Award

Ask AI about this notice

Summarise, research or assess it with AI

View Markdown

Share this notice

Send this contract to a colleague

Flat Rate PMI Cover

THIRTEEN HOUSING GROUP LIMITED

This public procurement record has 2 releases in its history.

Award

21 Sep 2026 at 14:31

UK6 - Contract Award Notice
Award

21 Sep 2026 at 14:25

UK5 - Transparency Notice
Summary of the contracting process

Thirteen Housing Group Limited procured private medical insurance cover for its colleagues through a flat-rated, community-based pricing model. The requirement is for a hybrid private medical insurance product, described as flat-rate PMI cover, with the service structured around an initial term and potential annual continuation. The procurement is for insurance services, specifically medical insurance services. Delivery applies across the United Kingdom. The buyer is Thirteen Housing Group Limited, a housing organisation based in Middlesbrough. The requirement was awarded as a single lot and is suitable for small and medium-sized enterprises. The selected provider is Equipsme Insurance Services Ltd, an insurance business based in London. The arrangement is intended to support the buyer’s colleague offering through a consistent community-based pricing model rather than a conventional individually rated medical insurance product.

The procurement is complete and has been awarded. Thirteen Housing Group Limited used a direct award procedure because Equipsme Insurance Services Ltd was identified as the only current provider of flat-rated, community-based pricing for this hybrid private medical insurance product; the buyer cited Schedule 5(6) of the Procurement Act 2023 and single-supplier technical reasons. The contract was awarded to Equipsme Insurance Services Ltd on 21 September 2026 for £2,505,600 including tax. The initial contract period runs from 1 November 2026 to 31 October 2027. The award includes two optional 12-month extensions, allowing the arrangement to continue until 31 October 2029 if the buyer continues the colleague offering and agrees price increases before each extension. A signature milestone was scheduled for 23 October 2026.

This requirement is most relevant to insurers or specialist intermediaries able to provide private medical insurance through a flat-rated, community-based pricing model. A credible competitor would need to offer a hybrid PMI product designed for an employer’s colleague population, with pricing that is consistent across the relevant community rather than based solely on individual risk. The awarded route shows that the buyer valued a distinctive product model and relied on a direct-award justification based on its availability from a single current provider. Suppliers considering future work with this housing group would therefore need clear evidence that they can reproduce the same pricing approach, administer medical insurance effectively for an organisational workforce, support continuity over annual periods and manage agreed price changes when any continuation is considered.

How relevant is this notice?

Notice Information

Notice Title

Flat Rate PMI Cover

Notice Description

Flat Rated Community Based pricing model of a PMI product on a 1 + 1 + 1 year basis.

Procurement Information

Equipsme Insurance Services Ltd are the only current provider of Flat Rated Community Based Pricing for a Private Medical Insurance hybrid product. Therefore, Schedule 5 (6) applies to this procurement type.

Notice Details

Publication & Lifecycle

Open Contracting ID
ocds-h6vhtk-077691
Publication Source
Find A Tender Service
Latest Notice
https://www.find-tender.service.gov.uk/Notice/089219-2026
Current Stage
Award
All Stages
Award

Procurement Classification

Notice Type
UK6 - Contract Award Notice
Procurement Type
Standard
Procurement Category
Services
Procurement Method
Direct
Procurement Method Details
Direct award
Tender Suitability
SME
Awardee Scale
SME

Common Procurement Vocabulary (CPV)

CPV Divisions

66 - Financial and insurance services

CPV Codes

66512220 - Medical insurance services

Notice Value(s)

Tender Value
Not specified
Lots Value
Not specified
Awards Value
£2,505,600 £1M-£10M
Contracts Value
Not specified

Notice Dates

Publication Date
21 Sep 20262 weeks ago
Submission Deadline
Not specified
Future Notice Date
Not specified
Award Date
21 Sep 20262 weeks ago
Contract Period
1 Nov 2026 - 31 Oct 2027 6-12 months
Recurrence
Not specified

Notice Status

Tender Status
Complete
Lots Status
Complete
Awards Status
Active
Contracts Status
Not Specified

Buyer & Supplier

Contracting Authority (Buyer)

Main Buyer
THIRTEEN HOUSING GROUP LIMITED
Contact Name
Available with D3 Tenders Premium →
Contact Email
Available with D3 Tenders Premium →
Contact Phone
Available with D3 Tenders Premium →

Buyer Location

Locality
MIDDLESBROUGH
Postcode
TS2 1QG
Postcode Area
Cleveland
Country
England
Major Region (ITL 1)
TLC North East (England)
Basic Region (ITL 2)
TLC3 Tees Valley
Small Region (ITL 3)
TLC32 South Teesside
Delivery Location
Not specified
Local Authority
Middlesbrough
Electoral Ward
Central
Westminster Constituency
Middlesbrough and Thornaby East

Supplier Information

Number of Suppliers
1
Supplier Name

EQUIPSME INSURANCE SERVICES LTD

Further Information

Notice Documents

Open Contracting Data Standard (OCDS)

View full OCDS Record for this contracting process

JSON Markdown

The Open Contracting Data Standard (OCDS) is a framework designed to increase transparency and access to public procurement data in the public sector. It is widely used by governments and organisations worldwide to report on procurement processes and contracts.

Loading OCDS record...