---
title: "Insurance Services - Modification VEAT"
ocid: "ocds-r6ebe6-0000805374"
canonical_url: "https://d3tenders.com/contract/?ocid=ocds-r6ebe6-0000805374"
markdown_url: "https://d3tenders.com/contract/ocds-r6ebe6-0000805374.md"
json_url: "https://d3tenders.com/contract/ocds-r6ebe6-0000805374.json"
source: "Public Contracts Scotland"
current_stage: "Award"
buyer: "VIEWPOINT HOUSING ASSOCIATION"
published: "2026-01-29"
---

# Insurance Services - Modification VEAT

Buyer: VIEWPOINT HOUSING ASSOCIATION  
Current stage: Award  
OCID: ocds-r6ebe6-0000805374

[View canonical contract page](https://d3tenders.com/contract/?ocid=ocds-r6ebe6-0000805374)  
[Download OCDS JSON](https://d3tenders.com/contract/ocds-r6ebe6-0000805374.json)

## Summary

The procurement process led by Viewpoint Housing Association, a central purchasing body based in Edinburgh, focuses on the extension of an existing insurance services contract. The tender, titled "Insurance Services - Modification VEAT," falls under the industry category of housing and community amenities. This contract involves a limited procurement method without prior publication of a call for competition, aligning with Regulation 72 (1) (c) due to unforeseen circumstances impacting the insurance market. The service area is primarily within the UKM75 region, with the procurement process documented within an award notice dated 29 January 2026. The insurance contract, originally set to expire on 30 September 2025, has been extended to 30 September 2027 with current provider Zurich Ltd, also based in the UK.

The extension of this contract creates notable opportunities for businesses within the insurance and related financial services sectors, particularly those able to navigate the complex conditions affecting the housing insurance market due to economic changes, geopolitical factors, and evolving regulatory requirements. This provision is particularly suited for SMEs like Zurich, who can offer tailored solutions and capitalise on ongoing market uncertainties. As the market stabilises, companies positioned to provide competitive insurance products aligned with statutory landlord responsibilities will find increased chances for growth and potential new contracts post-2027, when Viewpoint Housing Association plans to release a new tender with a target start date of 1 October 2027.

## Notice

This Voluntary Ex-Ante Transparency (VEAT) relates to the extension of the existing Insurance Provision contract. Having sought advice, to meet our statutory regulatory requirements as a Registered Social Landlord, these public contracts shall be modified and awarded under Regulation 72 (1) (c) utilising the Modification of contracts during their term "by circumstances Viewpoint Housing Association (VHA) could not have foreseen". Justification of this intention together with full details of the intended contract are included within sections II.2.4 and IV.1.1 of this notice.

### Lot Information

Lot 1

Viewpoint Housing Association (VHA) intends to extend the existing Insurance Provision contract due to end 30 September 2025 to the 30 September 2027 with Zurich Ltd who are the current insurance service broker/provider.

### Procurement Information

This Voluntary Ex-Ante Transparency (VEAT) relates to the extension of the existing Insurance Provision contract. Having sought independent advice, to meet our statutory regulatory requirements as a Registered Social Landlord, these public contracts shall be modified and awarded under Regulation 72 (1) (c) utilising the Modification of contracts during their term by circumstances Viewpoint Housing Association, could not have foreseen at the beginning of our contract. Viewpoint Housing Association (VHA) intends to extend the existing Insurance Provision contract due to end 30 September 2025 to the 30 September 2027 with Zurich Ltd who are the current insurance service broker/provider. These circumstances include current restructure of Viewpoint's Senior Executive and Leadership teams, in particular the retirement of the current Director of Finance and Business Support who oversees the insurance arrangements of the Association. This informed decision is based on; the ongoing insurance marketplace uncertainty reflective of the post-Brexit economic environment, the far-reaching impact of the war in Ukraine, recent challenges faced by RSL's relating to all services, and the current cost-of-living pressures; while concurrently seeking to ensure effective continuity of our insurance services to meet our statutory regulatory requirements. Furthermore, there are ongoing challenges in the housing insurance market, which has hardened over the last 24 month with resultant increased premiums for property insurance. For these reasons, we seek to extend our current insurance contract to allow Viewpoint focus on our internal restructuring and to allow the insurance market to soften, so we are in the best position to proceed with a tender process. VHA intend to go out to the marketplace for a new contract for Insurance Provision and this procurement process will commence 2027 Q2 with a target effective date contract date of 1 October 2027.

## Key Details

| Field | Value |
| --- | --- |
| Publication source | Public Contracts Scotland |
| Latest notice | https://www.publiccontractsscotland.gov.uk/search/show/search_view.aspx?ID=JAN548368 |
| Notice type | OJEU - F3 - Contract Award Notice |
| Procurement type | Standard |
| Procurement category | Services |
| Procurement method | Limited |
| Procurement method details | Award procedure without prior publication of a call for competition |
| Tender suitability | Not specified |
| Awardee scale | SME |
| All stages | Award |

## Dates

| Field | Value |
| --- | --- |
| Publication date | 29 Jan 2026 |
| Submission deadline | Not specified |
| Future notice date | Not specified |
| Award date | 25 Jul 2025 |
| Contract period | Not specified |
| Recurrence | Not specified |

## Values

| Field | Value |
| --- | --- |
| Tender value | Not specified |
| Lots value | Not specified |
| Awards value | Not specified |
| Contracts value | £480,000 |

## Status

| Field | Value |
| --- | --- |
| Tender status | Complete |
| Lots status | Complete |
| Awards status | Not specified |
| Contracts status | Active |

## Buyer

| Field | Value |
| --- | --- |
| Main buyer | VIEWPOINT HOUSING ASSOCIATION |
| Locality | EDINBURGH |
| Post town | Edinburgh |
| Postcode | EH9 2HG |
| Country | Scotland |
| ITL 1 | TLM Scotland |
| ITL 2 | TLM1 East Central Scotland |
| ITL 3 | TLM13 City of Edinburgh |
| Local authority | City of Edinburgh |
| Electoral ward | Southside/Newington |
| Westminster constituency | Edinburgh South |
| Delivery location | TLM75 City of Edinburgh |

## Supplier

| Field | Value |
| --- | --- |
| Number of suppliers | 1 |
| Supplier names | ZURICH |

## CPV Codes

### Divisions

- 66 - Financial and insurance services

### Codes

- 66510000 - Insurance services

## Release History

- 29 Jan 2026 at 00:00 - Award - OJEU - F3 - Contract Award Notice - https://www.publiccontractsscotland.gov.uk/search/show/search_view.aspx?ID=JAN548368
- 29 Jul 2025 at 00:00 - Award - OJEU - F15 - Voluntary Ex Ante Transparency Notice - https://www.publiccontractsscotland.gov.uk/search/show/search_view.aspx?ID=JUL535721

## Documents

- https://www.publiccontractsscotland.gov.uk/search/show/search_view.aspx?ID=JUL535721
  Insurance Services - Modification VEAT - This Voluntary Ex-Ante Transparency (VEAT) relates to the extension of the existing Insurance Provision contract. Having sought advice, to meet our statutory regulatory requirements as a Registered Social Landlord, these public contracts shall be modified and awarded under Regulation 72 (1) (c) utilising the Modification of contracts during their term "by circumstances Viewpoint Housing Association (VHA) could not have foreseen". Justification of this intention together with full details of the intended contract are included within sections II.2.4 and IV.1.1 of this notice.
- https://www.publiccontractsscotland.gov.uk/search/show/search_view.aspx?ID=JAN548368
  Insurance Services - Modification VEAT - This Voluntary Ex-Ante Transparency (VEAT) relates to the extension of the existing Insurance Provision contract. Having sought advice, to meet our statutory regulatory requirements as a Registered Social Landlord, these public contracts shall be modified and awarded under Regulation 72 (1) (c) utilising the Modification of contracts during their term "by circumstances Viewpoint Housing Association (VHA) could not have foreseen". Justification of this intention together with full details of the intended contract are included within sections II.2.4 and IV.1.1 of this notice.

## Notice URLs

- http://
- http://www.viewpoint.org.uk
- https://api.publiccontractsscotland.gov.uk/v1/Notice?id=ocds-r6ebe6-0000805374

## Provenance

This Markdown file is an alternate public rendering of the D3 Tenders contract record. The canonical page is https://d3tenders.com/contract/?ocid=ocds-r6ebe6-0000805374. The underlying structured data is available as OCDS JSON at https://d3tenders.com/contract/ocds-r6ebe6-0000805374.json.