---
title: "Insurance Broker Services"
ocid: "ocds-r6ebe6-0000755386"
canonical_url: "https://d3tenders.com/contract/?ocid=ocds-r6ebe6-0000755386"
markdown_url: "https://d3tenders.com/contract/ocds-r6ebe6-0000755386.md"
json_url: "https://d3tenders.com/contract/ocds-r6ebe6-0000755386.json"
source: "Public Contracts Scotland"
current_stage: "Award"
buyer: "ARK HOUSING ASSOCIATION"
published: "2024-01-17"
---

# Insurance Broker Services

Buyer: ARK HOUSING ASSOCIATION  
Current stage: Award  
OCID: ocds-r6ebe6-0000755386

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[Download OCDS JSON](https://d3tenders.com/contract/ocds-r6ebe6-0000755386.json)

## Summary

The Ark Housing Association, based in Edinburgh, UK, has completed the procurement process for Insurance Broker Services. The association aims to extend the existing contract to Howden (formerly known as Bruce Stevenson) until 31st March 2027. The procurement method used was a limited "Award procedure without prior publication of a call for competition."

This tender presents an opportunity for businesses specializing in insurance brokerage services to engage in a contract with Ark Housing Association. Given the specific requirements of the Scottish Social Housing market, with limited competition and specialised services, businesses with a focus on high-quality service delivery and industry expertise would be well-suited to compete in this market. Ark's decision to directly award the contract to Howden reflects the value placed on continuity and exceptional service in the sector.

## Notice

Ark Housing Association are looking to extend the existing insurance broker provision contract to 31st March 2027 with Howden (Formally known as Bruce Stevenson) who are the current insurance service broker/provider.

### Lot Information

Lot 1

Ark Housing Association are looking to extend the existing insurance broker provision contract to 31st March 2027 with Howden (Formally known as Bruce Stevenson) who are the current insurance service broker/provider for elements stated below: Property Stock Group Personal Accident Combined Liability Crime Office & Computer Combined Contract Works Professional Indemnity Engineering Cyber Liability

### Procurement Information

Howden have acted as Arks insurance broker since April 2018. The initial contract was entered in to following a competitive procurement exercise via Public Contracts Scotland. Due to mergers and acquisitions, along with underwriters withdrawing from the market, there are now effectively only three brokers and one direct insurer in the Scottish Social Housing market, alongside an ever-decreasing number of underwriters/insurers, all of whom have different requirements and risk appetites. In the past year, through discussion with other RSL's experiencing similar issues, an insurance provider (now deemed overweight across the Social Housing sector) noted that it will not tender for new business but will continue to support existing clients as long as they are not in tender mode. There is therefore a risk that in complying with procurement best value and legal regulation, Ark may face only one or two bidders - a lack of a competitive market and pricing. Ark proposes to directly award a three-year contract to Howden from 1st April 2024, bypassing our usual procurement process. This is due to: 1. the lack of competitors within the sector - there are three insurance brokers which serve the Scottish Social Housing sector, of which one currently provides Ark with buildings insurance and therefore would be conflicted from bidding for any broker role. This leaves one alternative supplier; 2. the minimal financial savings (if any), that could be achieved through competitive tendering - Howdens annual brokerage fee for their services has not increased since the original contract in 2018; and 3. the high-quality service provided by Howden - Howden provide Ark with a high level of service including out of hours support. They are very responsive with enquiries and always go above and beyond providing support and advice when required. Howden recently visited Ark to do a policy/claims workshop at no additional cost and have offered to reattend at any time. This was extremely beneficial to several staff across the organisation. There is a risk of moving supplier and not getting the same level of service.

## Key Details

| Field | Value |
| --- | --- |
| Publication source | Public Contracts Scotland |
| Latest notice | https://www.publiccontractsscotland.gov.uk/search/show/search_view.aspx?ID=JAN496693 |
| Notice type | PCS Notice - Website Contract Award Notice |
| Procurement type | Standard |
| Procurement category | Services |
| Procurement method | Limited |
| Procurement method details | Award procedure without prior publication of a call for competition |
| Tender suitability | Not specified |
| Awardee scale | Large |
| All stages | Award |

## Dates

| Field | Value |
| --- | --- |
| Publication date | 17 Jan 2024 |
| Submission deadline | Not specified |
| Future notice date | Not specified |
| Award date | 15 Jan 2024 |
| Contract period | Not specified |
| Recurrence | Not specified |

## Values

| Field | Value |
| --- | --- |
| Tender value | Not specified |
| Lots value | Not specified |
| Awards value | Not specified |
| Contracts value | £35,000 |

## Status

| Field | Value |
| --- | --- |
| Tender status | Complete |
| Lots status | Complete |
| Awards status | Not specified |
| Contracts status | Active |

## Buyer

| Field | Value |
| --- | --- |
| Main buyer | ARK HOUSING ASSOCIATION |
| Locality | EDINBURGH |
| Post town | Edinburgh |
| Postcode | EH10 4SG |
| Country | Scotland |
| ITL 1 | TLM Scotland |
| ITL 2 | TLM1 East Central Scotland |
| ITL 3 | TLM13 City of Edinburgh |
| Local authority | City of Edinburgh |
| Electoral ward | Morningside |
| Westminster constituency | Edinburgh South |
| Delivery location | TLM75 City of Edinburgh |

## Supplier

| Field | Value |
| --- | --- |
| Number of suppliers | 1 |
| Supplier names | BRUCE STEVENSON |

## CPV Codes

### Divisions

- 66 - Financial and insurance services

### Codes

- 66518000 - Insurance brokerage and agency services

## Release History

- 17 Jan 2024 at 00:00 - Award - PCS Notice - Website Contract Award Notice - https://www.publiccontractsscotland.gov.uk/search/show/search_view.aspx?ID=JAN496693

## Documents

- https://www.publiccontractsscotland.gov.uk/search/show/search_view.aspx?ID=JAN496693
  Insurance Broker Services - Ark Housing Association are looking to extend the existing insurance broker provision contract to 31st March 2027 with Howden (Formally known as Bruce Stevenson) who are the current insurance service broker/provider.

## Notice URLs

- http://
- http://www.arkha.org.uk
- https://api.publiccontractsscotland.gov.uk/v1/Notice?id=ocds-r6ebe6-0000755386

## Provenance

This Markdown file is an alternate public rendering of the D3 Tenders contract record. The canonical page is https://d3tenders.com/contract/?ocid=ocds-r6ebe6-0000755386. The underlying structured data is available as OCDS JSON at https://d3tenders.com/contract/ocds-r6ebe6-0000755386.json.