--- title: "Insurance and Related Services 2026 for Kingdom Housing Association and Subsidaries" ocid: "ocds-r6ebe6-0000808033" canonical_url: "https://d3tenders.com/contract/?ocid=ocds-r6ebe6-0000808033" markdown_url: "https://d3tenders.com/contract/ocds-r6ebe6-0000808033.md" json_url: "https://d3tenders.com/contract/ocds-r6ebe6-0000808033.json" source: "Public Contracts Scotland" current_stage: "Award" buyer: "KINGDOM HOUSING ASSOCIATION LIMITED" published: "2026-04-24" --- # Insurance and Related Services 2026 for Kingdom Housing Association and Subsidaries Buyer: KINGDOM HOUSING ASSOCIATION LIMITED Current stage: Award OCID: ocds-r6ebe6-0000808033 [View canonical contract page](https://d3tenders.com/contract/?ocid=ocds-r6ebe6-0000808033) [Download OCDS JSON](https://d3tenders.com/contract/ocds-r6ebe6-0000808033.json) ## Summary The procurement process for the "Insurance and Related Services 2026 for Kingdom Housing Association and Subsidiaries" is managed by Kingdom Housing Association Limited, based in Glenrothes, UK. This tender falls under the housing and community amenities industry category and targets services related to general insurance, claims handling, and loss control. The procurement stage is complete, with contracts active from 1st April 2026. The procurement method utilised a competitive procedure with negotiation, ensuring engagements are with suitably qualified bidders. The procurement covers multiple insurance service areas including property, terrorism, cyber risk, professional indemnity, and more, with services delivered primarily in the UKM82 and UKM72 regions. The original tender process included a pre-qualifying stage requiring the capability, capacity, and experience from potential bidders to perform the contract, selected based upon Most Economically Advantageous Tender criteria with a focus on quality and price. This tender offers substantial opportunities for qualified insurance brokers and direct insurance providers to expand their services in the property and legal liability sectors, as well as other lines of insurance required by Kingdom Housing Association. Businesses with specialization in brokerage services, claims management, and risk management are well-suited to compete, given the detailed requirements for capability, financial strength, and successful service provision records. The contracts awarded indicate openings for both large-scale insurers as seen with suppliers like Zurich Municipal, Jensten Group, and Arthur J. Gallagher Insurance Brokers Ltd. The commitment to extend the contract beyond the initial three-year period provides additional stability and growth prospects for enduring partnerships. Businesses that possess the relevant qualifications, including regulatory compliance with the UK Financial Conduct Authority, can leverage this tender to heighten their regional presence and foster long-term client relationships. ## Notice The Contract is for the provision of general insurance and related services, including claims handling, loss control services and general programme maintenance and advice as required by Kingdom Housing Association commencing 1st April 2026. A full Summary of Current Cover will be provided with the Invitation to Tender to selected bidders. Bids are invited from suitably qualified insurance brokers and direct providers for the entire scope of services. The procurement will follow the two-stage Competitive with Negotiation Procedure with a pre-qualifying stage based on completed SPDs and bidders will be selected on the basis of their capability, capacity and experience to perform the contract. ### Lot Information Insurance and related services associated with Terrorism and/or Political Violence (Pool-Re) as required by Kingdom Housing Association The scope of the Contract includes the provision of insurance cover, brokerage services (where applicable), professional advice, claims management and loss control services for terrorism insurance as required by Kingdom Housing Association for a period of three years commencing 01.04.2026, with the option to extend by up to a further two years at Kingdom Housing Association's sole discretion. Bids are invited from suitably qualified and experienced insurance brokers and direct insurers. The Contract will follow the two-stage Competitive Procedure with Negotiation with bidders being selected on the basis of the responses contained in the pre qualifying SPD. Bidders will be expected have the capability, capacity, financial and economic standing and experience to perform the contract. SPDs must be completed in full with all relevant information supplied. The Contract will be awarded on the basis of Most Economically Advantageous Tender, with specific evaluation criteria detailed within the Invitation To Tender and contract documents. A Summary of Kingdom's current insurances will be made available along with the Invitation to Tender. Bidders are required to submit the appropriate SPD, completed in full in order to be considered for Stage 2 of the procurement Renewal: The contract will be for an initial three year period with the option to extend for a further two years at Kingdom Housing Association's sole discretion. Renewal will be sought at the end of the three or five year period. Insurance and related services associated with Terrorism and/or Political Violence (Non Pool-Re) as required by Kingdom Housing Association The scope of the Contract includes the provision of insurance cover, brokerage services (where applicable), professional advice, claims management and loss control services for terrorism insurance as required by Kingdom Housing Association for a period of three years commencing 01.04.2026, with the option to extend by up to a further two years at Kingdom Housing Association's sole discretion. Bids are invited from suitably qualified and experienced insurance brokers and direct insurers. The Contract will follow the two-stage Competitive Procedure with Negotiation with bidders being selected on the basis of the responses contained in the pre qualifying SPD. Bidders will be expected have the capability, capacity, financial and economic standing and experience to perform the contract. SPDs must be completed in full with all relevant information supplied. The Contract will be awarded on the basis of Most Economically Advantageous Tender, with specific evaluation criteria detailed within the Invitation To Tender and contract documents. A Summary of Kingdom's current insurances will be made available along with the Invitation to Tender. Bidders are required to submit the appropriate SPD, completed in full in order to be considered for Stage 2 of the procurement Renewal: The contract will be for an initial three year period with the option to extend for a further two years at Kingdom Housing Association's sole discretion. Renewal will be sought at the end of the three or five year period. Insurance and related services associated with Cyber Risk required by Kingdom Housing Association The scope of the Contract includes the provision of insurance cover, brokerage services (where applicable), professional advice, claims management and loss control services for property, legal liabilities and other general insurances as required by Kingdom Housing Association for a period of three years commencing 01.04.2026, with the option to extend by up to a further two years at Kingdom Housing Association's sole discretion. Bids are invited from suitably qualified and experienced insurance brokers and direct insurers. The Contract will follow the two-stage Competitive Procedure with Negotiation with bidders being selected on the basis of the responses contained in the pre qualifying SPD. Bidders will be expected have the capability, capacity, financial and economic standing and experience to perform the contract. SPDs must be completed in full with all relevant information supplied. The Contract will be awarded on the basis of Most Economically Advantageous Tender, with specific evaluation criteria detailed within the Invitation To Tender and contract documents. A Summary of Kingdom's current insurances will be made available along with the Invitation to Tender. Bidders are required to submit the appropriate SPD, completed in full in order to be considered for Stage 2 of the procurement Renewal: The contract will be for an initial three year period with the option to extend for a further two years at Kingdom Housing Association's sole discretion. Renewal will be sought at the end of the three or five year period. Insurance and related services associated with Professional Indemnity Risks as required by Kingdom Housing Association The scope of the Contract includes the provision of insurance cover, brokerage services (where applicable), professional advice, claims management and loss control services for property, legal liabilities and other general insurances as required by Kingdom Housing Association for a period of three years commencing 01.04.2026, with the option to extend by up to a further two years at Kingdom Housing Association's sole discretion. Bids are invited from suitably qualified and experienced insurance brokers and direct insurers. The Contract will follow the two-stage Competitive Procedure with Negotiation with bidders being selected on the basis of the responses contained in the pre qualifying SPD. Bidders will be expected have the capability, capacity, financial and economic standing and experience to perform the contract. SPDs must be completed in full with all relevant information supplied. The Contract will be awarded on the basis of Most Economically Advantageous Tender, with specific evaluation criteria detailed within the Invitation To Tender and contract documents. A Summary of Kingdom's current insurances will be made available along with the Invitation to Tender. Bidders are required to submit the appropriate SPD, completed in full in order to be considered for Stage 2 of the procurement Renewal: The contract will be for an initial three year period with the option to extend for a further two years at Kingdom Housing Association's sole discretion. Renewal will be sought at the end of the three or five year period. Insurance and related services associated with Directors and Officers Liability, and Entity as required by Kingdom Housing Association The scope of the Contract includes the provision of insurance cover, brokerage services (where applicable), professional advice, claims management and loss control services for property, legal liabilities and other general insurances as required by Kingdom Housing Association for a period of three years commencing 01.04.2026, with the option to extend by up to a further two years at Kingdom Housing Association's sole discretion. Bids are invited from suitably qualified and experienced insurance brokers and direct insurers. The Contract will follow the two-stage Competitive Procedure with Negotiation with bidders being selected on the basis of the responses contained in the pre qualifying SPD. Bidders will be expected have the capability, capacity, financial and economic standing and experience to perform the contract. SPDs must be completed in full with all relevant information supplied. The Contract will be awarded on the basis of Most Economically Advantageous Tender, with specific evaluation criteria detailed within the Invitation To Tender and contract documents. A Summary of Kingdom's current insurances will be made available along with the Invitation to Tender. Bidders are required to submit the appropriate SPD, completed in full in order to be considered for Stage 2 of the procurement Renewal: The contract will be for an initial three year period with the option to extend for a further two years at Kingdom Housing Association's sole discretion. Renewal will be sought at the end of the three or five year period. Insurance and related services associated with Crime Risks as required by Kingdom Housing Association The scope of the Contract includes the provision of insurance cover, brokerage services (where applicable), professional advice, claims management and loss control services for property, legal liabilities and other general insurances as required by Kingdom Housing Association for a period of three years commencing 01.04.2026, with the option to extend by up to a further two years at Kingdom Housing Association's sole discretion. Bids are invited from suitably qualified and experienced insurance brokers and direct insurers. The Contract will follow the two-stage Competitive Procedure with Negotiation with bidders being selected on the basis of the responses contained in the pre qualifying SPD. Bidders will be expected have the capability, capacity, financial and economic standing and experience to perform the contract. SPDs must be completed in full with all relevant information supplied. The Contract will be awarded on the basis of Most Economically Advantageous Tender, with specific evaluation criteria detailed within the Invitation To Tender and contract documents. A Summary of Kingdom's current insurances will be made available along with the Invitation to Tender. Bidders are required to submit the appropriate SPD, completed in full in order to be considered for Stage 2 of the procurement Renewal: The contract will be for an initial three year period with the option to extend for a further two years at Kingdom Housing Association's sole discretion. Renewal will be sought at the end of the three or five year period. Insurance and related services associated with Motor Fleet as required by Kingdom Housing Association The scope of the Contract includes the provision of insurance cover, brokerage services (where applicable), professional advice, claims management and loss control services for property, legal liabilities and other general insurances as required by Kingdom Housing Association for a period of three years commencing 01.04.2026, with the option to extend by up to a further two years at Kingdom Housing Association's sole discretion. Bids are invited from suitably qualified and experienced insurance brokers and direct insurers. The Contract will follow the two-stage Competitive Procedure with Negotiation with bidders being selected on the basis of the responses contained in the pre qualifying SPD. Bidders will be expected have the capability, capacity, financial and economic standing and experience to perform the contract. SPDs must be completed in full with all relevant information supplied. The Contract will be awarded on the basis of Most Economically Advantageous Tender, with specific evaluation criteria detailed within the Invitation To Tender and contract documents. A Summary of Kingdom's current insurances will be made available along with the Invitation to Tender. Bidders are required to submit the appropriate SPD, completed in full in order to be considered for Stage 2 of the procurement Renewal: The contract will be for an initial three year period with the option to extend for a further two years at Kingdom Housing Association's sole discretion. Renewal will be sought at the end of the three or five year period. Insurance and related services associated with Engineering as required by Kingdom Housing Association The scope of the Contract includes the provision of insurance cover, brokerage services (where applicable), professional advice, claims management and loss control services for property, legal liabilities and other general insurances as required by Kingdom Housing Association for a period of three years commencing 01.04.2026, with the option to extend by up to a further two years at Kingdom Housing Association's sole discretion. Bids are invited from suitably qualified and experienced insurance brokers and direct insurers. The Contract will follow the two-stage Competitive Procedure with Negotiation with bidders being selected on the basis of the responses contained in the pre qualifying SPD. Bidders will be expected have the capability, capacity, financial and economic standing and experience to perform the contract. SPDs must be completed in full with all relevant information supplied. The Contract will be awarded on the basis of Most Economically Advantageous Tender, with specific evaluation criteria detailed within the Invitation To Tender and contract documents. A Summary of Kingdom's current insurances will be made available along with the Invitation to Tender. Bidders are required to submit the appropriate SPD, completed in full in order to be considered for Stage 2 of the procurement Renewal: The contract will be for an initial three year period with the option to extend for a further two years at Kingdom Housing Association's sole discretion. Renewal will be sought at the end of the three or five year period. Insurance for Property & related Business Interruption risks (possibly including Property Owners Liability) as required by Kingdom Housing Association The scope of the Contract includes the provision of insurance cover, brokerage services (where applicable), professional advice, claims management and loss control services for property, legal liabilities and other general insurances as required by Kingdom Housing Association for a period of three years commencing 01.04.2026, with the option to extend by up to a further two years at Kingdom Housing Association's sole discretion. Bids are invited from suitably qualified and experienced insurance brokers and direct insurers. The Contract will follow the two-stage Competitive Procedure with Negotiation with bidders being selected on the basis of the responses contained in the pre qualifying SPD. Bidders will be expected have the capability, capacity, financial and economic standing and experience to perform the contract. SPDs must be completed in full with all relevant information supplied. The Contract will be awarded on the basis of Most Economically Advantageous Tender, with specific evaluation criteria detailed within the Invitation To Tender and contract documents. A Summary of Kingdom's current insurances will be made available along with the Invitation to Tender. Bidders are required to submit the appropriate SPD, completed in full in order to be considered for Stage 2 of the procurement Renewal: The contract will be for an initial three year period with the option to extend for a further two years at Kingdom Housing Association's sole discretion. Renewal will be sought at the end of the three or five year period. ## Key Details | Field | Value | | --- | --- | | Publication source | Public Contracts Scotland | | Latest notice | https://www.publiccontractsscotland.gov.uk/search/show/search_view.aspx?ID=APR554613 | | Notice type | OJEU - F3 - Contract Award Notice | | Procurement type | Standard | | Procurement category | Services | | Procurement method | Selective | | Procurement method details | Competitive procedure with negotiation | | Tender suitability | Not specified | | Awardee scale | Large | | All stages | Tender, Award | ## Dates | Field | Value | | --- | --- | | Publication date | 24 Apr 2026 | | Submission deadline | 9 Oct 2025 | | Future notice date | Not specified | | Award date | 1 Apr 2026 | | Contract period | Not specified | | Recurrence | Between three or five years, from the date of this notice. | ## Values | Field | Value | | --- | --- | | Tender value | £3,000,000 | | Lots value | Not specified | | Awards value | Not specified | | Contracts value | £917,739 | ## Status | Field | Value | | --- | --- | | Tender status | Complete | | Lots status | Active, Complete | | Awards status | Not specified | | Contracts status | Active | ## Buyer | Field | Value | | --- | --- | | Main buyer | KINGDOM HOUSING ASSOCIATION LIMITED | | Locality | GLENROTHES | | Post town | Kirkcaldy | | Postcode | KY6 2DA | | Country | Scotland | | ITL 1 | TLM Scotland | | ITL 2 | TLM0 Eastern Scotland | | ITL 3 | TLM01 Clackmannanshire and Fife | | Local authority | Fife | | Electoral ward | Glenrothes West and Kinglassie | | Westminster constituency | Glenrothes and Mid Fife | | Delivery location | TLM72 Clackmannanshire and Fife, TLM82 Glasgow City | ## Supplier | Field | Value | | --- | --- | | Number of suppliers | 3 | | Supplier names | ARTHUR J. GALLAGHER INSURANCE BROKERS; JENSTEN GROUP; ZURICH MUNICIPAL | ## CPV Codes ### Divisions - 66 - Financial and insurance services ### Codes - 66000000 - Financial and insurance services - 66510000 - Insurance services - 66515200 - Property insurance services - 66515410 - Financial loss insurance services - 66515411 - Pecuniary loss insurance services - 66516000 - Liability insurance services - 66516400 - General liability insurance services - 66516500 - Professional liability insurance services - 66518100 - Insurance brokerage services ## Release History - 24 Apr 2026 at 00:00 - Award - OJEU - F3 - Contract Award Notice - https://www.publiccontractsscotland.gov.uk/search/show/search_view.aspx?ID=APR554613 - 10 Sep 2025 at 00:00 - Tender - OJEU - F2 - Contract Notice - https://www.publiccontractsscotland.gov.uk/search/show/search_view.aspx?ID=SEP538866 ## Documents - https://www.publiccontractsscotland.gov.uk/search/show/search_view.aspx?ID=SEP538866 Insurance and Related Services 2026 for Kingdom Housing Association and Subsidaries - The Contract is for the provision of general insurance and related services, including claims handling, loss control services and general programme maintenance and advice as required by Kingdom Housing Association commencing 1st April 2026. A full Summary of Current Cover will be provided with the Invitation to Tender to selected bidders. Bids are invited from suitably qualified insurance brokers and direct providers for the entire scope of services. The procurement will follow the two-stage Competitive with Negotiation Procedure with a pre-qualifying stage based on completed SPDs and bidders will be selected on the basis of their capability, capacity and experience to perform the contract. - https://www.publiccontractsscotland.gov.uk/search/show/search_view.aspx?ID=APR554613 Insurance and Related Services 2026 for Kingdom Housing Association and Subsidaries - The Contract is for the provision of general insurance and related services, including claims handling, loss control services and general programme maintenance and advice as required by Kingdom Housing Association commencing 1st April 2026. A full Summary of Current Cover will be provided with the Invitation to Tender to selected bidders. Bids are invited from suitably qualified insurance brokers and direct providers for the entire scope of services. The procurement will follow the two-stage Competitive with Negotiation Procedure with a pre-qualifying stage based on completed SPDs and bidders will be selected on the basis of their capability, capacity and experience to perform the contract. ## Notice URLs - http:// - http://www.publiccontractsscotland.gov.uk/Search/Search_Switch.aspx?ID=808033 - http://www.publiccontractsscotland.gov.uk/sitehelp/help_guides.aspx - https://api.publiccontractsscotland.gov.uk/v1/Notice?id=ocds-r6ebe6-0000808033 - https://www.gibbslaidler.co.uk/ - https://www.gov.scot/policies/public-sector-procurement/community-benefits-in - https://www.publiccontractsscotland.gov.uk/ - https://www.publiccontractsscotland.gov.uk/ESPD/ESPD_Download.aspx?id=808033 - https://www.publiccontractsscotland.gov.uk/sitehelp/help_guides.aspx ## Provenance This Markdown file is an alternate public rendering of the D3 Tenders contract record. The canonical page is https://d3tenders.com/contract/?ocid=ocds-r6ebe6-0000808033. The underlying structured data is available as OCDS JSON at https://d3tenders.com/contract/ocds-r6ebe6-0000808033.json.