--- title: "Small Sum Lending Pilot - Evaluation design and delivery, including Theory of Change" ocid: "ocds-h6vhtk-06f3af" canonical_url: "https://d3tenders.com/contract/?ocid=ocds-h6vhtk-06f3af" markdown_url: "https://d3tenders.com/contract/ocds-h6vhtk-06f3af.md" json_url: "https://d3tenders.com/contract/ocds-h6vhtk-06f3af.json" source: "Find A Tender Service" current_stage: "Tender" buyer: "FAIR4ALL FINANCE LIMITED" published: "2026-09-07" --- # Small Sum Lending Pilot - Evaluation design and delivery, including Theory of Change Buyer: FAIR4ALL FINANCE LIMITED Current stage: Tender OCID: ocds-h6vhtk-06f3af [View canonical contract page](https://d3tenders.com/contract/?ocid=ocds-h6vhtk-06f3af) [Download OCDS JSON](https://d3tenders.com/contract/ocds-h6vhtk-06f3af.json) ## Summary Fair4All Finance Limited is seeking a design consultancy to evaluate its Small Sum Lending Pilot. The work covers a practical monitoring, evaluation and reporting framework, supported by a clear Theory of Change. It must measure progress against the pilot’s objectives, including behavioural and financial wellbeing outcomes, and assess the pilot’s economic impact on consumers and the provision of small-sum loans by mainstream lenders, such as whether the cost of credit changes. The provider will also support consistent outcome measurement across multiple delivery partners, identify what works, for whom and in which circumstances, and produce actionable learning for programme development. This is a professional evaluation and programme-learning service delivered for Fair4All Finance in connection with its UK pilot. The procurement has reached tender: Fair4All Finance invited offers through a below-threshold open competition, with electronic submission allowed. Potential suppliers could raise enquiries until 25 September 2026 at 17:00, and offers were due by 2 October 2026 at 12:00. The contract period is 2 November 2026 to 29 January 2027. It is a single lot. The overall estimated gross value is £30,000, while the lot value is recorded as AED 30,000. Evaluation is weighted 80% to quality and 20% to price, with further detail in the request for proposal documents. Bids are submitted through Fair4All Finance’s online procurement portal. This opportunity suits an evaluation, research or design consultancy able to turn a pilot’s objectives into a proportionate monitoring and reporting framework. Strong candidates will be able to develop and apply a Theory of Change, define measurable behavioural, financial wellbeing and economic outcomes, and create consistent methods for collecting and comparing evidence across several delivery partners. The work also calls for analysis of consumer impact and the wider supply of small-sum lending by mainstream providers, including changes in the cost of credit. Suppliers should be capable of identifying patterns in what works, for whom and under what circumstances, then translating findings into clear, practical recommendations for programme development and future learning. The high quality weighting favours robust methodology, useful analysis and clear delivery. ## Notice Small Sum Lending Pilot - Evaluation design and delivery, including Theory of Change . We are seeking a provider to: * Design a proportionate and practical monitoring, evaluation and reporting framework, supported by a clearly articulated Theory of Change, that enables: * Measurement and tracking of the above Small Sum Lending Pilot objectives including any behavioural and financial wellbeing outcomes that are surfaced through the Theory of Change workstream * Understanding economic impact of the pilot on consumers and the overall lending provision of small sum loans by mainstream lenders (eg cheaper cost of credit) -Consistent measurement of outcomes across multiple delivery partners1 - Generation of learning about what works, for whom and under what circumstances -Generation of actionable insights to inform programme development and future learnings ## Key Details | Field | Value | | --- | --- | | Publication source | Find A Tender Service | | Latest notice | https://www.find-tender.service.gov.uk/Notice/084501-2026 | | Notice type | UK4 - Tender Notice | | Procurement type | Standard | | Procurement category | Services | | Procurement method | Open | | Procurement method details | Below threshold - open competition | | Tender suitability | Not specified | | Awardee scale | Not specified | | All stages | Tender | ## Dates | Field | Value | | --- | --- | | Publication date | 7 Sep 2026 | | Submission deadline | 2 Oct 2026 | | Future notice date | Not specified | | Award date | Not specified | | Contract period | 2 Nov 2026 - 29 Jan 2027 | | Recurrence | Not specified | ## Values | Field | Value | | --- | --- | | Tender value | £30,000 | | Lots value | £30,000 | | Awards value | Not specified | | Contracts value | Not specified | ## Status | Field | Value | | --- | --- | | Tender status | Active | | Lots status | Active | | Awards status | Not specified | | Contracts status | Not specified | ## Buyer | Field | Value | | --- | --- | | Main buyer | FAIR4ALL FINANCE LIMITED | | Locality | LONDON | | Postcode area | East London | | Postcode | E1 7EX | | Country | England | | ITL 1 | TLI London | | ITL 2 | TLI4 Inner London - East | | ITL 3 | TLI42 Tower Hamlets | | Local authority | Tower Hamlets | | Electoral ward | Spitalfields & Banglatown | | Westminster constituency | Bethnal Green and Stepney | | Delivery location | Not specified | ## CPV Codes ### Divisions - 79 - Business services: law, marketing, consulting, recruitment, printing and security ### Codes - 79415200 - Design consultancy services ## Release History - 7 Sep 2026 at 14:57 - Tender - UK4 - Tender Notice - https://www.find-tender.service.gov.uk/Notice/084501-2026 ## Documents - https://www.find-tender.service.gov.uk/Notice/084501-2026 7th September 2026 - Tender notice on Find a Tender - https://in-tendhost.co.uk/fair4allfinance/aspx/Home All RFP Documents via the in-tend portal. ## Notice URLs - https://www.legislation.gov.uk/ukpga/2023/54/contents ## Provenance This Markdown file is an alternate public rendering of the D3 Tenders contract record. The canonical page is https://d3tenders.com/contract/?ocid=ocds-h6vhtk-06f3af. The underlying structured data is available as OCDS JSON at https://d3tenders.com/contract/ocds-h6vhtk-06f3af.json.