---
title: "Financial Credit Checks"
ocid: "ocds-h6vhtk-05ab7d"
canonical_url: "https://d3tenders.com/contract/?ocid=ocds-h6vhtk-05ab7d"
markdown_url: "https://d3tenders.com/contract/ocds-h6vhtk-05ab7d.md"
json_url: "https://d3tenders.com/contract/ocds-h6vhtk-05ab7d.json"
source: "Find A Tender Service"
current_stage: "Award"
buyer: "THE POLICE AND CRIME COMMISSIONER FOR WARWICKSHIRE"
published: "2025-10-09"
---

# Financial Credit Checks

Buyer: THE POLICE AND CRIME COMMISSIONER FOR WARWICKSHIRE  
Current stage: Award  
OCID: ocds-h6vhtk-05ab7d

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## Summary

The Police and Crime Commissioner for Warwickshire has completed a public procurement process awarding a direct contract to Experian Limited. The contract, titled "Financial Credit Checks", revolves around access to Experian's proprietary financial credit check web portal, vital for due diligence and risk assessment for Warwickshire Police. This process is categorised under the 'goods' sector, specifically relating to financial analysis software and information systems. Given the unique nature of Experian's data and methodology, procurement was handled directly without competition, under below-threshold guidelines, concluding with the signing of the contract on 1st August 2025, spanning a 12-month period with a contract value grossing £111,600.

This contract presents substantial business growth opportunities, particularly for companies specialising in financial analysis and risk assessment solutions. Though the tender was awarded directly to Experian due to their exclusive capabilities, similar businesses could potentially position themselves for future opportunities through compliant framework calls or showcasing innovative, competitive offerings in financial intelligence and data analysis. Companies focused on delivering proprietary, reliable, and detailed financial tools are especially suited to engage in such partnerships, provided they can demonstrate unique strengths distinct from Experian's market hold.

## Notice

The Police & Crime Commissioner for Warwickshire has directly awarded a below-threshold contract to Experian Ltd for continued access to its financial credit check web portal, used by Warwickshire Police. The service supports due diligence and risk assessment, providing access to commercial credit scoring, financial alerts, and tailored reporting tools. The direct award is justified due to Experian's proprietary data and scoring methodology, which are not reasonably available from other providers. The authority has used this service for several years, and switching would incur additional costs, including staff retraining. Due to external factors, a framework call-off was not possible at this time. If resolved, the authority intends to procure via a compliant route. The contract value is below the relevant threshold and is based on historic usage, varying with the number of checks required over a 12-month period. A Contract Details Notice is published in accordance with Part 6 of the Procurement Act 2023.

## Key Details

| Field | Value |
| --- | --- |
| Publication source | Find A Tender Service |
| Latest notice | https://www.find-tender.service.gov.uk/Notice/063655-2025 |
| Notice type | UK7 - Contract Details Notice |
| Procurement type | Standard |
| Procurement category | Goods |
| Procurement method | Direct |
| Procurement method details | Below threshold - without competition |
| Tender suitability | Not specified |
| Awardee scale | Large |
| All stages | Award |

## Dates

| Field | Value |
| --- | --- |
| Publication date | 9 Oct 2025 |
| Submission deadline | Not specified |
| Future notice date | Not specified |
| Award date | 31 Jul 2025 |
| Contract period | 31 Jul 2025 - 31 Jul 2026 |
| Recurrence | Not specified |

## Values

| Field | Value |
| --- | --- |
| Tender value | Not specified |
| Lots value | Not specified |
| Awards value | Not specified |
| Contracts value | £93,000 |

## Status

| Field | Value |
| --- | --- |
| Tender status | Complete |
| Lots status | Complete |
| Awards status | Active |
| Contracts status | Active |

## Buyer

| Field | Value |
| --- | --- |
| Main buyer | THE POLICE AND CRIME COMMISSIONER FOR WARWICKSHIRE |
| Locality | LEEK WOOTTON |
| Post town | Coventry |
| Postcode | CV35 7QB |
| Country | England |
| ITL 1 | TLG West Midlands (England) |
| ITL 2 | TLG1 Herefordshire, Worcestershire and Warwickshire |
| ITL 3 | TLG13 Warwickshire CC |
| Local authority | Warwick |
| Electoral ward | Warwick All Saints & Woodloes |
| Westminster constituency | Warwick and Leamington |
| Delivery location | Not specified |

## Supplier

| Field | Value |
| --- | --- |
| Number of suppliers | 1 |
| Supplier names | EXPERIAN |

## CPV Codes

### Divisions

- 48 - Software package and information systems

### Codes

- 48441000 - Financial analysis software package
- 48812000 - Financial information systems

## Release History

- 9 Oct 2025 at 10:55 - Award - UK7 - Contract Details Notice - https://www.find-tender.service.gov.uk/Notice/063655-2025

## Documents

- https://www.find-tender.service.gov.uk/Notice/063655-2025
  9th October 2025 - Contract details notice on Find a Tender

## Notice URLs

- https://www.experianplc.com/
- https://www.legislation.gov.uk/ukpga/2023/54/contents

## Provenance

This Markdown file is an alternate public rendering of the D3 Tenders contract record. The canonical page is https://d3tenders.com/contract/?ocid=ocds-h6vhtk-05ab7d. The underlying structured data is available as OCDS JSON at https://d3tenders.com/contract/ocds-h6vhtk-05ab7d.json.