Award

Habinteg - Insurance Services

HABINTEG HOUSING ASSOCIATION LIMITED

This public procurement record has 2 releases in its history.

Award

12 Feb 2026 at 17:06

Tender

18 Dec 2025 at 14:51

Summary of the contracting process

Habinteg Housing Association Limited, located in Bradford, United Kingdom, recently completed a public procurement process seeking providers for comprehensive insurance services. Under the open procedure method, the association aimed to cover areas such as Property, Casualty, Professional Indemnity, PA Travel, Terrorism, Contractors All Risks, Management Liability, Crime, Legal Expenses, and Cyber insurance. The tender process included several lots, with the contract awarded to Arthur J. Gallagher Insurance Brokers Limited. The procurement included a significant contract period starting from 1 March 2026 to 28 February 2029, with options for renewal extending to 2031. The final award decision was made on 12 February 2026, following a tender process ending on 26 January 2026.

This extensive insurance services tender presents a substantial opportunity for businesses within the insurance sector aiming to expand their portfolio across various coverage lines. Companies that have a solid economic rating and are authorised by the Financial Conduct Authority are particularly well-suited to compete in these areas. This procurement is suited for businesses offering insurance coverage that incorporates added value through scope and supplementary services, catering to both large enterprises and SMEs. With a total contract value of £2,200,000, the procurement supports growth by establishing long-term service agreements, fostering security, and encouraging competitive pricing strategies through bundled lots evaluation.

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Notice Title

Habinteg - Insurance Services

Notice Description

Habinteg Housing Association is seeking providers for all lines of insurance coverage and associated claims handling services including: Property Casualty (Liability Insurance) Professional Indemnity PA Travel Terrorism Contractors All Risks Management Liability Crime Legal Expenses Cyber

Lot Information

Property Business Interruption and Ancillary Covers & Services

Insurance Coverage and associated services for asset coverage including business interruption and other related covers

Renewal: The contract(s) may be extended for a maximum period of one year for a further 2 years from the original contract term of 3 years.

Casualty Insurance

Insurance Coverage and associated services for casualty coverage including Employers and Public/Products Liability

Renewal: The contract(s) may be extended for a maximum period of one year for a further 2 years from the original contract term of 3 years.

Professional Indemnity Coverage

Insurance Coverage for Professional Indemnity Insurance

Renewal: The contract(s) may be extended for a maximum period of one year for a further 2 years from the original contract term of 3 years.

Personal Accident and Travel Insurance

Insurance Coverage for Personal Accident and Travel Insurance

Renewal: The contract(s) may be extended for a maximum period of one year for a further 2 years from the original contract term of 3 years.

Terrorism - Property Damage & Business Interruption

Insurance Coverage for Terrorism - Property Damage & Business Interruption

Renewal: The contract(s) may be extended for a maximum period of one year for a further 2 years from the original contract term of 3 years.

Contractors All Risks

Contractors All Risks / Works In Progress Insurance Coverage

Renewal: The contract(s) may be extended for a maximum period of one year for a further 2 years from the original contract term of 3 years.

Management Liability

Cover for Management Liabilities incorporating Directors and Officers Coverage

Renewal: The contract(s) may be extended for a maximum period of one year for a further 2 years from the original contract term of 3 years.

Crime

Insurance Coverage for Crime / Fidelity Risks

Renewal: The contract(s) may be extended for a maximum period of one year for a further 2 years from the original contract term of 3 years.

Legal Expenses

Legal Expenses Insurance Coverage

Renewal: The contract(s) may be extended for a maximum period of one year for a further 2 years from the original contract term of 3 years.

Cyber

Cyber Insurance Coverage

Renewal: The contract(s) may be extended for a maximum period of one year for a further 2 years from the original contract term of 3 years.

Publication & Lifecycle

Open Contracting ID
ocds-h6vhtk-05f962
Publication Source
Find A Tender Service
Latest Notice
https://www.find-tender.service.gov.uk/Notice/013165-2026
Current Stage
Award
All Stages
Tender, Award

Procurement Classification

Notice Type
UK6 - Contract Award Notice
Procurement Type
Standard
Procurement Category
Services
Procurement Method
Open
Procurement Method Details
Open procedure
Tender Suitability
SME
Awardee Scale
Large

Common Procurement Vocabulary (CPV)

CPV Divisions

66 - Financial and insurance services


CPV Codes

66510000 - Insurance services

Notice Value(s)

Tender Value
£2,450,000 £1M-£10M
Lots Value
£2,450,000 £1M-£10M
Awards Value
£2,200,000 £1M-£10M
Contracts Value
Not specified

Notice Dates

Publication Date
12 Feb 20261 weeks ago
Submission Deadline
26 Jan 2026Expired
Future Notice Date
Not specified
Award Date
11 Feb 20261 weeks ago
Contract Period
1 Mar 2026 - 28 Feb 2029 3-4 years
Recurrence
2028-12-16

Notice Status

Tender Status
Complete
Lots Status
Active, Complete
Awards Status
Pending
Contracts Status
Not Specified

Contracting Authority (Buyer)

Main Buyer
HABINTEG HOUSING ASSOCIATION LIMITED
Additional Buyers

THE RISK FACTOR LIMITED

Contact Name
Not specified
Contact Email
procurement@ssfh.org.uk, support@theriskfactor.com
Contact Phone
Not specified

Buyer Location

Locality
BRADFORD
Postcode
BD11 1DR
Post Town
Bradford
Country
England

Major Region (ITL 1)
TLE Yorkshire and The Humber
Basic Region (ITL 2)
TLE2 North Yorkshire
Small Region (ITL 3)
TLE22 North Yorkshire
Delivery Location
TLD North West (England)

Local Authority
North Yorkshire
Electoral Ward
Stray, Woodlands & Hookstone
Westminster Constituency
Harrogate and Knaresborough

Supplier Information

Number of Suppliers
1
Supplier Name

ARTHUR J. GALLAGHER INSURANCE BROKERS

Further Information

Notice Documents

Open Contracting Data Standard (OCDS)

View full OCDS Record for this contracting process

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The Open Contracting Data Standard (OCDS) is a framework designed to increase transparency and access to public procurement data in the public sector. It is widely used by governments and organisations worldwide to report on procurement processes and contracts.

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                        {
                            "type": "quality",
                            "name": "Cover and Added Value",
                            "description": "Scope of Insurance Coverage and additional services",
                            "numbers": [
                                {
                                    "number": 35,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "quality",
                            "name": "Social Value",
                            "description": "Social Value and Environmental",
                            "numbers": [
                                {
                                    "number": 5,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "price",
                            "name": "Price",
                            "description": "Premium Cost Inclusive of Insurance Premium Tax",
                            "numbers": [
                                {
                                    "number": 60,
                                    "weight": "percentageExact"
                                }
                            ]
                        }
                    ]
                },
                "selectionCriteria": {
                    "criteria": [
                        {
                            "type": "economic",
                            "description": "Insurance Carriers must have minimum standard & poor (or equivalent) rating of B-"
                        },
                        {
                            "type": "technical",
                            "description": "Bidders must be authorised by the Financial Conduct Authority"
                        }
                    ]
                },
                "suitability": {
                    "sme": true
                },
                "contractPeriod": {
                    "startDate": "2026-03-01T00:00:00Z",
                    "endDate": "2029-02-28T23:59:59Z",
                    "maxExtentDate": "2031-02-28T23:59:59Z"
                },
                "hasRenewal": true,
                "renewal": {
                    "description": "The contract(s) may be extended for a maximum period of one year for a further 2 years from the original contract term of 3 years."
                }
            },
            {
                "id": "7",
                "title": "Management Liability",
                "description": "Cover for Management Liabilities incorporating Directors and Officers Coverage",
                "status": "complete",
                "value": {
                    "amountGross": 30000,
                    "currency": "GBP"
                },
                "awardCriteria": {
                    "criteria": [
                        {
                            "type": "quality",
                            "name": "Cover and Added Value",
                            "description": "Scope of Insurance Coverage and additional services",
                            "numbers": [
                                {
                                    "number": 35,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "quality",
                            "name": "Social Value",
                            "description": "Social Value and Environmental",
                            "numbers": [
                                {
                                    "number": 5,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "price",
                            "name": "Price",
                            "description": "Premium Cost Inclusive of Insurance Premium Tax",
                            "numbers": [
                                {
                                    "number": 60,
                                    "weight": "percentageExact"
                                }
                            ]
                        }
                    ]
                },
                "selectionCriteria": {
                    "criteria": [
                        {
                            "type": "economic",
                            "description": "Insurance Carriers must have minimum standard & poor (or equivalent) rating of B-"
                        },
                        {
                            "type": "technical",
                            "description": "Bidders must be authorised by the Financial Conduct Authority"
                        }
                    ]
                },
                "suitability": {
                    "sme": true
                },
                "contractPeriod": {
                    "startDate": "2026-03-01T00:00:00Z",
                    "endDate": "2029-02-28T23:59:59Z",
                    "maxExtentDate": "2031-02-28T23:59:59Z"
                },
                "hasRenewal": true,
                "renewal": {
                    "description": "The contract(s) may be extended for a maximum period of one year for a further 2 years from the original contract term of 3 years."
                }
            },
            {
                "id": "8",
                "title": "Crime",
                "description": "Insurance Coverage for Crime / Fidelity Risks",
                "status": "complete",
                "value": {
                    "amountGross": 50000,
                    "currency": "GBP"
                },
                "awardCriteria": {
                    "criteria": [
                        {
                            "type": "quality",
                            "name": "Cover and Added Value",
                            "description": "Scope of Insurance Coverage and additional services",
                            "numbers": [
                                {
                                    "number": 35,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "quality",
                            "name": "Social Value",
                            "description": "Social Value and Environmental",
                            "numbers": [
                                {
                                    "number": 5,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "price",
                            "name": "Price",
                            "description": "Premium Cost Inclusive of Insurance Premium Tax",
                            "numbers": [
                                {
                                    "number": 60,
                                    "weight": "percentageExact"
                                }
                            ]
                        }
                    ]
                },
                "selectionCriteria": {
                    "criteria": [
                        {
                            "type": "economic",
                            "description": "Insurance Carriers must have minimum standard & poor (or equivalent) rating of B-"
                        },
                        {
                            "type": "technical",
                            "description": "Bidders must be authorised by the Financial Conduct Authority"
                        }
                    ]
                },
                "suitability": {
                    "sme": true
                },
                "contractPeriod": {
                    "startDate": "2026-03-01T00:00:00Z",
                    "endDate": "2029-02-28T23:59:59Z",
                    "maxExtentDate": "2031-02-28T23:59:59Z"
                },
                "hasRenewal": true,
                "renewal": {
                    "description": "The contract(s) may be extended for a maximum period of one year for a further 2 years from the original contract term of 3 years."
                }
            },
            {
                "id": "9",
                "title": "Legal Expenses",
                "description": "Legal Expenses Insurance Coverage",
                "status": "complete",
                "value": {
                    "amountGross": 40000,
                    "currency": "GBP"
                },
                "awardCriteria": {
                    "criteria": [
                        {
                            "type": "quality",
                            "name": "Cover and Added Value",
                            "description": "Scope of Insurance Coverage and additional services",
                            "numbers": [
                                {
                                    "number": 35,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "quality",
                            "name": "Social Value",
                            "description": "Social Value and Environmental",
                            "numbers": [
                                {
                                    "number": 5,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "price",
                            "name": "Price",
                            "description": "Premium Cost Inclusive of Insurance Premium Tax",
                            "numbers": [
                                {
                                    "number": 60,
                                    "weight": "percentageExact"
                                }
                            ]
                        }
                    ]
                },
                "selectionCriteria": {
                    "criteria": [
                        {
                            "type": "economic",
                            "description": "Insurance Carriers must have minimum standard & poor (or equivalent) rating of B-"
                        },
                        {
                            "type": "technical",
                            "description": "Bidders must be authorised by the Financial Conduct Authority"
                        }
                    ]
                },
                "suitability": {
                    "sme": true
                },
                "contractPeriod": {
                    "startDate": "2026-03-01T00:00:00Z",
                    "endDate": "2029-02-28T23:59:59Z",
                    "maxExtentDate": "2031-02-28T23:59:59Z"
                },
                "hasRenewal": true,
                "renewal": {
                    "description": "The contract(s) may be extended for a maximum period of one year for a further 2 years from the original contract term of 3 years."
                }
            },
            {
                "id": "10",
                "title": "Cyber",
                "description": "Cyber Insurance Coverage",
                "status": "complete",
                "value": {
                    "amountGross": 120000,
                    "currency": "GBP"
                },
                "awardCriteria": {
                    "criteria": [
                        {
                            "type": "quality",
                            "name": "Cover and Added Value",
                            "description": "Scope of Insurance Coverage and additional services",
                            "numbers": [
                                {
                                    "number": 35,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "quality",
                            "name": "Social Value",
                            "description": "Social Value and Environmental",
                            "numbers": [
                                {
                                    "number": 5,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "price",
                            "name": "Price",
                            "description": "Premium Cost Inclusive of Insurance Premium Tax",
                            "numbers": [
                                {
                                    "number": 60,
                                    "weight": "percentageExact"
                                }
                            ]
                        }
                    ]
                },
                "selectionCriteria": {
                    "criteria": [
                        {
                            "type": "economic",
                            "description": "Insurance Carriers must have minimum standard & poor (or equivalent) rating of B-"
                        },
                        {
                            "type": "technical",
                            "description": "Bidders must be authorised by the Financial Conduct Authority"
                        }
                    ]
                },
                "suitability": {
                    "sme": true
                },
                "contractPeriod": {
                    "startDate": "2026-03-01T00:00:00Z",
                    "endDate": "2029-02-28T23:59:59Z",
                    "maxExtentDate": "2031-02-28T23:59:59Z"
                },
                "hasRenewal": true,
                "renewal": {
                    "description": "The contract(s) may be extended for a maximum period of one year for a further 2 years from the original contract term of 3 years."
                }
            }
        ],
        "lotDetails": {
            "awardCriteriaDetails": "Bidders may bid for any or all lots on an individual basis. If a price discount is offered to group a specific group of lots in addition to providing those lots in isolation this will be evaluated in accordance with the methodology contained within the ITT documentation."
        },
        "documents": [
            {
                "id": "conflictOfInterest",
                "documentType": "conflictOfInterest",
                "description": "Not published"
            },
            {
                "id": "L-1",
                "documentType": "biddingDocuments",
                "description": "To access the document suite: If you are already registered then please use Access Code 6YMKC9QX35 to access the documents. If you are not already registered at the website then please visit the following website and complete your registration. Once registered you will be able to obtain the documents as per the above. https://www.delta-esourcing.com/delta/signup.html?userType=supplier",
                "url": "https://www.delta-esourcing.com"
            },
            {
                "id": "084487-2025",
                "documentType": "tenderNotice",
                "noticeType": "UK4",
                "description": "Tender notice on Find a Tender",
                "url": "https://www.find-tender.service.gov.uk/Notice/084487-2025",
                "datePublished": "2025-12-18T14:51:31Z",
                "format": "text/html"
            }
        ],
        "hasRecurrence": true,
        "recurrence": {
            "dates": [
                {
                    "startDate": "2028-12-16T23:59:59Z"
                }
            ]
        }
    },
    "language": "en",
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                "id": "1",
                "measure": "bids",
                "value": 2,
                "relatedLot": "1"
            },
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                "id": "2",
                "measure": "finalStageBids",
                "value": 2,
                "relatedLot": "1"
            },
            {
                "id": "3",
                "measure": "smeFinalStageBids",
                "value": 0,
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            },
            {
                "id": "4",
                "measure": "vcseFinalStageBids",
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                "relatedLot": "1"
            },
            {
                "id": "5",
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            {
                "id": "6",
                "measure": "finalStageBids",
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                "id": "7",
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                "id": "8",
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                "id": "11",
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            {
                "id": "12",
                "measure": "vcseFinalStageBids",
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                "id": "13",
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                "id": "15",
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                "measure": "finalStageBids",
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                "id": "19",
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                "id": "20",
                "measure": "vcseFinalStageBids",
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            {
                "id": "21",
                "measure": "bids",
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            {
                "id": "22",
                "measure": "finalStageBids",
                "value": 2,
                "relatedLot": "7"
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            {
                "id": "23",
                "measure": "smeFinalStageBids",
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                "id": "26",
                "measure": "finalStageBids",
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                "id": "27",
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                "relatedLot": "8"
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            {
                "id": "28",
                "measure": "vcseFinalStageBids",
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            {
                "id": "29",
                "measure": "bids",
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            {
                "id": "30",
                "measure": "finalStageBids",
                "value": 2,
                "relatedLot": "9"
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            {
                "id": "31",
                "measure": "smeFinalStageBids",
                "value": 0,
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                "id": "32",
                "measure": "vcseFinalStageBids",
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            {
                "id": "33",
                "measure": "bids",
                "value": 2,
                "relatedLot": "10"
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            {
                "id": "34",
                "measure": "finalStageBids",
                "value": 2,
                "relatedLot": "10"
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            {
                "id": "35",
                "measure": "smeFinalStageBids",
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                "relatedLot": "10"
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                "id": "36",
                "measure": "vcseFinalStageBids",
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        ]
    },
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        {
            "id": "1",
            "title": "Insurance Services for Specified Covers",
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            "date": "2026-02-11T00:00:00Z",
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                "amountGross": 2200000,
                "amount": 2200000,
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            },
            "mainProcurementCategory": "services",
            "aboveThreshold": true,
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                {
                    "id": "GB-COH-SC108909",
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            ],
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                {
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                        {
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                        {
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                        {
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                    ],
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                        {
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                },
                {
                    "id": "4",
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                        {
                            "scheme": "CPV",
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                    ],
                    "deliveryAddresses": [
                        {
                            "region": "UKD",
                            "country": "GB",
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                        {
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                        {
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                    ],
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                        {
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                    "additionalClassifications": [
                        {
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                    "relatedLot": "10"
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            },
            "hasRenewal": true,
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                "2",
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            "documents": [
                {
                    "id": "013165-2026",
                    "documentType": "awardNotice",
                    "noticeType": "UK6",
                    "description": "Contract award notice on Find a Tender",
                    "url": "https://www.find-tender.service.gov.uk/Notice/013165-2026",
                    "datePublished": "2026-02-12T17:06:54Z",
                    "format": "text/html"
                }
            ],
            "assessmentSummariesDateSent": "2026-02-12T00:00:00Z",
            "milestones": [
                {
                    "id": "1",
                    "type": "futureSignatureDate",
                    "dueDate": "2026-02-27T23:59:59Z",
                    "status": "scheduled"
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            ]
        }
    ]
}