This public procurement record has 2 releases in its history.

Award

10 Feb 2026 at 15:46

Tender

14 Mar 2025 at 11:37

Summary of the contracting process

Energia Group NI Holdings Limited, based in Belfast, has concluded its procurement process for Merchant Payment Services. The contract, aimed at improving customer card payment processing in Northern Ireland and the Republic of Ireland, has been awarded to U.S. Bank Europe DAC. This tender followed a competitive flexible procedure under the open procurement method. The Merchant Payment Services are anticipated to begin in March 2026, following a project commencement in September 2025. The contract is valid for three years, extendable to a maximum of five years, with a total contract value of £7.8 million. The procurement was governed by Northern Irish devolved regulations and required platforms to maintain PCI compliance, allowing transactions 24/7 and supporting multiple currencies.

This tender offers vast opportunities for businesses in the financial services and fintech industries, particularly those capable of providing comprehensive card payment processing solutions. Companies with a robust infrastructure to maintain high availability and compliance with payment security standards are well-suited for such contracts. The partnership with Energia Group enables businesses to showcase their capacity in handling complex financial transactions and paves the way for potential expansion into utility payment services across regional borders. Businesses with innovative solutions in financial transaction processing and management information systems may find significant growth prospects through collaborations of this nature.

How relevant is this notice?

Notice Title

Merchant Payment Services

Notice Description

Energia Group is seeking to procure Merchant Payment services (Merchant Services), for the processing of customer card payments within both Northern Ireland and Republic of Ireland. Energia wishes to offer their customers an efficient payment processing experience using a streamlined uninterrupted process for making card payments. Energia currently operates a payment service process, using their own Payment Service Provider, which involves the transfer of funds paid by their customers via debit and credit bank cards, to a third-party processing platform owned by the Supplier. The Supplier must be able to facilitate the transaction process by attaining and receipting information from the customer, receive authorisation from the bank approving the funds transaction, collecting the funds from the bank and then transferring the payment to Energia. The Supplier will be required to ensure that the transaction funds are approved by the customer's bank and acceptance of the combined settlement of card funding transactions (authorisation process). As a minimum, Energia will require the suppliers processing platform to transfer debit and credit cards from Visa, Mastercard and Electron. All platforms must be Payment Card Industry (PCI) compliant https://www.pcisecuritystandards.org/ (settlement process). Energia requires a platform that will accommodate their customers choice of payment card options and differing currencies. The platform must be available to process payments made by customers 24x7x365. Energia also require an online portal for the receipt of daily transaction information and reconciliation reports. For ongoing management information, Energia will require the Supplier to be able to populate management information containing monthly and quarterly performance metrics, scheme updates, compliance updates, new / upcoming solutions and changes within the industry. The provision of Merchant Payment Services is expected to commence in September 2025, although the Supplier will be expected to work with Energia Group to facilitate the implementation of the Merchant Payment Service prior to commencement.

Lot Information

Lot 1

Renewal: The contract awarded will be provided for an initial period of three years, with two optional extensions for periods of up to twelve months each, to be exercised at Energia Group's discretion. The maximum total duration of the service provision is five years.

Publication & Lifecycle

Open Contracting ID
ocds-h6vhtk-04ed32
Publication Source
Find A Tender Service
Latest Notice
https://www.find-tender.service.gov.uk/Notice/012042-2026
Current Stage
Award
All Stages
Tender, Award

Procurement Classification

Notice Type
UK6 - Contract Award Notice
Procurement Type
Standard
Procurement Category
Services
Procurement Method
Open
Procurement Method Details
Competitive flexible procedure
Tender Suitability
Not specified
Awardee Scale
Large

Common Procurement Vocabulary (CPV)

CPV Divisions

66 - Financial and insurance services


CPV Codes

66170000 - Financial consultancy, financial transaction processing and clearing-house services

Notice Value(s)

Tender Value
£6,500,000 £1M-£10M
Lots Value
£6,500,000 £1M-£10M
Awards Value
£6,500,000 £1M-£10M
Contracts Value
Not specified

Notice Dates

Publication Date
10 Feb 20266 months ago
Submission Deadline
21 Mar 2025Expired
Future Notice Date
Not specified
Award Date
10 Feb 20266 months ago
Contract Period
10 Mar 2026 - 9 Mar 2029 3-4 years
Recurrence
2028-03-14

Notice Status

Tender Status
Complete
Lots Status
Complete
Awards Status
Pending
Contracts Status
Not Specified

Contracting Authority (Buyer)

Main Buyer
ENERGIA GROUP NI HOLDINGS LIMITED
Contact Name
Available with D3 Tenders Premium →
Contact Email
Available with D3 Tenders Premium →
Contact Phone
Available with D3 Tenders Premium →

Buyer Location

Locality
BELFAST
Postcode
BT9 5NF
Postcode Area
Northern Ireland
Country
Northern Ireland

Major Region (ITL 1)
TLN Northern Ireland
Basic Region (ITL 2)
TLN0 Northern Ireland
Small Region (ITL 3)
TLN06 Belfast
Delivery Location
TLN Northern Ireland

Local Authority
Belfast
Electoral Ward
Upper Malone
Westminster Constituency
Belfast South and Mid Down

Supplier Information

Number of Suppliers
1
Supplier Name

U.S. BANK EUROPE DAC

Open Contracting Data Standard (OCDS)

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The Open Contracting Data Standard (OCDS) is a framework designed to increase transparency and access to public procurement data in the public sector. It is widely used by governments and organisations worldwide to report on procurement processes and contracts.

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