Award

Insurance and Related Services 2026 for Kingdom Housing Association and Subsidaries

KINGDOM HOUSING ASSOCIATION LIMITED

This public procurement record has 2 releases in its history.

Award

24 Apr 2026 at 15:40

Tender

10 Sep 2025 at 07:35

Summary of the contracting process

The procurement process initiated by Kingdom Housing Association Limited involves insurance and related services for various risk categories, including property, terrorism, cyber, and liability risks. Located in Glenrothes, UK, the association is presently in the active Tender stage for selective procurement through a Competitive Procedure with Negotiation. The tender for "Insurance and Related Services 2026" is a service contract with a value of £3,000,000, and it covers regions within the UK, notably London (UKM82) and Scotland (UKM72). The contract commences on 1st April 2026, with the tender period closing on 9th October 2025. Businesses interested in this opportunity must submit their electronic bids and accompanying SPD documents via the Public Contracts Scotland platform by the deadline to be considered for Stage 2.

This tender presents lucrative opportunities for insurance brokers and direct insurers to expand their reach in the UK insurance market, with Kingdom Housing Association offering multiple insurance categories spanning over three to five years with potential extensions. Ideal bidders would be well-qualified and experienced in managing insurance programs for social landlords, with strong financial capabilities and a robust service team. The commitment to community benefits further enhances business credibility and social impact. The contract, valued for its Most Economically Advantageous Tender criteria, offers growth potential for large-scale insurers and brokers who can deliver quality service and have the capacity to handle complex insurance portfolios, thereby positioning themselves for significant business growth.

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Notice Title

Insurance and Related Services 2026 for Kingdom Housing Association and Subsidaries

Notice Description

The Contract is for the provision of general insurance and related services, including claims handling, loss control services and general programme maintenance and advice as required by Kingdom Housing Association commencing 1st April 2026. A full Summary of Current Cover will be provided with the Invitation to Tender to selected bidders. Bids are invited from suitably qualified insurance brokers and direct providers for the entire scope of services. The procurement will follow the two-stage Competitive with Negotiation Procedure with a pre-qualifying stage based on completed SPDs and bidders will be selected on the basis of their capability, capacity and experience to perform the contract.

Lot Information

Insurance and related services associated with Terrorism and/or Political Violence (Pool-Re) as required by Kingdom Housing Association

The scope of the Contract includes the provision of insurance cover, brokerage services (where applicable), professional advice, claims management and loss control services for terrorism insurance as required by Kingdom Housing Association for a period of three years commencing 01.04.2026, with the option to extend by up to a further two years at Kingdom Housing Association's sole discretion. Bids are invited from suitably qualified and experienced insurance brokers and direct insurers. The Contract will follow the two-stage Competitive Procedure with Negotiation with bidders being selected on the basis of the responses contained in the pre qualifying SPD. Bidders will be expected have the capability, capacity, financial and economic standing and experience to perform the contract. SPDs must be completed in full with all relevant information supplied. The Contract will be awarded on the basis of Most Economically Advantageous Tender, with specific evaluation criteria detailed within the Invitation To Tender and contract documents Additional information: A Summary of Kingdom's current insurances will be made available along with the Invitation to Tender. Bidders are required to submit the appropriate SPD, completed in full in order to be considered for Stage 2 of the procurement

Renewal: The contract will be for an initial three year period with the option to extend for a further two years at Kingdom Housing Association's sole discretion. Renewal will be sought at the end of the three or five year period.

Insurance and related services associated with Terrorism and/or Political Violence (Non Pool-Re) as required by Kingdom Housing Association

The scope of the Contract includes the provision of insurance cover, brokerage services (where applicable), professional advice, claims management and loss control services for terrorism insurance as required by Kingdom Housing Association for a period of three years commencing 01.04.2026, with the option to extend by up to a further two years at Kingdom Housing Association's sole discretion. Bids are invited from suitably qualified and experienced insurance brokers and direct insurers. The Contract will follow the two-stage Competitive Procedure with Negotiation with bidders being selected on the basis of the responses contained in the pre qualifying SPD. Bidders will be expected have the capability, capacity, financial and economic standing and experience to perform the contract. SPDs must be completed in full with all relevant information supplied. The Contract will be awarded on the basis of Most Economically Advantageous Tender, with specific evaluation criteria detailed within the Invitation To Tender and contract documents Additional information: A Summary of Kingdom's current insurances will be made available along with the Invitation to Tender. Bidders are required to submit the appropriate SPD, completed in full in order to be considered for Stage 2 of the procurement

Renewal: The contract will be for an initial three year period with the option to extend for a further two years at Kingdom Housing Association's sole discretion. Renewal will be sought at the end of the three or five year period.

Insurance and related services associated with Cyber Risk required by Kingdom Housing Association

The scope of the Contract includes the provision of insurance cover, brokerage services (where applicable), professional advice, claims management and loss control services for property, legal liabilities and other general insurances as required by Kingdom Housing Association for a period of three years commencing 01.04.2026, with the option to extend by up to a further two years at Kingdom Housing Association's sole discretion. Bids are invited from suitably qualified and experienced insurance brokers and direct insurers. The Contract will follow the two-stage Competitive Procedure with Negotiation with bidders being selected on the basis of the responses contained in the pre qualifying SPD. Bidders will be expected have the capability, capacity, financial and economic standing and experience to perform the contract. SPDs must be completed in full with all relevant information supplied. The Contract will be awarded on the basis of Most Economically Advantageous Tender, with specific evaluation criteria detailed within the Invitation To Tender and contract documents Additional information: A Summary of Kingdom's current insurances will be made available along with the Invitation to Tender. Bidders are required to submit the appropriate SPD, completed in full in order to be considered for Stage 2 of the procurement

Renewal: The contract will be for an initial three year period with the option to extend for a further two years at Kingdom Housing Association's sole discretion. Renewal will be sought at the end of the three or five year period.

Insurance and related services associated with Professional Indemnity Risks as required by Kingdom Housing Association

The scope of the Contract includes the provision of insurance cover, brokerage services (where applicable), professional advice, claims management and loss control services for property, legal liabilities and other general insurances as required by Kingdom Housing Association for a period of three years commencing 01.04.2026, with the option to extend by up to a further two years at Kingdom Housing Association's sole discretion. Bids are invited from suitably qualified and experienced insurance brokers and direct insurers. The Contract will follow the two-stage Competitive Procedure with Negotiation with bidders being selected on the basis of the responses contained in the pre qualifying SPD. Bidders will be expected have the capability, capacity, financial and economic standing and experience to perform the contract. SPDs must be completed in full with all relevant information supplied. The Contract will be awarded on the basis of Most Economically Advantageous Tender, with specific evaluation criteria detailed within the Invitation To Tender and contract documents Additional information: A Summary of Kingdom's current insurances will be made available along with the Invitation to Tender. Bidders are required to submit the appropriate SPD, completed in full in order to be considered for Stage 2 of the procurement

Renewal: The contract will be for an initial three year period with the option to extend for a further two years at Kingdom Housing Association's sole discretion. Renewal will be sought at the end of the three or five year period.

Insurance and related services associated with Directors and Officers Liability, and Entity as required by Kingdom Housing Association

The scope of the Contract includes the provision of insurance cover, brokerage services (where applicable), professional advice, claims management and loss control services for property, legal liabilities and other general insurances as required by Kingdom Housing Association for a period of three years commencing 01.04.2026, with the option to extend by up to a further two years at Kingdom Housing Association's sole discretion. Bids are invited from suitably qualified and experienced insurance brokers and direct insurers. The Contract will follow the two-stage Competitive Procedure with Negotiation with bidders being selected on the basis of the responses contained in the pre qualifying SPD. Bidders will be expected have the capability, capacity, financial and economic standing and experience to perform the contract. SPDs must be completed in full with all relevant information supplied. The Contract will be awarded on the basis of Most Economically Advantageous Tender, with specific evaluation criteria detailed within the Invitation To Tender and contract documents Additional information: A Summary of Kingdom's current insurances will be made available along with the Invitation to Tender. Bidders are required to submit the appropriate SPD, completed in full in order to be considered for Stage 2 of the procurement

Renewal: The contract will be for an initial three year period with the option to extend for a further two years at Kingdom Housing Association's sole discretion. Renewal will be sought at the end of the three or five year period.

Insurance and related services associated with Crime Risks as required by Kingdom Housing Association

The scope of the Contract includes the provision of insurance cover, brokerage services (where applicable), professional advice, claims management and loss control services for property, legal liabilities and other general insurances as required by Kingdom Housing Association for a period of three years commencing 01.04.2026, with the option to extend by up to a further two years at Kingdom Housing Association's sole discretion. Bids are invited from suitably qualified and experienced insurance brokers and direct insurers. The Contract will follow the two-stage Competitive Procedure with Negotiation with bidders being selected on the basis of the responses contained in the pre qualifying SPD. Bidders will be expected have the capability, capacity, financial and economic standing and experience to perform the contract. SPDs must be completed in full with all relevant information supplied. The Contract will be awarded on the basis of Most Economically Advantageous Tender, with specific evaluation criteria detailed within the Invitation To Tender and contract documents Additional information: A Summary of Kingdom's current insurances will be made available along with the Invitation to Tender. Bidders are required to submit the appropriate SPD, completed in full in order to be considered for Stage 2 of the procurement

Renewal: The contract will be for an initial three year period with the option to extend for a further two years at Kingdom Housing Association's sole discretion. Renewal will be sought at the end of the three or five year period.

Insurance and related services associated with Motor Fleet as required by Kingdom Housing Association

The scope of the Contract includes the provision of insurance cover, brokerage services (where applicable), professional advice, claims management and loss control services for property, legal liabilities and other general insurances as required by Kingdom Housing Association for a period of three years commencing 01.04.2026, with the option to extend by up to a further two years at Kingdom Housing Association's sole discretion. Bids are invited from suitably qualified and experienced insurance brokers and direct insurers. The Contract will follow the two-stage Competitive Procedure with Negotiation with bidders being selected on the basis of the responses contained in the pre qualifying SPD. Bidders will be expected have the capability, capacity, financial and economic standing and experience to perform the contract. SPDs must be completed in full with all relevant information supplied. The Contract will be awarded on the basis of Most Economically Advantageous Tender, with specific evaluation criteria detailed within the Invitation To Tender and contract documents Additional information: A Summary of Kingdom's current insurances will be made available along with the Invitation to Tender. Bidders are required to submit the appropriate SPD, completed in full in order to be considered for Stage 2 of the procurement

Renewal: The contract will be for an initial three year period with the option to extend for a further two years at Kingdom Housing Association's sole discretion. Renewal will be sought at the end of the three or five year period.

Insurance and related services associated with Engineering as required by Kingdom Housing Association

The scope of the Contract includes the provision of insurance cover, brokerage services (where applicable), professional advice, claims management and loss control services for property, legal liabilities and other general insurances as required by Kingdom Housing Association for a period of three years commencing 01.04.2026, with the option to extend by up to a further two years at Kingdom Housing Association's sole discretion. Bids are invited from suitably qualified and experienced insurance brokers and direct insurers. The Contract will follow the two-stage Competitive Procedure with Negotiation with bidders being selected on the basis of the responses contained in the pre qualifying SPD. Bidders will be expected have the capability, capacity, financial and economic standing and experience to perform the contract. SPDs must be completed in full with all relevant information supplied. The Contract will be awarded on the basis of Most Economically Advantageous Tender, with specific evaluation criteria detailed within the Invitation To Tender and contract documents Additional information: A Summary of Kingdom's current insurances will be made available along with the Invitation to Tender. Bidders are required to submit the appropriate SPD, completed in full in order to be considered for Stage 2 of the procurement

Renewal: The contract will be for an initial three year period with the option to extend for a further two years at Kingdom Housing Association's sole discretion. Renewal will be sought at the end of the three or five year period.

Insurance for Property & related Business Interruption risks (possibly including Property Owners Liability) as required by Kingdom Housing Association

The scope of the Contract includes the provision of insurance cover, brokerage services (where applicable), professional advice, claims management and loss control services for property, legal liabilities and other general insurances as required by Kingdom Housing Association for a period of three years commencing 01.04.2026, with the option to extend by up to a further two years at Kingdom Housing Association's sole discretion. Bids are invited from suitably qualified and experienced insurance brokers and direct insurers. The Contract will follow the two-stage Competitive Procedure with Negotiation with bidders being selected on the basis of the responses contained in the pre qualifying SPD. Bidders will be expected have the capability, capacity, financial and economic standing and experience to perform the contract. SPDs must be completed in full with all relevant information supplied. The Contract will be awarded on the basis of Most Economically Advantageous Tender, with specific evaluation criteria detailed within the Invitation To Tender and contract documents Additional information: A Summary of Kingdom's current insurances will be made available along with the Invitation to Tender. Bidders are required to submit the appropriate SPD, completed in full in order to be considered for Stage 2 of the procurement

Renewal: The contract will be for an initial three year period with the option to extend for a further two years at Kingdom Housing Association's sole discretion. Renewal will be sought at the end of the three or five year period.

Publication & Lifecycle

Open Contracting ID
ocds-h6vhtk-05971f
Publication Source
Find A Tender Service
Latest Notice
https://www.find-tender.service.gov.uk/Notice/037755-2026
Current Stage
Award
All Stages
Tender, Award

Procurement Classification

Notice Type
Tender Notice
Procurement Type
Standard
Procurement Category
Services
Procurement Method
Selective
Procurement Method Details
Competitive procedure with negotiation
Tender Suitability
Not specified
Awardee Scale
Large

Common Procurement Vocabulary (CPV)

CPV Divisions

66 - Financial and insurance services


CPV Codes

66000000 - Financial and insurance services

66510000 - Insurance services

66515200 - Property insurance services

66515410 - Financial loss insurance services

66515411 - Pecuniary loss insurance services

66516000 - Liability insurance services

66516400 - General liability insurance services

66516500 - Professional liability insurance services

66518100 - Insurance brokerage services

Notice Value(s)

Tender Value
£3,000,000 £1M-£10M
Lots Value
Not specified
Awards Value
Not specified
Contracts Value
£917,739 £500K-£1M

Notice Dates

Publication Date
24 Apr 2026Today
Submission Deadline
9 Oct 2025Expired
Future Notice Date
Not specified
Award Date
31 Mar 20263 weeks ago
Contract Period
Not specified - Not specified
Recurrence
Between three or five years, from the date of this notice.

Notice Status

Tender Status
Complete
Lots Status
Active, Cancelled
Awards Status
Active
Contracts Status
Active

Contracting Authority (Buyer)

Main Buyer
KINGDOM HOUSING ASSOCIATION LIMITED
Contact Name
Available with D3 Tenders Premium →
Contact Email
Available with D3 Tenders Premium →
Contact Phone
Available with D3 Tenders Premium →

Buyer Location

Locality
GLENROTHES
Postcode
KY6 2DA
Post Town
Kirkcaldy
Country
Scotland

Major Region (ITL 1)
TLM Scotland
Basic Region (ITL 2)
TLM0 Eastern Scotland
Small Region (ITL 3)
TLM01 Clackmannanshire and Fife
Delivery Location
TLM72 Clackmannanshire and Fife, TLM82 Glasgow City

Local Authority
Fife
Electoral Ward
Glenrothes West and Kinglassie
Westminster Constituency
Glenrothes and Mid Fife

Supplier Information

Number of Suppliers
3
Supplier Names

ARTHUR J. GALLAGHER INSURANCE BROKERS

JENSTEN GROUP

ZURICH MUNICIPAL

Open Contracting Data Standard (OCDS)

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The Open Contracting Data Standard (OCDS) is a framework designed to increase transparency and access to public procurement data in the public sector. It is widely used by governments and organisations worldwide to report on procurement processes and contracts.

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                "description": "The scope of the Contract includes the provision of insurance cover, brokerage services (where applicable), professional advice, claims management and loss control services for property, legal liabilities and other general insurances as required by Kingdom Housing Association for a period of three years commencing 01.04.2026, with the option to extend by up to a further two years at Kingdom Housing Association's sole discretion. Bids are invited from suitably qualified and experienced insurance brokers and direct insurers. The Contract will follow the two-stage Competitive Procedure with Negotiation with bidders being selected on the basis of the responses contained in the pre qualifying SPD. Bidders will be expected have the capability, capacity, financial and economic standing and experience to perform the contract. SPDs must be completed in full with all relevant information supplied. The Contract will be awarded on the basis of Most Economically Advantageous Tender, with specific evaluation criteria detailed within the Invitation To Tender and contract documents Additional information: A Summary of Kingdom's current insurances will be made available along with the Invitation to Tender. Bidders are required to submit the appropriate SPD, completed in full in order to be considered for Stage 2 of the procurement",
                "contractPeriod": {
                    "durationInDays": 1080
                },
                "hasRenewal": true,
                "renewal": {
                    "description": "The contract will be for an initial three year period with the option to extend for a further two years at Kingdom Housing Association's sole discretion. Renewal will be sought at the end of the three or five year period."
                },
                "secondStage": {
                    "minimumCandidates": 4,
                    "maximumCandidates": 4
                },
                "submissionTerms": {
                    "variantPolicy": "notAllowed"
                },
                "hasOptions": false,
                "status": "cancelled",
                "awardCriteria": {
                    "criteria": [
                        {
                            "name": "Quality",
                            "type": "quality",
                            "description": "40"
                        },
                        {
                            "type": "price",
                            "description": "60"
                        }
                    ]
                }
            },
            {
                "id": "8",
                "title": "Insurance and related services associated with Motor Fleet as required by Kingdom Housing Association",
                "description": "The scope of the Contract includes the provision of insurance cover, brokerage services (where applicable), professional advice, claims management and loss control services for property, legal liabilities and other general insurances as required by Kingdom Housing Association for a period of three years commencing 01.04.2026, with the option to extend by up to a further two years at Kingdom Housing Association's sole discretion. Bids are invited from suitably qualified and experienced insurance brokers and direct insurers. The Contract will follow the two-stage Competitive Procedure with Negotiation with bidders being selected on the basis of the responses contained in the pre qualifying SPD. Bidders will be expected have the capability, capacity, financial and economic standing and experience to perform the contract. SPDs must be completed in full with all relevant information supplied. The Contract will be awarded on the basis of Most Economically Advantageous Tender, with specific evaluation criteria detailed within the Invitation To Tender and contract documents Additional information: A Summary of Kingdom's current insurances will be made available along with the Invitation to Tender. Bidders are required to submit the appropriate SPD, completed in full in order to be considered for Stage 2 of the procurement",
                "contractPeriod": {
                    "durationInDays": 1080
                },
                "hasRenewal": true,
                "renewal": {
                    "description": "The contract will be for an initial three year period with the option to extend for a further two years at Kingdom Housing Association's sole discretion. Renewal will be sought at the end of the three or five year period."
                },
                "secondStage": {
                    "minimumCandidates": 4,
                    "maximumCandidates": 4
                },
                "submissionTerms": {
                    "variantPolicy": "notAllowed"
                },
                "hasOptions": false,
                "status": "cancelled",
                "awardCriteria": {
                    "criteria": [
                        {
                            "name": "Quality",
                            "type": "quality",
                            "description": "40"
                        },
                        {
                            "type": "price",
                            "description": "60"
                        }
                    ]
                }
            },
            {
                "id": "9",
                "title": "Insurance and related services associated with Engineering as required by Kingdom Housing Association",
                "description": "The scope of the Contract includes the provision of insurance cover, brokerage services (where applicable), professional advice, claims management and loss control services for property, legal liabilities and other general insurances as required by Kingdom Housing Association for a period of three years commencing 01.04.2026, with the option to extend by up to a further two years at Kingdom Housing Association's sole discretion. Bids are invited from suitably qualified and experienced insurance brokers and direct insurers. The Contract will follow the two-stage Competitive Procedure with Negotiation with bidders being selected on the basis of the responses contained in the pre qualifying SPD. Bidders will be expected have the capability, capacity, financial and economic standing and experience to perform the contract. SPDs must be completed in full with all relevant information supplied. The Contract will be awarded on the basis of Most Economically Advantageous Tender, with specific evaluation criteria detailed within the Invitation To Tender and contract documents Additional information: A Summary of Kingdom's current insurances will be made available along with the Invitation to Tender. Bidders are required to submit the appropriate SPD, completed in full in order to be considered for Stage 2 of the procurement",
                "contractPeriod": {
                    "durationInDays": 1080
                },
                "hasRenewal": true,
                "renewal": {
                    "description": "The contract will be for an initial three year period with the option to extend for a further two years at Kingdom Housing Association's sole discretion. Renewal will be sought at the end of the three or five year period."
                },
                "secondStage": {
                    "minimumCandidates": 4,
                    "maximumCandidates": 4
                },
                "submissionTerms": {
                    "variantPolicy": "notAllowed"
                },
                "hasOptions": false,
                "status": "cancelled",
                "awardCriteria": {
                    "criteria": [
                        {
                            "name": "Quality",
                            "type": "quality",
                            "description": "40"
                        },
                        {
                            "type": "price",
                            "description": "60"
                        }
                    ]
                }
            },
            {
                "id": "1",
                "title": "Insurance for Property & related Business Interruption risks (possibly including Property Owners Liability) as required by Kingdom Housing Association",
                "description": "The scope of the Contract includes the provision of insurance cover, brokerage services (where applicable), professional advice, claims management and loss control services for property, legal liabilities and other general insurances as required by Kingdom Housing Association for a period of three years commencing 01.04.2026, with the option to extend by up to a further two years at Kingdom Housing Association's sole discretion. Bids are invited from suitably qualified and experienced insurance brokers and direct insurers. The Contract will follow the two-stage Competitive Procedure with Negotiation with bidders being selected on the basis of the responses contained in the pre qualifying SPD. Bidders will be expected have the capability, capacity, financial and economic standing and experience to perform the contract. SPDs must be completed in full with all relevant information supplied. The Contract will be awarded on the basis of Most Economically Advantageous Tender, with specific evaluation criteria detailed within the Invitation To Tender and contract documents Additional information: A Summary of Kingdom's current insurances will be made available along with the Invitation to Tender. Bidders are required to submit the appropriate SPD, completed in full in order to be considered for Stage 2 of the procurement",
                "contractPeriod": {
                    "durationInDays": 1080
                },
                "hasRenewal": true,
                "renewal": {
                    "description": "The contract will be for an initial three year period with the option to extend for a further two years at Kingdom Housing Association's sole discretion. Renewal will be sought at the end of the three or five year period."
                },
                "secondStage": {
                    "minimumCandidates": 4,
                    "maximumCandidates": 4
                },
                "submissionTerms": {
                    "variantPolicy": "notAllowed"
                },
                "hasOptions": false,
                "status": "cancelled",
                "awardCriteria": {
                    "criteria": [
                        {
                            "name": "Quality",
                            "type": "quality",
                            "description": "40"
                        },
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                            "type": "price",
                            "description": "60"
                        }
                    ]
                }
            }
        ],
        "items": [
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                "id": "2",
                "additionalClassifications": [
                    {
                        "scheme": "CPV",
                        "id": "66000000",
                        "description": "Financial and insurance services"
                    },
                    {
                        "scheme": "CPV",
                        "id": "66510000",
                        "description": "Insurance services"
                    },
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                        "scheme": "CPV",
                        "id": "66518100",
                        "description": "Insurance brokerage services"
                    },
                    {
                        "scheme": "CPV",
                        "id": "66515200",
                        "description": "Property insurance services"
                    }
                ],
                "deliveryAddresses": [
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                "relatedLot": "2"
            },
            {
                "id": "3",
                "additionalClassifications": [
                    {
                        "scheme": "CPV",
                        "id": "66518100",
                        "description": "Insurance brokerage services"
                    },
                    {
                        "scheme": "CPV",
                        "id": "66515200",
                        "description": "Property insurance services"
                    },
                    {
                        "scheme": "CPV",
                        "id": "66510000",
                        "description": "Insurance services"
                    }
                ],
                "deliveryAddresses": [
                    {
                        "region": "UKM82"
                    },
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                "relatedLot": "3"
            },
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                "id": "4",
                "additionalClassifications": [
                    {
                        "scheme": "CPV",
                        "id": "66518100",
                        "description": "Insurance brokerage services"
                    },
                    {
                        "scheme": "CPV",
                        "id": "66516400",
                        "description": "General liability insurance services"
                    },
                    {
                        "scheme": "CPV",
                        "id": "66516000",
                        "description": "Liability insurance services"
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                    {
                        "scheme": "CPV",
                        "id": "66515410",
                        "description": "Financial loss insurance services"
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                    {
                        "scheme": "CPV",
                        "id": "66515411",
                        "description": "Pecuniary loss insurance services"
                    },
                    {
                        "scheme": "CPV",
                        "id": "66510000",
                        "description": "Insurance services"
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                "deliveryAddresses": [
                    {
                        "region": "UKM72"
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                        "region": "UKM72"
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                ],
                "relatedLot": "4"
            },
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                "id": "5",
                "additionalClassifications": [
                    {
                        "scheme": "CPV",
                        "id": "66518100",
                        "description": "Insurance brokerage services"
                    },
                    {
                        "scheme": "CPV",
                        "id": "66516400",
                        "description": "General liability insurance services"
                    },
                    {
                        "scheme": "CPV",
                        "id": "66516000",
                        "description": "Liability insurance services"
                    },
                    {
                        "scheme": "CPV",
                        "id": "66515410",
                        "description": "Financial loss insurance services"
                    },
                    {
                        "scheme": "CPV",
                        "id": "66515411",
                        "description": "Pecuniary loss insurance services"
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                    {
                        "scheme": "CPV",
                        "id": "66510000",
                        "description": "Insurance services"
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                        "region": "UKM72"
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                "relatedLot": "5"
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                    {
                        "scheme": "CPV",
                        "id": "66518100",
                        "description": "Insurance brokerage services"
                    },
                    {
                        "scheme": "CPV",
                        "id": "66516400",
                        "description": "General liability insurance services"
                    },
                    {
                        "scheme": "CPV",
                        "id": "66516000",
                        "description": "Liability insurance services"
                    },
                    {
                        "scheme": "CPV",
                        "id": "66515410",
                        "description": "Financial loss insurance services"
                    },
                    {
                        "scheme": "CPV",
                        "id": "66515411",
                        "description": "Pecuniary loss insurance services"
                    },
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                        "scheme": "CPV",
                        "id": "66510000",
                        "description": "Insurance services"
                    }
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                "deliveryAddresses": [
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                        "region": "UKM72"
                    },
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                    }
                ],
                "relatedLot": "6"
            },
            {
                "id": "7",
                "additionalClassifications": [
                    {
                        "scheme": "CPV",
                        "id": "66518100",
                        "description": "Insurance brokerage services"
                    },
                    {
                        "scheme": "CPV",
                        "id": "66516400",
                        "description": "General liability insurance services"
                    },
                    {
                        "scheme": "CPV",
                        "id": "66516000",
                        "description": "Liability insurance services"
                    },
                    {
                        "scheme": "CPV",
                        "id": "66515410",
                        "description": "Financial loss insurance services"
                    },
                    {
                        "scheme": "CPV",
                        "id": "66515411",
                        "description": "Pecuniary loss insurance services"
                    },
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                        "scheme": "CPV",
                        "id": "66510000",
                        "description": "Insurance services"
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                        "region": "UKM72"
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                "relatedLot": "7"
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                "id": "8",
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                        "scheme": "CPV",
                        "id": "66518100",
                        "description": "Insurance brokerage services"
                    },
                    {
                        "scheme": "CPV",
                        "id": "66516400",
                        "description": "General liability insurance services"
                    },
                    {
                        "scheme": "CPV",
                        "id": "66516000",
                        "description": "Liability insurance services"
                    },
                    {
                        "scheme": "CPV",
                        "id": "66515410",
                        "description": "Financial loss insurance services"
                    },
                    {
                        "scheme": "CPV",
                        "id": "66515411",
                        "description": "Pecuniary loss insurance services"
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                    {
                        "scheme": "CPV",
                        "id": "66510000",
                        "description": "Insurance services"
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                        "scheme": "CPV",
                        "id": "66518100",
                        "description": "Insurance brokerage services"
                    },
                    {
                        "scheme": "CPV",
                        "id": "66516000",
                        "description": "Liability insurance services"
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                        "scheme": "CPV",
                        "id": "66516400",
                        "description": "General liability insurance services"
                    },
                    {
                        "scheme": "CPV",
                        "id": "66515410",
                        "description": "Financial loss insurance services"
                    },
                    {
                        "scheme": "CPV",
                        "id": "66515411",
                        "description": "Pecuniary loss insurance services"
                    },
                    {
                        "scheme": "CPV",
                        "id": "66510000",
                        "description": "Insurance services"
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                "deliveryAddresses": [
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                        "description": "Liability insurance services"
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                        "scheme": "CPV",
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                        "description": "Professional liability insurance services"
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                        "scheme": "CPV",
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                        "description": "General liability insurance services"
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                "deliveryAddresses": [
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        "submissionMethod": [
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        "submissionMethodDetails": "https://www.publiccontractsscotland.gov.uk/",
        "selectionCriteria": {
            "criteria": [
                {
                    "type": "suitability",
                    "description": "As a minimum, you are required to demonstrate: 1) you are an insurance broker registered with and regulated by the UK Financial Conduct Authority or an insurer authorised /and or regulated by the UK Financial Conduct Authority indicating the types of insurance/service the bidder is authorised to arrange or provide (See question 4a of SPD) 2) the financial ability and strength to deliver the programme (see question 4b of SPD) 3) the governance arrangements of the bidding organisation and where part of a larger Group, the title, positioning and legal status of the bidding organisation within that Group 4) the ability to provide social landlords with a choice of insurers and/or options 5) a record of successful provision of relevant services to other organisations that are similar in profile to the contracting authority (see question 4C1.2 of SPD) 6) a skilled and competent service team, being client relationship management, technical staff, broking/underwriting expertise, claims managers and risk managers (see question 4C6 of SPD) 7) your commitment to delivering quality service to Key Housing Association, including that provided by any third party contractor employed by you or by the insurers you propose (see question 4C10 of SPD) 8) your ability to demonstrate client satisfaction on at least 3 similar contracts 9) commitment to corporate and individual professional development defined by the CII or similar professional organisation (see questions 4c&4D of SPD)",
                    "appliesTo": [
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                {
                    "minimum": "(1) All candidates will be required to provide evidence of relevant insurance limits as detailed in the SPD (2) All candidates will be required to provide a statement, covering the 3 previous financial years including the overall turnover of the bidder and the turnover in respect of the activities which are of a similar type to the subject matter of this notice. (3) All candidates will be required to provide statements of accounts or extracts from those accounts relating to their business. (4) all candidates will give a clear description of the bidding company's status within any larger Group, where appropriate. (5) Financial ratings of all risk carriers must be provided within Tender response"
                },
                {
                    "type": "technical",
                    "description": "Bidders must be either an insurance broker registered with and regulated by the UK Financial Conduct Authority or an insurer authorised/and or regulated by the UK Financial Conduct Authority indicating the types of insurance/service the bidder is authorised to arrange or provide."
                }
            ]
        },
        "otherRequirements": {
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        },
        "procurementMethod": "selective",
        "procurementMethodDetails": "Competitive procedure with negotiation",
        "secondStage": {
            "noNegotiationNecessary": true,
            "invitationDate": "2025-11-24T00:00:00Z"
        },
        "coveredBy": [
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        ],
        "tenderPeriod": {
            "endDate": "2025-10-09T12:00:00+01:00"
        },
        "submissionTerms": {
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            "bidValidityPeriod": {
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            "name": "Kingdom Housing Association Limited",
            "identifier": {
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            "address": {
                "streetAddress": "Saltire Centre, Pentland Court",
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                "countryName": "United Kingdom"
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            "contactPoint": {
                "name": "Andy Bygrave",
                "telephone": "+44 1959562242",
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            "name": "Sheriff Court House",
            "identifier": {
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            "address": {
                "streetAddress": "Whytescauseway",
                "locality": "Kirkcaldy",
                "postalCode": "KY1 1XQ",
                "countryName": "United Kingdom"
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            "identifier": {
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            "address": {
                "streetAddress": "7th Floor, 319 St Vincents Plaza",
                "locality": "Glasgow",
                "region": "UK",
                "postalCode": "G2 5LP",
                "countryName": "United Kingdom"
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                "telephone": "+44 7875888145"
            },
            "roles": [
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            ],
            "details": {
                "scale": "large"
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        },
        {
            "id": "GB-FTS-142597",
            "name": "Jensten Group",
            "identifier": {
                "legalName": "Jensten Group"
            },
            "address": {
                "streetAddress": "www.jensteninsurance.co.uk, 191 high road",
                "locality": "south woodford",
                "region": "UK",
                "postalCode": "e18 2qf",
                "countryName": "United Kingdom"
            },
            "contactPoint": {
                "telephone": "+44 7442331679"
            },
            "roles": [
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            ],
            "details": {
                "scale": "large"
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        {
            "id": "GB-FTS-164093",
            "name": "Arthur J. Gallagher Insurance Brokers Ltd",
            "identifier": {
                "legalName": "Arthur J. Gallagher Insurance Brokers Ltd"
            },
            "address": {
                "streetAddress": "First Floor, Eastwood House, Glebe Road",
                "locality": "Chelmsford",
                "region": "UK",
                "postalCode": "CM1 1QW",
                "countryName": "United Kingdom"
            },
            "contactPoint": {
                "telephone": "+44 1245341249"
            },
            "roles": [
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            "details": {
                "scale": "large"
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            "relatedLots": [
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            "title": "Insurance and related services associated with Terrorism and/or Political Violence (Non Pool-Re) as required by Kingdom Housing Association",
            "status": "active",
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            "id": "037755-2026-3",
            "relatedLots": [
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            "title": "Insurance and related services associated with Cyber Risk required by Kingdom Housing Association",
            "status": "active",
            "suppliers": [
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                    "name": "Arthur J. Gallagher Insurance Brokers Ltd"
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            "relatedLots": [
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            "title": "Insurance and related services associated with Professional Indemnity Risks as required by Kingdom Housing Association",
            "status": "active",
            "suppliers": [
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            "id": "037755-2026-5",
            "relatedLots": [
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            ],
            "title": "Insurance and related services associated with Directors and Officers Liability, and Entity as required by Kingdom Housing Association",
            "status": "active",
            "suppliers": [
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                    "name": "Jensten Group"
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        },
        {
            "id": "037755-2026-6",
            "relatedLots": [
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            ],
            "title": "Insurance and related services associated with Crime Risks as required by Kingdom Housing Association",
            "status": "active",
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