Planning

Payments Capability

RAIL DELIVERY GROUP LIMITED

This public procurement record has 1 release in its history.

Planning

14 Aug 2025 at 13:25

Summary of the contracting process

The procurement process currently in the planning stage is being conducted by Rail Delivery Group Limited, a public undertaking based in London, United Kingdom. The tender, titled "Payments Capability," falls under the services category with a special regime for utilities. This process aims to provide a centralised rail payments capability that facilitates the expansion of Pay As You Go (PAYG) options across the rail network. A Bidders' Day is scheduled for 9th September 2025, with an Expression of Interest deadline on 17th October 2025. The contracting period is set from June 2026 to May 2029, with the possibility of renewal until May 2033. The procurement seeks expertise in financial technologies, focusing on transaction-processing, credit and smart cards, and relevant software development and data services.

This tender represents a significant opportunity for businesses in the payments industry, particularly those specialising in financial transaction processing, software development, and data services. Firms with capabilities in delivering solutions that accommodate multi-operator PAYG systems using contactless EMV payments are well-suited for this tender. Additionally, businesses experienced in managing compliance with payment schemes and merchant policies, as well as those involved in merchant banking and card services, may find viable prospects for growth. The strategic partnership with RDG could also pave the way for ongoing collaboration in expanding PAYG services across the rail network in the UK, enhancing regional ticketing solutions.

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Notice Title

Payments Capability

Notice Description

The Tap Converter (TC) service, procured in 2024/25, represents RDG's first step in developing central services to enable travel media agnostic (i.e. ITSO, barcode and cEMV) Pay As You Go (PAYG) on Rail. The Tap Converter is a central rail Account Based Ticketing (ABT) fares engine capable of accepting validation transactions (Taps) generated on rail validation devices (e.g. gates, platform validators and revenue inspection devices) and processing them into the customer journeys, fares and and/or best value cap or products that those Taps represent. The TC is offered as a service that a regional PAYG ticketing solution can integrate with to enable the addition of rail to an existing regional PAYG scheme. In 2025, RDG contracted Tracsis as the supplier of the TC, with initial integrations underway to support PAYG ticketing in both Transport for Greater Manchester (TfGM) and Transport for West Midlands (TfWM) regions. As part of TfGM Phase 1, the TC integration will enable cEMV acceptance on a limited number of rail routes within the Bee Network PAYG ticketing scheme from 2026. The Digital Ticketing Services (DTS) team within RDG shall run the TC as a central rail service, similar to the other industry services such as the ITSO Central Back Office (CBO), Rail Availability and Reservation Service (RARS) and the Passenger Assist (PA) system. In the future, RDG expects to novate the contracts associated with the TC to an appropriate company within Great British Railways (GBR). RDG seeks to engage with the payments industry to inform the development of additional RDG services (following implementation of the Tap Converter) that will enable the further roll out PAYG acceptance on Rail as part of the Fares, Ticketing and Retail (FTR) programme. This includes the addition of rail PAYG to other regions, and potentially also enabling customers who live and/or travel outside of established PAYG regions to make PAYG rail journeys using their cEMV card. RDG is exploring if procuring centralised payments capability for cEMV travel would facilitate the addition of rail to more regional PAYG ticketing solutions by accommodating these different technical design approaches, such as those looking to deliver multi-operator PAYG using cEMV by integrating with the Coral Broker. Such a centralised component, delivered by a strategic payments partner, would enable the acceptance and processing of contactless cEMV payment transactions including: * Processing payment transactions from cards issued by Mastercard, Visa and preferably other major EMV payment schemes * Provision of Merchant and associated banking requirements. * L3 end to end certification including Front Office Devices s) and Revenue Inspection Devices (RIDs) . * Payment Card Industries Data Security Standard (PCI DSS) v 4.0.1. * Compliance with RDG Front office device and RDG Token standards which also require the ability to request and capture/use PAR. * The ability to accept and return ISO 8583 format payment messaging generated in the back office and/or PSP whether submitted via PSP/Acquirer, gateway, switch to Issuer or other proposed solution to include: o Card Present status check (e.g. Account Verification Request. Pre-Authorisation or Nominal Authorisation Status Check), authorisation (including PAN Translation messaging where required) and settlement messaging in compliance with payment scheme cEMV mass or urban transit messaging specifications and policy requirements. o Card Not Present Merchant Initiated transactions; including MOTO and ECOMM authorisations in compliance with retail messaging specifications and policy requirements, and PAR request and return by either method, API request or terminal capture (where available). o Credential-on-File transactions. o Settlement messaging and associated payment and banking processes. o Management of chargeback requests and disputes. * Fraud, risk and non-compliant messaging management. * Ongoing compliance with EMV payment scheme messaging specifications and Merchant policy requirements. * Merchant reports, including but not limited to merchant statements, settlement reports, chargeback reports, fee summaries, periodic transaction summaries, reconciliation reports, compliance reports fraud and risk reports.

Planning Information

Interested parties, must contact Sam Stevens via email, sign an NDA in order to receive the Memorandum of Information and the formal Expression of Interest form, in order to attend a Bidders' Day on 9th September, 2025. It should be noted that this Market Engagement is aimed at informing the strategic decisions. The Contract Start and End Dates were added purely as RDG were unable to issue the Preliminary Market Engagement Notice without them. Nothing in this PMEN guarantees that RDG will look to run a procurement that relates to this Market Engagement.

Publication & Lifecycle

Open Contracting ID
ocds-h6vhtk-058800
Publication Source
Find A Tender Service
Latest Notice
https://www.find-tender.service.gov.uk/Notice/048793-2025
Current Stage
Planning
All Stages
Planning

Procurement Classification

Notice Type
UK2 - Preliminary Market Engagement Notice
Procurement Type
Standard
Procurement Category
Services
Procurement Method
Not Specified
Procurement Method Details
Not specified
Tender Suitability
Not specified
Awardee Scale
Not specified

Common Procurement Vocabulary (CPV)

CPV Divisions

30 - Office and computing machinery, equipment and supplies except furniture and software packages

34 - Transport equipment and auxiliary products to transportation

48 - Software package and information systems

66 - Financial and insurance services

72 - IT services: consulting, software development, Internet and support


CPV Codes

30161000 - Credit cards

30162000 - Smart cards

34980000 - Transport tickets

48100000 - Industry specific software package

48217000 - Transaction-processing software package

66170000 - Financial consultancy, financial transaction processing and clearing-house services

72212217 - Transaction-processing software development services

72212400 - Business transaction and personal business software development services

72232000 - Development of transaction processing and custom software

72300000 - Data services

Notice Value(s)

Tender Value
Not specified
Lots Value
Not specified
Awards Value
Not specified
Contracts Value
Not specified

Notice Dates

Publication Date
14 Aug 20256 months ago
Submission Deadline
Not specified
Future Notice Date
17 Oct 2025Expired
Award Date
Not specified
Contract Period
31 May 2026 - 31 May 2029 3-4 years
Recurrence
Not specified

Notice Status

Tender Status
Planning
Lots Status
Planning
Awards Status
Not Specified
Contracts Status
Not Specified

Contracting Authority (Buyer)

Main Buyer
RAIL DELIVERY GROUP LIMITED
Contact Name
Sam Stevens
Contact Email
sam.stevens@raildeliverygroup.com
Contact Phone
Not specified

Buyer Location

Locality
LONDON
Postcode
EC1A 4HD
Post Town
Central London
Country
England

Major Region (ITL 1)
TLI London
Basic Region (ITL 2)
TLI3 Inner London - West
Small Region (ITL 3)
TLI35 Westminster and City of London
Delivery Location
Not specified

Local Authority
City of London
Electoral Ward
Aldersgate
Westminster Constituency
Cities of London and Westminster

Further Information

Notice Documents

Open Contracting Data Standard (OCDS)

View full OCDS Record for this contracting process

Download

The Open Contracting Data Standard (OCDS) is a framework designed to increase transparency and access to public procurement data in the public sector. It is widely used by governments and organisations worldwide to report on procurement processes and contracts.

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