---
title: "Data Validation and Authentication Services"
ocid: "ocds-h6vhtk-078862"
canonical_url: "https://d3tenders.com/contract/?ocid=ocds-h6vhtk-078862"
markdown_url: "https://d3tenders.com/contract/ocds-h6vhtk-078862.md"
json_url: "https://d3tenders.com/contract/ocds-h6vhtk-078862.json"
source: "Find A Tender Service"
current_stage: "Award"
buyer: "British Business Bank"
published: "2026-10-15"
---

# Data Validation and Authentication Services

Buyer: British Business Bank  
Current stage: Award  
OCID: ocds-h6vhtk-078862

[View canonical contract page](https://d3tenders.com/contract/?ocid=ocds-h6vhtk-078862)  
[Download OCDS JSON](https://d3tenders.com/contract/ocds-h6vhtk-078862.json)

## Summary

British Business Bank Plc is buying data validation and authentication services for SULCo’s Start Up Loan application and underwriting process. The service is intended to provide real-time credit and fraud checks that help assess applicants’ eligibility, affordability and identity risk. Results feed into rules configured in the bank’s Salesforce-based loan origination platform through an API, supporting decisions on whether applicants are suitable for a Start Up Loan. This is a financial services requirement, with delivery across the United Kingdom. Suppliers with relevant credit and fraud data services, identity verification capability and the technical ability to integrate checks into a Salesforce platform via API would recognise the scope.

The procurement is complete and has been awarded to Equifax Limited. The award was made on 15 October 2026, with a value of £960,000 excluding VAT (£1,152,000 including VAT). The contract period runs from 1 March 2027 to 29 February 2028, with two optional annual extensions and a maximum extent to 28 February 2030. It was a competitive selective process conducted under a framework agreement. The tender was arranged as one lot. The award covers financial and insurance services for delivery in the United Kingdom. The contract award records an active award; a future signature milestone was scheduled for 1 November 2026.

For suppliers competing for similar work from British Business Bank Plc, this award demonstrates demand for integrated, real-time credit, fraud and identity checks within the Start Up Loan journey. A credible competitor would need reliable data and validation services that can support applicant eligibility and affordability assessments, identify identity risk, and return usable results at the point of application. Technical capability to connect through APIs to a Salesforce-based origination platform is central, as the checks feed rules used to assess loan suitability. The requirement was awarded through a competitive framework route, so relevant framework access and the ability to deliver a joined-up service at scale would strengthen a supplier’s position. Experience supporting lending or underwriting decisions is directly relevant.

## Notice

As part of its loan application and underwriting process, SULCo requires robust, real-time credit and fraud checking capability to assess applicant eligibility, affordability, and identity risk. This is a critical part of the application journey, integrated directly into SULCo's Salesforce-based origination platform via API. The outputs from these checks will be processed through a set of rules configured within Salesforce to determine an applicant's suitability for a Start Up Loan.

## Key Details

| Field | Value |
| --- | --- |
| Publication source | Find A Tender Service |
| Latest notice | https://www.find-tender.service.gov.uk/Notice/097402-2026 |
| Notice type | UK6 - Contract Award Notice |
| Procurement type | Standard |
| Procurement category | Services |
| Procurement method | Selective |
| Procurement method details | Award under framework |
| Tender suitability | Not specified |
| Awardee scale | Large |
| All stages | Award |

## Dates

| Field | Value |
| --- | --- |
| Publication date | 15 Oct 2026 |
| Submission deadline | Not specified |
| Future notice date | Not specified |
| Award date | 15 Oct 2026 |
| Contract period | 1 Mar 2027 - 29 Feb 2028 |
| Recurrence | Not specified |

## Values

| Field | Value |
| --- | --- |
| Tender value | Not specified |
| Lots value | Not specified |
| Awards value | £960,000 |
| Contracts value | Not specified |

## Status

| Field | Value |
| --- | --- |
| Tender status | Complete |
| Lots status | Complete |
| Awards status | Active |
| Contracts status | Not specified |

## Buyer

| Field | Value |
| --- | --- |
| Main buyer | British Business Bank |
| Locality | SHEFFIELD |
| Postcode area | Sheffield |
| Postcode | S1 2GQ |
| Country | England |
| ITL 1 | TLE Yorkshire and The Humber |
| ITL 2 | TLE3 South Yorkshire |
| ITL 3 | TLE32 Sheffield |
| Local authority | Sheffield |
| Electoral ward | City |
| Westminster constituency | Sheffield Central |
| Delivery location | Not specified |

## Supplier

| Field | Value |
| --- | --- |
| Number of suppliers | 1 |
| Supplier names | Equifax Limited |

## CPV Codes

### Divisions

- 66 - Financial and insurance services

### Codes

- 66000000 - Financial and insurance services

## Release History

- 15 Oct 2026 at 11:53 - Award - UK6 - Contract Award Notice - https://www.find-tender.service.gov.uk/Notice/097402-2026

## Documents

- https://www.find-tender.service.gov.uk/Notice/097402-2026
  15th October 2026 - Contract award notice on Find a Tender

## Notice URLs

- https://www.find-tender.service.gov.uk/api/1.0/ocdsReleasePackages/ocds-h6vhtk-050270
- https://www.legislation.gov.uk/ukpga/2023/54/contents

## Provenance

This Markdown file is an alternate public rendering of the D3 Tenders contract record. The canonical page is https://d3tenders.com/contract/?ocid=ocds-h6vhtk-078862. The underlying structured data is available as OCDS JSON at https://d3tenders.com/contract/ocds-h6vhtk-078862.json.