---
title: "Property Owners Liability Insurance - Denchi House 2025-2026"
ocid: "ocds-r6ebe6-0000816402"
canonical_url: "https://d3tenders.com/contract/?ocid=ocds-r6ebe6-0000816402"
markdown_url: "https://d3tenders.com/contract/ocds-r6ebe6-0000816402.md"
json_url: "https://d3tenders.com/contract/ocds-r6ebe6-0000816402.json"
source: "Public Contracts Scotland"
current_stage: "Award"
buyer: "HIGHLANDS AND ISLANDS ENTERPRISE"
published: "2025-11-20"
---

# Property Owners Liability Insurance - Denchi House 2025-2026

Buyer: HIGHLANDS AND ISLANDS ENTERPRISE  
Current stage: Award  
OCID: ocds-r6ebe6-0000816402

[View canonical contract page](https://d3tenders.com/contract/?ocid=ocds-r6ebe6-0000816402)  
[Download OCDS JSON](https://d3tenders.com/contract/ocds-r6ebe6-0000816402.json)

## Summary

See notice for full details.

## Notice

The contract is for the provision of property owners liability insurance from 1 November 2025 to 31 October 2026 for Denchi House, Thurso. Considering the market's appetite, our broker's advice and previous experience, we consider that the competition is absent for technical reasons. As a result, a co-insurance approach has been considered appropriate for this particular insurance type. The value stated in this notice includes IPT. The supplier stated in this contract award notice is the lead insurer.

### Lot Information

Lot 1

The contract is for the provision of property owners liability insurance from 1 November 2025 to 31 October 2026 for Denchi House, Thurso.

Options: changes to the building during the policy resulting in higher risk and so higher premium

### Procurement Information

Due to the specialist risk profile applicable to the building and our broker's advice and experience there is an absence of competition in the market, and the broker has had to arrange a co-insurance approach. We therefore consider that competition is absent for technical reasons.

## Key Details

| Field | Value |
| --- | --- |
| Publication source | Public Contracts Scotland |
| Latest notice | https://www.publiccontractsscotland.gov.uk/search/show/search_view.aspx?ID=NOV543975 |
| Notice type | PCS Notice - Website Contract Award Notice |
| Procurement type | Standard |
| Procurement category | Services |
| Procurement method | Limited |
| Procurement method details | Award procedure without prior publication of a call for competition |
| Tender suitability | Not specified |
| Awardee scale | Large |
| All stages | Award |

## Dates

| Field | Value |
| --- | --- |
| Publication date | 20 Nov 2025 |
| Submission deadline | Not specified |
| Future notice date | Not specified |
| Award date | 28 Oct 2024 |
| Contract period | Not specified |
| Recurrence | Not specified |

## Values

| Field | Value |
| --- | --- |
| Tender value | Not specified |
| Lots value | Not specified |
| Awards value | Not specified |
| Contracts value | £126,212 |

## Status

| Field | Value |
| --- | --- |
| Tender status | Complete |
| Lots status | Complete |
| Awards status | Not specified |
| Contracts status | Active |

## Buyer

| Field | Value |
| --- | --- |
| Main buyer | HIGHLANDS AND ISLANDS ENTERPRISE |
| Locality | INVERNESS |
| Post town | Inverness |
| Postcode | IV2 5NA |
| Country | Scotland |
| ITL 1 | TLM Scotland |
| ITL 2 | TLM2 Highlands and Islands |
| ITL 3 | TLM20 Highlands and Islands |
| Local authority | Highland |
| Electoral ward | Inverness South |
| Westminster constituency | Inverness, Skye and West Ross-shire |
| Delivery location | TLM61 Caithness and Sutherland, and Ross and Cromarty |

## Supplier

| Field | Value |
| --- | --- |
| Number of suppliers | 1 |
| Supplier names | AXA INSURANCE |

## CPV Codes

### Divisions

- 66 - Financial and insurance services

### Codes

- 66510000 - Insurance services
- 66515200 - Property insurance services

## Release History

- 20 Nov 2025 at 00:00 - Award - PCS Notice - Website Contract Award Notice - https://www.publiccontractsscotland.gov.uk/search/show/search_view.aspx?ID=NOV543975

## Documents

- https://www.publiccontractsscotland.gov.uk/search/show/search_view.aspx?ID=NOV543975
  Property Owners Liability Insurance - Denchi House 2025-2026 - The contract is for the provision of property owners liability insurance from 1 November 2025 to 31 October 2026 for Denchi House, Thurso. Considering the market's appetite, our broker's advice and previous experience, we consider that the competition is absent for technical reasons. As a result, a co-insurance approach has been considered appropriate for this particular insurance type. The value stated in this notice includes IPT. The supplier stated in this contract award notice is the lead insurer.

## Notice URLs

- http://
- http://www.hie.co.uk
- https://api.publiccontractsscotland.gov.uk/v1/Notice?id=ocds-r6ebe6-0000816402
- https://www.scotcourts.gov.uk/the-courts/court-locations/inverness-sheriff-court-and-justice-of-the-peace-court

## Provenance

This Markdown file is an alternate public rendering of the D3 Tenders contract record. The canonical page is https://d3tenders.com/contract/?ocid=ocds-r6ebe6-0000816402. The underlying structured data is available as OCDS JSON at https://d3tenders.com/contract/ocds-r6ebe6-0000816402.json.