---
title: "Insurance Zurich"
ocid: "ocds-h6vhtk-06df27"
canonical_url: "https://d3tenders.com/contract/?ocid=ocds-h6vhtk-06df27"
markdown_url: "https://d3tenders.com/contract/ocds-h6vhtk-06df27.md"
json_url: "https://d3tenders.com/contract/ocds-h6vhtk-06df27.json"
source: "Find A Tender Service"
current_stage: "Award"
buyer: "ISLINGTON & SHOREDITCH HOUSING ASSOCIATION LIMITED"
published: "2026-08-07"
---

# Insurance Zurich

Buyer: ISLINGTON & SHOREDITCH HOUSING ASSOCIATION LIMITED  
Current stage: Award  
OCID: ocds-h6vhtk-06df27

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[Download OCDS JSON](https://d3tenders.com/contract/ocds-h6vhtk-06df27.json)

## Summary

Islington & Shoreditch Housing Association Limited procured a broad insurance services package for its housing stock and associated operations. The scope covers buildings insurance for residential and commercial properties, casualty cover, public liability, employers’ liability, professional negligence, motor, engineering and fidelity insurance. The work applies across England, including London and the surrounding regions. The requirement is relevant to insurers and insurance providers able to underwrite housing association portfolios, assess property and operational risks, and provide several classes of cover under one arrangement. The buyer is a sub-central public authority based in London. The procurement concerns services rather than construction, property management or insurance brokerage alone.

The procurement is complete and was awarded through a direct award to Zurich Insurance Company Ltd. The award was recorded on 7 August 2026. The justification was the single-supplier technical-reasons ground under paragraph 6 of Schedule 5 to the Procurement Act 2023. The buyer stated that Zurich was the existing provider, held knowledge of the housing stock and its building-safety issues, and could offer a commercially viable renewal while the buyer improves incomplete property data. One lot was awarded. The award value is £750,000 excluding VAT and £900,000 including VAT. The contract runs from 1 November 2026 to 31 October 2027, with signature scheduled for 1 November 2026.

This award indicates demand for insurers able to cover housing association portfolios spanning residential and commercial buildings, multiple liability classes, motor, engineering and fidelity risks. A credible competitor for a future requirement would need strong underwriting capability across these lines, experience with social housing and complex property portfolios, and the capacity to assess buildings where safety information is incomplete or still being improved. Knowledge of higher-risk and taller residential buildings would be particularly relevant, as would the ability to understand an individual landlord’s stock, risk profile and operational requirements. Suppliers should be able to assemble a commercially coherent multi-class insurance programme and demonstrate the financial capacity, claims handling and risk-management expertise needed for a large public-sector housing client.

## Notice

Buildings Insurance; Residential & Commercial, Casualty; Public Liability, Emp. Liability, Prof Negligence, Motor, Engineering & Fidelity

### Procurement Information

The new 1 year Contract is being awarded to Zurich pursuant to the "single supplier - technical reasons" direct award justification in paragraph 6 of Schedule 5 of the Procurement Act 2023, for the reasons set out below. Zurich is ISHA's current provider of the insurances to be provided under the new 1 year Contract. Such insurances include building insurance, which accounts for the large majority of the overall annual premium payable. The data that ISHA holds in relation to its housing stock is currently imperfect and incomplete in a number of respects, particularly in relation to building safety matters. This issue is compounded by the fact that ISHA has a disproportionate exposure to building safety issues within its stock, given its portfolio contains 10 Higher Risk Buildings and a further 36 buildings above 11m in height. ISHA believes that these factors, coupled with current market conditions, would make it extremely difficult for a new insurance provider to submit a commercially attractive or viable offer for ISHA's insurance requirements at this point in time, while gaps in ISHA's data remain. ISHA is working to improve the data it holds, but in the meantime wishes to continue with its existing provider, Zurich, for a further year from 1 November 2026, due to the knowledge it has of ISHA's stock, issues and requirements and the commercial proposal it has been able to put forward for the renewal. For the reasons set out above, ISHA is of the view that if it were to put the new 1 year Contract out to competitive tender in accordance with PA 2023 genuine competition for it would be absent, because it would be very difficult for another insurance provider to compete with Zurich's offer for the Contract, and thereby provide a reasonable alternative. Accordingly, ISHA believes that a direct award to Zurich is justified under the "single supplier - technical reasons" ground in this case.

## Key Details

| Field | Value |
| --- | --- |
| Publication source | Find A Tender Service |
| Latest notice | https://www.find-tender.service.gov.uk/Notice/075313-2026 |
| Notice type | UK5 - Transparency Notice |
| Procurement type | Standard |
| Procurement category | Services |
| Procurement method | Direct |
| Procurement method details | Direct award |
| Tender suitability | SME |
| Awardee scale | Large |
| All stages | Award |

## Dates

| Field | Value |
| --- | --- |
| Publication date | 7 Aug 2026 |
| Submission deadline | Not specified |
| Future notice date | Not specified |
| Award date | 7 Aug 2026 |
| Contract period | 1 Nov 2026 - 31 Oct 2027 |
| Recurrence | Not specified |

## Values

| Field | Value |
| --- | --- |
| Tender value | Not specified |
| Lots value | Not specified |
| Awards value | £750,000 |
| Contracts value | Not specified |

## Status

| Field | Value |
| --- | --- |
| Tender status | Complete |
| Lots status | Complete |
| Awards status | Pending |
| Contracts status | Not specified |

## Buyer

| Field | Value |
| --- | --- |
| Main buyer | ISLINGTON & SHOREDITCH HOUSING ASSOCIATION LIMITED |
| Locality | LONDON |
| Postcode area | North London |
| Postcode | N4 2DR |
| Country | England |
| ITL 1 | TLI London |
| ITL 2 | TLI4 Inner London - East |
| ITL 3 | TLI43 Haringey and Islington |
| Local authority | Islington |
| Electoral ward | Finsbury Park |
| Westminster constituency | Islington North |
| Delivery location | Not specified |

## Supplier

| Field | Value |
| --- | --- |
| Number of suppliers | 1 |
| Supplier names | ZURICH INSURANCE COMPANY LTD |

## CPV Codes

### Divisions

- 66 - Financial and insurance services

### Codes

- 66510000 - Insurance services

## Release History

- 7 Aug 2026 at 13:46 - Award - UK5 - Transparency Notice - https://www.find-tender.service.gov.uk/Notice/075313-2026

## Documents

- https://www.find-tender.service.gov.uk/Notice/075313-2026
  7th August 2026 - Transparency notice on Find a Tender

## Notice URLs

- http://www.zurich.co.uk/municipal
- https://www.legislation.gov.uk/ukpga/2023/54/contents

## Provenance

This Markdown file is an alternate public rendering of the D3 Tenders contract record. The canonical page is https://d3tenders.com/contract/?ocid=ocds-h6vhtk-06df27. The underlying structured data is available as OCDS JSON at https://d3tenders.com/contract/ocds-h6vhtk-06df27.json.