--- title: "Procurement of General Insurance (excluding Broker and Administration Services)" ocid: "ocds-h6vhtk-05e6d9" canonical_url: "https://d3tenders.com/contract/?ocid=ocds-h6vhtk-05e6d9" markdown_url: "https://d3tenders.com/contract/ocds-h6vhtk-05e6d9.md" json_url: "https://d3tenders.com/contract/ocds-h6vhtk-05e6d9.json" source: "Find A Tender Service" current_stage: "Award" buyer: "NORTHERN IRELAND WATER LIMITED" published: "2026-03-20" --- # Procurement of General Insurance (excluding Broker and Administration Services) Buyer: NORTHERN IRELAND WATER LIMITED Current stage: Award OCID: ocds-h6vhtk-05e6d9 [View canonical contract page](https://d3tenders.com/contract/?ocid=ocds-h6vhtk-05e6d9) [Download OCDS JSON](https://d3tenders.com/contract/ocds-h6vhtk-05e6d9.json) ## Summary Northern Ireland Water Limited has recently completed the procurement process for General Insurance services, excluding broker and administration services, under the title “Procurement of General Insurance (excluding Broker and Administration Services)”. Situated in Belfast, this public authority operates under sub-central government parameters, adhering to Northern Irish devolved regulations. The tender, executed through an open procedure, involved multiple lots covering computers, solar farms, and professional indemnity, amongst other categories. The procurement completed on 20th March 2026, with awards primarily in damage or loss insurance services, with contracts effective from 1st April 2026 to 31st March 2027, covering services across the United Kingdom. This procurement presents considerable business growth opportunities, particularly for large insurance firms proficient in providing varied insurance services. Companies authorised by the UK Financial Conduct Authority, possessing a strong credit rating, and with experience in insurance or risk management, have a competitive edge. The tender was structured to invite a diverse range of suppliers, each capable of delivering comprehensive insurance solutions across Northern Ireland Water’s operational spectrum. With multi-year and multi-cover options, this contract promises substantial engagement opportunities for firms offering robust insurance products meeting specified criteria, fostering long-term relationships and enhancing market presence. ## Notice Procurement of General Insurance (excluding Broker and Administration Services) covering the following: - Computers - Solar Farm - Professional Indemnity - Various other provisional lots currently under Long Term Agreements Note: The overall Contract value of PS2,924,138.48, has been disclosed within this notice however, due to commercial sensitivities, the exact values for each Lot has not been disclosed. An average value (based on the overall value) has been put against each Lot in order to publish this notice. ### Lot Information Professional Indemnity Business: Provision of operational & compliance analysis of Drinking Water, Waste Water and trade effluents so as to comply with NI Regulations. Provision of sampling & transportation of Drinking Water, waste water, trade effluent compliance & operational samples. This policy provides cover for any loss resulting from any claim which gives rise to a civil liability of the insured incurred solely in the performance of or failure to perform Professional Services. Cover includes: * Intellectual Property * Defamation * Fraud/Dishonesty * Defence * Court Attendance * Lost Documents * Mitigation of Loss Options: Multi year and multi cover options will be considered. Renewal: Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered. Computer Northern Ireland Water 'All Risks' including Theft in respect of Computer and ancillary equipment at the insured's premises or anywhere in the world. (NI Water) Options: Multi year and multi cover options will be considered. Renewal: Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered. Computer Dalriada & Alpha 'All Risks' including Theft in respect of Computer and ancillary equipment at the insured's premises or anywhere in the world. (Dalriada and Alpha only) Options: Multi year and multi cover options will be considered. Renewal: Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered. MD/BI Solar Farm All risks Physical loss destruction or Breakdown of or physical damage to the Property Insured. Options: Multi year and multi cover options will be considered. Renewal: Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered. Property MD/BI NI WATER - Provisional notice only Property Material Damage / Business Interruption - All Risks of accidental damage to property insured Options: Multi year and multi cover options will be considered. Renewal: Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered. Property MD/BI - NI Water Alpha - Provisional notice only (Alpha) Property Material Damage / Business Interruption - All Risks of accidental damage to property insured Options: Multi year and multi cover options will be considered. Renewal: Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered. Public Liability - NI Water & NI Water Alpha Ltd and Dalriada Water- Provisional notice only Cover includes: Corporate Manslaughter defence GBP 10,000,000 in the aggregate Pollution Clean-up costs of GBP 10,000,000 in the aggregate Data Protection: GBP 2,000,000 Professional Liability: (Bodily Injury or Property Damage) GBP 1,000,000 Extensions to include use of Drones and cover for Water Outflow Pipe Marker Buoys Options: Multi year and multi cover options will be considered. Renewal: Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered. Excess Public Liability - PS35m/PS25m - Provisional Only Excess Public Liability - PS35m/PS25m NOTE separate policies per entity for: NI Water Ltd and NI Water Alpha Ltd and Dalriada Water Ltd Options: Multi year and multi cover options will be considered. Renewal: Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered. Excess Public Liability - PS40m/PS60m Provisional notice Excess Public Liability - PS40m/PS60m NOTE separate policies per entity for: NI Water Ltd and NI Water Alpha Ltd and Dalriada Water Ltd Options: Multi year and multi cover options will be considered. Renewal: Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered. Employers Liability - Provisional notice only Employers Liability for Northern Ireland Water Limited & Subsidiary Companies inc NI Water Alpha Ltd and Dalriada Water Ltd Options: Multi year and multi cover options will be considered. Renewal: Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered. Excess Employer's Liability PS25M over PS25M - Provisional notice only Excess Employer's Liability PS25M over PS25M for Northern Ireland Water Limited & Subsidiary Companies inc NI Water Alpha Ltd & Dalriada Water Ltd. Options: Multi year and multi cover options will be considered. Renewal: Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered. Motor Fleet - Provisional notice only Third Party Only for NI Water vehicles Comprehensive for NI Water Alpha vehicles ONLY Options: Multi year and multi cover options will be considered. Renewal: Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered. Terrorism Provisional notice only Terrorism Provisional for Northern Ireland Water Limited & Subsidiary Companies. Options: Multi year and multi cover options will be considered. Renewal: Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered. Cyber Liability - Provisional notice only - Cyber Liability to pay to or on behalf of the Insured, in excess of the applicable Excess. - Multimedia Liability to pay to or on behalf of the Insured, in excess of the applicable Excess. - Payment Card Industry Data Security Standards Liability to pay to or on behalf of the Insured, in excess of the applicable Excess. - Digital Asset Costs to pay to or on behalf of the Insured, in excess of the applicable Excess. - Business Interruption to pay to or on behalf of the Insured, in excess of the applicable Excess. - Cyber Extortion to indemnify the Insured, in excess of the applicable Excess. - Bricking to pay to, or on behalf of, the Insured in excess of the applicable Excess. - Betterment to the extent that cover is not provided under Insuring Clause 4 (Digital Asset Costs), Insuring Clause 5 (Business Interruption), Insuring Clause 8 (Bricking) and/or Insuring Clause 11 (Incident Response Expenses), to pay to, or on behalf of, the Insured in excess of the applicable Excess. - Claims Preparation Expenses. Incident Response Expenses to pay to or on behalf of the Insured, in excess of the applicable Excess. - Waiver of Subrogation. Options: Multi year and multi cover options will be considered. Renewal: Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered. Directors and Officers (inc EPL in respect of NI Water Alpha) Provisional notice only The policy is to provide: a) Indemnity to individual Directors and Officers of the Insured Companies in respect of legal liability to pay damages and claimants costs arising from wrongful acts committed in their respective capacities as such b) Reimbursement to Insured Companies for amounts they indemnify to individual Directors & Officers in respect of claims described in a) c) Defense costs incurred with the Insurer's written consent Options: Multi year and multi cover options will be considered. Renewal: Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered. Pension Trustees Liability Provisional notice only This policy is to provide claims first made against an Insured; events included within an Extension first arising; or loss of any Pension Document, or for Insurance Cover 1.2 (Exoneration) for Wrongful Acts, first discovered during the Polic Period or Discovery period (if applicable). Options: Multi year and multi cover options will be considered. Renewal: Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered. Crime - Provisional notice only Crime cover for Northern Ireland Water Alpha Limited ONLY Options: Multi year and multi cover options will be considered. Renewal: Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered. Parametric for Freeze Thaw Provisional notice only Index-based, claims are paid out based on actual meteorological conditions measured by weather stations or satellites. * Freeze: Temperature drops below 2 degrees centigrade for 3 consecutive days; * Freeze Thaw: Temperature moved from 2 degrees centigrade to 5 degrees centigrade over either of the following 2 days Loss can include overtime wages and Contractor fees, costs of tankering or bottled water). Options: Multi year and multi cover options will be considered. Renewal: Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered. Parametrics High Temperature Provisional notice only Index based, claims are paid based on actual meteorological conditions measured by weather stations. Loss Parameter Threshold per Insured location: 17degC Loss Parameter Threshold per coverage period at an insured location: (Deductible): 27 Critical Days Options: Multi year and multi cover options will be considered. Renewal: Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered. Parametrics Lack of Rainfall Provisional notice only Index based, claims are paid based on actual meteorological conditions measured by weather stations. Loss Parameter Threshold per Insured location: 7mm Loss Parameter Threshold per coverage period at an insured location (Deductible): 13 Critical Days Rolling Window 21 subsequent days Options: Multi year and multi cover options will be considered. Renewal: Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered. Battery Storage - Provisional notice only Material Damage - All Risks All Risk Sums Insured PS3,200,000 Business Interruption PS1,200,000 - 18 Month Indemnity Period Options: Multi year and multi cover options will be considered. Renewal: Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered. Travel and Personal Accident -Provisional notice only Personal Accident Insured Person: All Directors & Employees of the Policyholder Effective Time: 24 hours Death: 4x Annual salary Permanent Total Disablement from Usual Occupation: 4x Annual Salary Permanent Disabling Injuries (Full): 4x Annual Salary Temporary Total Disablement: not insured Temporary Partial Disablement: not insured Travel Insured Person: All Directors and Employees of the Policyholder Effective Time: Extended Business Travel (Any trip in connection with the Business including days added by the Insured Person for personal reasons) Medical & Other Expenses: unlimited Business Equipment & Personal Belongings: GBP 6,000 for Business and GBP 10,000 for Personal Money: GBP 10,000 Disruption: GBP 250,000 Personal Liability: GBP 5,000,000 Legal Expenses: GBP 50,000 Crisis Management: GBP 75,000 Options: Multi year and multi cover options will be considered. Renewal: Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered. ### Planning Information A supplier engagement event was carried out in October 2024 going through most lines of the business. Due to the smaller number of requirements on this occasion an additional engagement session was not required. There is a presentation available upon request should supplier require this. ## Key Details | Field | Value | | --- | --- | | Publication source | Find A Tender Service | | Latest notice | https://www.find-tender.service.gov.uk/Notice/025990-2026 | | Notice type | UK6 - Contract Award Notice | | Procurement type | Standard | | Procurement category | Services | | Procurement method | Open | | Procurement method details | Open procedure | | Tender suitability | Not specified | | Awardee scale | Large | | All stages | Planning, Tender, Award | ## Dates | Field | Value | | --- | --- | | Publication date | 20 Mar 2026 | | Submission deadline | 16 Jan 2026 | | Future notice date | Not specified | | Award date | 20 Mar 2026 | | Contract period | 31 Mar 2026 - 31 Mar 2027 | | Recurrence | 2026-11-28 | ## Values | Field | Value | | --- | --- | | Tender value | £22 | | Lots value | £22 | | Awards value | £132,915 | | Contracts value | Not specified | ## Status | Field | Value | | --- | --- | | Tender status | Complete | | Lots status | Complete | | Awards status | Active, Pending | | Contracts status | Not specified | ## Buyer | Field | Value | | --- | --- | | Main buyer | NORTHERN IRELAND WATER LIMITED | | Additional buyers | MARSH LIMITED | | Locality | BELFAST | | Post town | Northern Ireland | | Postcode | BT14 6TE | | Country | England | | ITL 1 | TLI London | | ITL 2 | TLI3 Inner London - West | | ITL 3 | TLI35 Westminster and City of London | | Local authority | City of London | | Electoral ward | Tower | | Westminster constituency | Cities of London and Westminster | | Delivery location | TLN Northern Ireland | ## Supplier | Field | Value | | --- | --- | | Number of suppliers | 3 | | Supplier names | AMERICAN INTERNATIONAL GROUP; AVIVA INSURANCE; HISCOX INSURANCE | ## CPV Codes ### Divisions - 66 - Financial and insurance services ### Codes - 66512000 - Accident and health insurance services - 66514110 - Motor vehicle insurance services - 66515000 - Damage or loss insurance services - 66515200 - Property insurance services - 66515300 - Weather and financial loss insurance services - 66515410 - Financial loss insurance services - 66516000 - Liability insurance services - 66516400 - General liability insurance services - 66516500 - Professional liability insurance services ## Release History - 20 Mar 2026 at 17:33 - Award - UK6 - Contract Award Notice - https://www.find-tender.service.gov.uk/Notice/025990-2026 - 4 Dec 2025 at 14:12 - Tender - UK4 - Tender Notice - https://www.find-tender.service.gov.uk/Notice/079779-2025 - 24 Nov 2025 at 08:52 - Planning - UK2 - Preliminary Market Engagement Notice - https://www.find-tender.service.gov.uk/Notice/076265-2025 ## Documents - https://www.find-tender.service.gov.uk/Notice/025990-2026 20th March 2026 - Contract award notice on Find a Tender - https://www.find-tender.service.gov.uk/Notice/079779-2025 4th December 2025 - Tender notice on Find a Tender - https://www.find-tender.service.gov.uk/Notice/076265-2025 24th November 2025 - Preliminary market engagement notice on Find a Tender ## Notice URLs - http://www.aig.com/ - http://www.marsh.com - https://www.aviva.co.uk/business/ - https://www.legislation.gov.uk/ukpga/2023/54/contents ## Provenance This Markdown file is an alternate public rendering of the D3 Tenders contract record. The canonical page is https://d3tenders.com/contract/?ocid=ocds-h6vhtk-05e6d9. The underlying structured data is available as OCDS JSON at https://d3tenders.com/contract/ocds-h6vhtk-05e6d9.json.