Tender

Habinteg - Insurance Services

HABINTEG HOUSING ASSOCIATION LIMITED

This public procurement record has 1 release in its history.

Tender

18 Dec 2025 at 14:51

Summary of the contracting process

The procurement process initiated by Habinteg Housing Association Limited seeks comprehensive insurance services covering several areas such as Property, Casualty, Professional Indemnity, and Cyber. The tender titled "Habinteg - Insurance Services" falls within the insurance services industry and takes place in the UKE42 region of the United Kingdom. This tender is in its active phase, with the procurement method being 'open procedure.' Interested parties must submit their bids by 26th January 2026, with the enquiry period closing on 9th January 2026. The value of the services sought is estimated at £2,450,000. This procurement is conducted under the legal framework of the 2023/54 UKPGA legislation, covering services across multiple lots to be delivered in the UKD region.

This tender presents substantial opportunities for growth, particularly for businesses specialising in insurance coverage and claims handling services. Small and medium-sized enterprises (SMEs) are encouraged to participate, especially those with capabilities in delivering added value services through quality and scope of coverage, as well as competitive pricing. The contract spans from 1st March 2026 to 28th February 2029, with potential extensions of up to two additional years. Businesses with a strong financial rating and authorisation by the Financial Conduct Authority (FCA) are well-positioned to compete for this tender across the various lots, each with specific criteria that balance quality, social value, and cost.

How relevant is this notice?

Notice Information

Notice Title

Habinteg - Insurance Services

Notice Description

Habinteg Housing Association is seeking providers for all lines of insurance coverage and associated claims handling services including: Property Casualty (Liability Insurance) Professional Indemnity PA Travel Terrorism Contractors All Risks Management Liability Crime Legal Expenses Cyber

Lot Information

Property Business Interruption and Ancillary Covers & Services

Insurance Coverage and associated services for asset coverage including business interruption and other related covers

Renewal: The contract(s) may be extended for a maximum period of one year for a further 2 years from the original contract term of 3 years.

Casualty Insurance

Insurance Coverage and associated services for casualty coverage including Employers and Public/Products Liability

Renewal: The contract(s) may be extended for a maximum period of one year for a further 2 years from the original contract term of 3 years.

Professional Indemnity Coverage

Insurance Coverage for Professional Indemnity Insurance

Renewal: The contract(s) may be extended for a maximum period of one year for a further 2 years from the original contract term of 3 years.

Personal Accident and Travel Insurance

Insurance Coverage for Personal Accident and Travel Insurance

Renewal: The contract(s) may be extended for a maximum period of one year for a further 2 years from the original contract term of 3 years.

Terrorism - Property Damage & Business Interruption

Insurance Coverage for Terrorism - Property Damage & Business Interruption

Renewal: The contract(s) may be extended for a maximum period of one year for a further 2 years from the original contract term of 3 years.

Contractors All Risks

Contractors All Risks / Works In Progress Insurance Coverage

Renewal: The contract(s) may be extended for a maximum period of one year for a further 2 years from the original contract term of 3 years.

Management Liability

Cover for Management Liabilities incorporating Directors and Officers Coverage

Renewal: The contract(s) may be extended for a maximum period of one year for a further 2 years from the original contract term of 3 years.

Crime

Insurance Coverage for Crime / Fidelity Risks

Renewal: The contract(s) may be extended for a maximum period of one year for a further 2 years from the original contract term of 3 years.

Legal Expenses

Legal Expenses Insurance Coverage

Renewal: The contract(s) may be extended for a maximum period of one year for a further 2 years from the original contract term of 3 years.

Cyber

Cyber Insurance Coverage

Renewal: The contract(s) may be extended for a maximum period of one year for a further 2 years from the original contract term of 3 years.

Notice Details

Publication & Lifecycle

Open Contracting ID
ocds-h6vhtk-05f962
Publication Source
Find A Tender Service
Latest Notice
https://www.find-tender.service.gov.uk/Notice/084487-2025
Current Stage
Tender
All Stages
Tender

Procurement Classification

Notice Type
UK4 - Tender Notice
Procurement Type
Standard
Procurement Category
Services
Procurement Method
Open
Procurement Method Details
Open procedure
Tender Suitability
SME
Awardee Scale
Not specified

Common Procurement Vocabulary (CPV)

CPV Divisions

66 - Financial and insurance services


CPV Codes

66510000 - Insurance services

Notice Value(s)

Tender Value
£2,450,000 £1M-£10M
Lots Value
£2,450,000 £1M-£10M
Awards Value
Not specified
Contracts Value
Not specified

Notice Dates

Publication Date
18 Dec 20251 weeks ago
Submission Deadline
26 Jan 20264 weeks to go
Future Notice Date
Not specified
Award Date
Not specified
Contract Period
1 Mar 2026 - 28 Feb 2029 3-4 years
Recurrence
2028-12-16

Notice Status

Tender Status
Active
Lots Status
Active
Awards Status
Not Specified
Contracts Status
Not Specified

Buyer & Supplier

Contracting Authority (Buyer)

Main Buyer
HABINTEG HOUSING ASSOCIATION LIMITED
Additional Buyers

THE RISK FACTOR LIMITED

Contact Name
Not specified
Contact Email
procurement@ssfh.org.uk, support@theriskfactor.com
Contact Phone
Not specified

Buyer Location

Locality
BRADFORD
Postcode
BD11 1DR
Post Town
Bradford
Country
England

Major Region (ITL 1)
TLE Yorkshire and The Humber
Basic Region (ITL 2)
TLE2 North Yorkshire
Small Region (ITL 3)
TLE22 North Yorkshire
Delivery Location
TLD North West (England)

Local Authority
North Yorkshire
Electoral Ward
Stray, Woodlands & Hookstone
Westminster Constituency
Harrogate and Knaresborough

Further Information

Notice Documents

  • https://www.find-tender.service.gov.uk/Notice/084487-2025
    18th December 2025 - Tender notice on Find a Tender
  • https://www.delta-esourcing.com
    To access the document suite: If you are already registered then please use Access Code 6YMKC9QX35 to access the documents. If you are not already registered at the website then please visit the following website and complete your registration. Once registered you will be able to obtain the documents as per the above. https://www.delta-esourcing.com/delta/signup.html?userType=supplier

Open Contracting Data Standard (OCDS)

View full OCDS Record for this contracting process

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The Open Contracting Data Standard (OCDS) is a framework designed to increase transparency and access to public procurement data in the public sector. It is widely used by governments and organisations worldwide to report on procurement processes and contracts.

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                "selectionCriteria": {
                    "criteria": [
                        {
                            "type": "economic",
                            "description": "Insurance Carriers must have minimum standard & poor (or equivalent) rating of B-"
                        },
                        {
                            "type": "technical",
                            "description": "Bidders must be authorised by the Financial Conduct Authority"
                        }
                    ]
                },
                "suitability": {
                    "sme": true
                },
                "contractPeriod": {
                    "startDate": "2026-03-01T00:00:00Z",
                    "endDate": "2029-02-28T23:59:59Z",
                    "maxExtentDate": "2031-02-28T23:59:59Z"
                },
                "hasRenewal": true,
                "renewal": {
                    "description": "The contract(s) may be extended for a maximum period of one year for a further 2 years from the original contract term of 3 years."
                }
            },
            {
                "id": "7",
                "title": "Management Liability",
                "description": "Cover for Management Liabilities incorporating Directors and Officers Coverage",
                "status": "active",
                "value": {
                    "amountGross": 30000,
                    "currency": "GBP"
                },
                "awardCriteria": {
                    "criteria": [
                        {
                            "type": "quality",
                            "name": "Cover and Added Value",
                            "description": "Scope of Insurance Coverage and additional services",
                            "numbers": [
                                {
                                    "number": 35,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "quality",
                            "name": "Social Value",
                            "description": "Social Value and Environmental",
                            "numbers": [
                                {
                                    "number": 5,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "price",
                            "name": "Price",
                            "description": "Premium Cost Inclusive of Insurance Premium Tax",
                            "numbers": [
                                {
                                    "number": 60,
                                    "weight": "percentageExact"
                                }
                            ]
                        }
                    ]
                },
                "selectionCriteria": {
                    "criteria": [
                        {
                            "type": "economic",
                            "description": "Insurance Carriers must have minimum standard & poor (or equivalent) rating of B-"
                        },
                        {
                            "type": "technical",
                            "description": "Bidders must be authorised by the Financial Conduct Authority"
                        }
                    ]
                },
                "suitability": {
                    "sme": true
                },
                "contractPeriod": {
                    "startDate": "2026-03-01T00:00:00Z",
                    "endDate": "2029-02-28T23:59:59Z",
                    "maxExtentDate": "2031-02-28T23:59:59Z"
                },
                "hasRenewal": true,
                "renewal": {
                    "description": "The contract(s) may be extended for a maximum period of one year for a further 2 years from the original contract term of 3 years."
                }
            },
            {
                "id": "8",
                "title": "Crime",
                "description": "Insurance Coverage for Crime / Fidelity Risks",
                "status": "active",
                "value": {
                    "amountGross": 50000,
                    "currency": "GBP"
                },
                "awardCriteria": {
                    "criteria": [
                        {
                            "type": "quality",
                            "name": "Cover and Added Value",
                            "description": "Scope of Insurance Coverage and additional services",
                            "numbers": [
                                {
                                    "number": 35,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "quality",
                            "name": "Social Value",
                            "description": "Social Value and Environmental",
                            "numbers": [
                                {
                                    "number": 5,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "price",
                            "name": "Price",
                            "description": "Premium Cost Inclusive of Insurance Premium Tax",
                            "numbers": [
                                {
                                    "number": 60,
                                    "weight": "percentageExact"
                                }
                            ]
                        }
                    ]
                },
                "selectionCriteria": {
                    "criteria": [
                        {
                            "type": "economic",
                            "description": "Insurance Carriers must have minimum standard & poor (or equivalent) rating of B-"
                        },
                        {
                            "type": "technical",
                            "description": "Bidders must be authorised by the Financial Conduct Authority"
                        }
                    ]
                },
                "suitability": {
                    "sme": true
                },
                "contractPeriod": {
                    "startDate": "2026-03-01T00:00:00Z",
                    "endDate": "2029-02-28T23:59:59Z",
                    "maxExtentDate": "2031-02-28T23:59:59Z"
                },
                "hasRenewal": true,
                "renewal": {
                    "description": "The contract(s) may be extended for a maximum period of one year for a further 2 years from the original contract term of 3 years."
                }
            },
            {
                "id": "9",
                "title": "Legal Expenses",
                "description": "Legal Expenses Insurance Coverage",
                "status": "active",
                "value": {
                    "amountGross": 40000,
                    "currency": "GBP"
                },
                "awardCriteria": {
                    "criteria": [
                        {
                            "type": "quality",
                            "name": "Cover and Added Value",
                            "description": "Scope of Insurance Coverage and additional services",
                            "numbers": [
                                {
                                    "number": 35,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "quality",
                            "name": "Social Value",
                            "description": "Social Value and Environmental",
                            "numbers": [
                                {
                                    "number": 5,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "price",
                            "name": "Price",
                            "description": "Premium Cost Inclusive of Insurance Premium Tax",
                            "numbers": [
                                {
                                    "number": 60,
                                    "weight": "percentageExact"
                                }
                            ]
                        }
                    ]
                },
                "selectionCriteria": {
                    "criteria": [
                        {
                            "type": "economic",
                            "description": "Insurance Carriers must have minimum standard & poor (or equivalent) rating of B-"
                        },
                        {
                            "type": "technical",
                            "description": "Bidders must be authorised by the Financial Conduct Authority"
                        }
                    ]
                },
                "suitability": {
                    "sme": true
                },
                "contractPeriod": {
                    "startDate": "2026-03-01T00:00:00Z",
                    "endDate": "2029-02-28T23:59:59Z",
                    "maxExtentDate": "2031-02-28T23:59:59Z"
                },
                "hasRenewal": true,
                "renewal": {
                    "description": "The contract(s) may be extended for a maximum period of one year for a further 2 years from the original contract term of 3 years."
                }
            },
            {
                "id": "10",
                "title": "Cyber",
                "description": "Cyber Insurance Coverage",
                "status": "active",
                "value": {
                    "amountGross": 120000,
                    "currency": "GBP"
                },
                "awardCriteria": {
                    "criteria": [
                        {
                            "type": "quality",
                            "name": "Cover and Added Value",
                            "description": "Scope of Insurance Coverage and additional services",
                            "numbers": [
                                {
                                    "number": 35,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "quality",
                            "name": "Social Value",
                            "description": "Social Value and Environmental",
                            "numbers": [
                                {
                                    "number": 5,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "price",
                            "name": "Price",
                            "description": "Premium Cost Inclusive of Insurance Premium Tax",
                            "numbers": [
                                {
                                    "number": 60,
                                    "weight": "percentageExact"
                                }
                            ]
                        }
                    ]
                },
                "selectionCriteria": {
                    "criteria": [
                        {
                            "type": "economic",
                            "description": "Insurance Carriers must have minimum standard & poor (or equivalent) rating of B-"
                        },
                        {
                            "type": "technical",
                            "description": "Bidders must be authorised by the Financial Conduct Authority"
                        }
                    ]
                },
                "suitability": {
                    "sme": true
                },
                "contractPeriod": {
                    "startDate": "2026-03-01T00:00:00Z",
                    "endDate": "2029-02-28T23:59:59Z",
                    "maxExtentDate": "2031-02-28T23:59:59Z"
                },
                "hasRenewal": true,
                "renewal": {
                    "description": "The contract(s) may be extended for a maximum period of one year for a further 2 years from the original contract term of 3 years."
                }
            }
        ],
        "lotDetails": {
            "awardCriteriaDetails": "Bidders may bid for any or all lots on an individual basis. If a price discount is offered to group a specific group of lots in addition to providing those lots in isolation this will be evaluated in accordance with the methodology contained within the ITT documentation."
        },
        "documents": [
            {
                "id": "conflictOfInterest",
                "documentType": "conflictOfInterest",
                "description": "Not published"
            },
            {
                "id": "L-1",
                "documentType": "biddingDocuments",
                "description": "To access the document suite: If you are already registered then please use Access Code 6YMKC9QX35 to access the documents. If you are not already registered at the website then please visit the following website and complete your registration. Once registered you will be able to obtain the documents as per the above. https://www.delta-esourcing.com/delta/signup.html?userType=supplier",
                "url": "https://www.delta-esourcing.com"
            },
            {
                "id": "084487-2025",
                "documentType": "tenderNotice",
                "noticeType": "UK4",
                "description": "Tender notice on Find a Tender",
                "url": "https://www.find-tender.service.gov.uk/Notice/084487-2025",
                "datePublished": "2025-12-18T14:51:31Z",
                "format": "text/html"
            }
        ],
        "hasRecurrence": true,
        "recurrence": {
            "dates": [
                {
                    "startDate": "2028-12-16T23:59:59Z"
                }
            ]
        }
    },
    "language": "en"
}