental procurements can significantly enhance a company’s portfolio, expand its service reach, and solidify its position within the international insurance sector.

## Notice

The British Embassy in Kathmandu intends to undertake a services from competent Insurance Company to provide Health Insurance cover for Medical Treatment expenses (IPD and OPD), Accidental Insurance and Critical insurance for Country Based Staff (CBS) and their immediate family members. FCDO (represented by the British Embassy) in Nepal intends set up Contract for Group Medical Insurance, Group Accidental Insurance and Group Critical Insurance for Country Based Staff (CBS) of British Embassy (BE) and British Council (BC), Kathmandu with a maximum tenure of Three (3) years. FCDO in Nepal intends to empanel service provider in the following Three Lots (listed below) under an Open Tender. This competition is for the award of contract to one service provider each lot. 1. Lot 1 - Medical Insurance 2. Lot 2 - Accidental Insurance 3. Lot 3 - Critical Insurance The contract shall be valid initially for a period of 1 year starting from 1st November 2025, with a provision for an extension of 2 more years, subject to satisfactory performance by the selected service provider and continued business requirement at the FCDO.

### Lot Information

General Medical Insurance

Group Medical Insurance for Country Based Staff of British Kathmandu (BEK) and British Council, Kathmandu (BC)

Renewal: The contract shall be valid initially for a period of 1 year starting from 1st November 2025, with a provision for an extension of 2 more years, subject to satisfactory performance by the selected service provider and continued business requirement at the FCDO.

Group Accidental Insurance

Group Accidental Insurance for Country Based Staff of British Kathmandu (BEK) and British Council, Kathmandu (BC)

Renewal: The contract shall be valid initially for a period of 1 year starting from 1st November 2025, with a provision for an extension of 2 more years, subject to satisfactory performance by the selected service provider and continued business requirement at the FCDO.

Group Critical Insurance

Group Critical Insurance for Country Based Staff of British Kathmandu (BEK) and British Council, Kathmandu (BC)

Renewal: The contract shall be valid initially for a period of 1 year starting from 1st November 2025, with a provision for an extension of 2 more years, subject to satisfactory performance by the selected service provider and continued business requirement at the FCDO.

## Key Details

| Field | Value |
| --- | --- |
| Publication source | Find A Tender Service |
| Latest notice | https://www.find-tender.service.gov.uk/Notice/077995-2025 |
| Notice type | UK7 - Contract Details Notice |
| Procurement type | Standard |
| Procurement category | Services |
| Procurement method | Open |
| Procurement method details | Open procedure |
| Tender suitability | SME, VCSE |
| Awardee scale | Large |
| All stages | Tender, Award |

## Dates

| Field | Value |
| --- | --- |
| Publication date | 28 Nov 2025 |
| Submission deadline | 7 Aug 2025 |
| Future notice date | Not specified |
| Award date | 16 Oct 2025 |
| Contract period | 1 Nov 2025 - 31 Oct 2026 |
| Recurrence | 2028-06-01 |

## Values

| Field | Value |
| --- | --- |
| Tender value | £314,450 |
| Lots value | £314,450 |
| Awards value | £314,450 |
| Contracts value | £314,450 |

## Status

| Field | Value |
| --- | --- |
| Tender status | Complete |
| Lots status | Complete |
| Awards status | Active |
| Contracts status | Active |

## Buyer

| Field | Value |
| --- | --- |
| Main buyer | FOREIGN, COMMONWEALTH AND DEVELOPMENT OFFICE |
| Locality | LONDON |
| Post town | South West London |
| Postcode | SW1A 2AH |
| Country | England |
| ITL 1 | TLI London |
| ITL 2 | TLI3 Inner London - West |
| ITL 3 | TLI35 Westminster and City of London |
| Local authority | Westminster |
| Electoral ward | St James's |
| Westminster constituency | Cities of London and Westminster |
| Delivery location | Not specified |

## Supplier

| Field | Value |
| --- | --- |
| Number of suppliers | 1 |
| Supplier names | AMERICAN LIFE INSURANCE |

## CPV Codes

### Divisions

- 66 - Financial and insurance services

### Codes

- 66512220 - Medical insurance services

## Release History

- 28 Nov 2025 at 11:03 - Award - UK7 - Contract Details Notice - https://www.find-tender.service.gov.uk/Notice/077995-2025
- 28 Oct 2025 at 13:18 - Award - UK6 - Contract Award Notice - https://www.find-tender.service.gov.uk/Notice/068962-2025
- 8 Jul 2025 at 10:56 - Tender - UK4 - Tender Notice - https://www.find-tender.service.gov.uk/Notice/038194-2025

## Documents

- https://www.find-tender.service.gov.uk/Notice/077995-2025
  28th November 2025 - Contract details notice on Find a Tender
- https://www.find-tender.service.gov.uk/Notice/068962-2025
  28th October 2025 - Contract award notice on Find a Tender
- https://www.find-tender.service.gov.uk/Notice/038194-2025
  8th July 2025 - Tender notice on Find a Tender

## Notice URLs

- https://fcdo.bravosolution.co.uk/web/login.html
- https://www.gov.uk/government/organisations/foreign-commonwealth-development-office
- https://www.legislation.gov.uk/ukpga/2023/54/contents

## Provenance

This Markdown file is an alternate public rendering of the D3 Tenders contract record. The canonical page is https://d3tenders.com/contract/?ocid=ocds-h6vhtk-055b05. The underlying structured data is available as OCDS JSON at https://d3tenders.com/contract/ocds-h6vhtk-055b05.json.