---
title: "Crisis and Resilience Fund - Crisis Loans"
ocid: "ocds-h6vhtk-077ba0"
canonical_url: "https://d3tenders.com/contract/?ocid=ocds-h6vhtk-077ba0"
markdown_url: "https://d3tenders.com/contract/ocds-h6vhtk-077ba0.md"
json_url: "https://d3tenders.com/contract/ocds-h6vhtk-077ba0.json"
source: "Find A Tender Service"
current_stage: "Award"
buyer: "Barnsley Metropolitan Borough Council"
published: "2026-09-28"
---

# Crisis and Resilience Fund - Crisis Loans

Buyer: Barnsley Metropolitan Borough Council  
Current stage: Award  
OCID: ocds-h6vhtk-077ba0

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## Summary

Barnsley Metropolitan Borough Council is procuring a crisis-loan service for residents facing immediate financial hardship. The service is part of the National Crisis and Resilience Fund’s cash-first support offer, with loans initially provided through Community First Community Bank Limited. The requirement is for banking services, delivered to residents in Barnsley. This is a local, resident-facing financial support service rather than a general banking contract: the provider must make crisis loans available to people experiencing urgent hardship under the Council’s fund.

The contract has been awarded by direct award to Community First Community Bank Limited. The Council’s stated reason is that credit unions are legally restricted to particular areas or groups, and this is the only credit union legally able to serve Barnsley residents. The award value is £1.5 million including VAT. The contract period runs from 19 October 2026 to 31 March 2029, with signature scheduled for 16 October 2026. The requirement is a single service lot. No evaluation criteria are stated; the direct award rationale is based on the provider’s exclusive legal authority to serve the local area.

The award shows demand for a locally delivered crisis-loan service that enables residents in immediate financial hardship to access cash-first support. A credible provider for a future requirement would need the legal authority to serve Barnsley residents, alongside the capacity and financial-service capability to administer and provide crisis loans through a community-facing channel. Credit-union status and a defined local service area were decisive here: the Council’s rationale was that no other credit union could legally provide this localised service. Suppliers without that legal remit would not meet the basis on which this contract was awarded. The requirement centres on banking and responsible delivery of emergency lending to residents, rather than broad commercial banking services.»} isaaniiagaduhan、】【中央値との差}

## Notice

The National Crisis and Resilience Fund mandates the Council to provide a cash first crisis offer to residents experiencing immediate financial hardship. This contract will enable Crisis Loans to be initially offered via Community First Credit Union.

### Procurement Information

Credit unions are legally bound by the Credit Unions Act 1979 to only serve a specific geographic area or specific demographic. Only one credit union has the legal mandate to serve Barnsley's local authority residents, no other credit union can legally provide this localised service.

## Key Details

| Field | Value |
| --- | --- |
| Publication source | Find A Tender Service |
| Latest notice | https://www.find-tender.service.gov.uk/Notice/091484-2026 |
| Notice type | UK5 - Transparency Notice |
| Procurement type | Standard |
| Procurement category | Services |
| Procurement method | Direct |
| Procurement method details | Direct award |
| Tender suitability | Not specified |
| Awardee scale | SME |
| All stages | Award |

## Dates

| Field | Value |
| --- | --- |
| Publication date | 28 Sep 2026 |
| Submission deadline | Not specified |
| Future notice date | Not specified |
| Award date | Not specified |
| Contract period | 19 Oct 2026 - 31 Mar 2029 |
| Recurrence | Not specified |

## Values

| Field | Value |
| --- | --- |
| Tender value | Not specified |
| Lots value | Not specified |
| Awards value | £1,500,000 |
| Contracts value | Not specified |

## Status

| Field | Value |
| --- | --- |
| Tender status | Complete |
| Lots status | Complete |
| Awards status | Pending |
| Contracts status | Not specified |

## Buyer

| Field | Value |
| --- | --- |
| Main buyer | Barnsley Metropolitan Borough Council |
| Locality | BARNSLEY, SOUTH YORKSHIRE |
| Postcode area | Sheffield |
| Postcode | S70 2TA |
| Country | England |
| ITL 1 | TLE Yorkshire and The Humber |
| ITL 2 | TLE3 South Yorkshire |
| ITL 3 | TLE33 Barnsley |
| Local authority | Barnsley |
| Electoral ward | Central |
| Westminster constituency | Barnsley North |
| Delivery location | Not specified |

## Supplier

| Field | Value |
| --- | --- |
| Number of suppliers | 1 |
| Supplier names | Community First Community Bank Limited |

## CPV Codes

### Divisions

- 66 - Financial and insurance services

### Codes

- 66110000 - Banking services

## Release History

- 28 Sep 2026 at 14:35 - Award - UK5 - Transparency Notice - https://www.find-tender.service.gov.uk/Notice/091484-2026

## Documents

- https://www.find-tender.service.gov.uk/Notice/091484-2026
  28th September 2026 - Transparency notice on Find a Tender

## Notice URLs

- https://www.barnsley.gov.uk
- https://www.legislation.gov.uk/ukpga/2023/54/contents

## Provenance

This Markdown file is an alternate public rendering of the D3 Tenders contract record. The canonical page is https://d3tenders.com/contract/?ocid=ocds-h6vhtk-077ba0. The underlying structured data is available as OCDS JSON at https://d3tenders.com/contract/ocds-h6vhtk-077ba0.json.