---
title: "Property Damage & Business Interruption"
ocid: "ocds-h6vhtk-056a87"
canonical_url: "https://d3tenders.com/contract/?ocid=ocds-h6vhtk-056a87"
markdown_url: "https://d3tenders.com/contract/ocds-h6vhtk-056a87.md"
json_url: "https://d3tenders.com/contract/ocds-h6vhtk-056a87.json"
source: "Find A Tender Service"
current_stage: "Award"
buyer: "YORK ST JOHN UNIVERSITY"
published: "2025-07-31"
---

# Property Damage & Business Interruption

Buyer: YORK ST JOHN UNIVERSITY  
Current stage: Award  
OCID: ocds-h6vhtk-056a87

[View canonical contract page](https://d3tenders.com/contract/?ocid=ocds-h6vhtk-056a87)  
[Download OCDS JSON](https://d3tenders.com/contract/ocds-h6vhtk-056a87.json)

## Summary

York St John University has concluded a direct award for a "Property Damage & Business Interruption" insurance contract, covering material damage, business interruptions, and equipment breakdown. The procurement process reached the award stage on 31st July 2025, following a failed competitive procedure under YPO DPS Ref: 001198. The university acted under the Procurement Act 2023 to ensure critical coverage after finding initial tenders above market rates. Aviva Insurance Ltd, a large supplier based in Perth, secured the contract, which is set to cover the period from 2nd August 2025 to 31st July 2026. The insurance services fall under the procurement category of services and are classified within the industry category of insurance services (CPV 66510000). The direct procurement method ensured timely coverage ahead of expiring provisions, offering an immediate solution tailored to precise university needs in York.

This procurement presents significant growth opportunities for businesses in the insurance and financial services sectors with the capacity to offer competitive rates under stringent timelines. Companies capable of providing specialised insurance services at below market rates, especially those experienced in responding to urgent requirements without conventional tendering processes, can find lucrative prospects in similar scenarios. This example highlights opportunities for businesses adept in leveraging direct awards, especially where framework agreements and competitive tenders prove non-viable. Such opportunities are ripe for firms with robust capabilities in niche insurance coverage solutions, potentially leading to further engagements and partnerships with public institutions seeking rapid and reliable contract execution.

## Notice

Property Damage & Business Interruption: Policy for material damage, business interruption, machinery breakdown and computer breakdown combined. This notice concerns a necessary portion of insurance cover for which a recent competitive tendering procedure, conducted via a framework agreement (YPO DPS Ref: 001198), did not yield a suitable result. The tenders received for this specific component of cover were demonstrably substantially above the prevailing market rate, preventing a complete award under the established framework. To have proceeded would have resulted in poor value for money being achieved. Neither was full retendering possible due to the imminent expiration of existing insurance provisions. Given the critical nature of this insurance cover for continued operations, and in accordance with Section 43 of the Procurement Act 2023 concerning switching to direct award when suitable tenders are not received, a direct award for this sub-threshold element of the cover is being made. This action is taken to ensure the University has 12 months of full, essential coverage, reflecting the extreme and unavoidable urgency of the situation, which could not have been reasonably foreseen or attributed to the contracting authority. To view this notice, please click here: https://neupc.delta-esourcing.com/delta/viewNotice.html?noticeId=969968087

## Key Details

| Field | Value |
| --- | --- |
| Publication source | Find A Tender Service |
| Latest notice | https://www.find-tender.service.gov.uk/Notice/044883-2025 |
| Notice type | UK6 - Contract Award Notice |
| Procurement type | Framework |
| Procurement category | Services |
| Procurement method | Direct |
| Procurement method details | Below threshold - without competition |
| Tender suitability | Not specified |
| Awardee scale | Large |
| All stages | Award |

## Dates

| Field | Value |
| --- | --- |
| Publication date | 31 Jul 2025 |
| Submission deadline | Not specified |
| Future notice date | Not specified |
| Award date | 30 Jul 2025 |
| Contract period | 1 Aug 2025 - 31 Jul 2026 |
| Recurrence | Not specified |

## Values

| Field | Value |
| --- | --- |
| Tender value | Not specified |
| Lots value | Not specified |
| Awards value | £116,090 |
| Contracts value | Not specified |

## Status

| Field | Value |
| --- | --- |
| Tender status | Complete |
| Lots status | Complete |
| Awards status | Active |
| Contracts status | Not specified |

## Buyer

| Field | Value |
| --- | --- |
| Main buyer | YORK ST JOHN UNIVERSITY |
| Locality | YORK |
| Post town | York |
| Postcode | YO31 7EX |
| Country | England |
| ITL 1 | TLE Yorkshire and The Humber |
| ITL 2 | TLE2 North Yorkshire |
| ITL 3 | TLE21 York |
| Local authority | York |
| Electoral ward | Guildhall |
| Westminster constituency | York Central |
| Delivery location | Not specified |

## Supplier

| Field | Value |
| --- | --- |
| Number of suppliers | 1 |
| Supplier names | AVIVA INSURANCE |

## CPV Codes

### Divisions

- 66 - Financial and insurance services

### Codes

- 66510000 - Insurance services

## Release History

- 31 Jul 2025 at 15:05 - Award - UK6 - Contract Award Notice - https://www.find-tender.service.gov.uk/Notice/044883-2025

## Documents

- https://www.find-tender.service.gov.uk/Notice/044883-2025
  31st July 2025 - Contract award notice on Find a Tender

## Notice URLs

- https://neupc.delta-esourcing.com/delta/viewNotice.html?noticeId=969968087
- https://www.legislation.gov.uk/ukpga/2023/54/contents

## Provenance

This Markdown file is an alternate public rendering of the D3 Tenders contract record. The canonical page is https://d3tenders.com/contract/?ocid=ocds-h6vhtk-056a87. The underlying structured data is available as OCDS JSON at https://d3tenders.com/contract/ocds-h6vhtk-056a87.json.