The Provision of Credit Referencing Services

{
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    "id": "ocds-h6vhtk-060349-2026-01-09T17:33:26Z",
    "date": "2026-01-09T17:33:26Z",
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    "initiationType": "tender",
    "parties": [
        {
            "id": "GB-PPON-PCWM-6438-QYVP",
            "name": "Development Bank of Wales",
            "identifier": {
                "scheme": "GB-PPON",
                "id": "PCWM-6438-QYVP"
            },
            "address": {
                "streetAddress": "Development Bank of Wales plc",
                "locality": "Cardiff",
                "postalCode": "CF10 4BZ",
                "country": "GB",
                "countryName": "United Kingdom",
                "region": "UKL22"
            },
            "contactPoint": {
                "name": "Sarah Patnett",
                "email": "procurement@developmentbank.wales",
                "telephone": "+447884587034"
            },
            "roles": [
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    "buyer": {
        "id": "GB-PPON-PCWM-6438-QYVP",
        "name": "Development Bank of Wales"
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    "tender": {
        "id": "DBW00093.00",
        "legalBasis": {
            "id": "2023/54",
            "scheme": "UKPGA",
            "uri": "https://www.legislation.gov.uk/ukpga/2023/54/contents"
        },
        "title": "The Provision of Credit Referencing Services",
        "description": "The Development Bank of Wales Group (DBW) is undertaking a key strategic project aimed at driving operational efficiencies, enhancing data accuracy and improving scalability throughout the customer journey. As part of this initiative, we are seeking a collaborative partner to deliver an integrated solution that streamlines our customer due diligence and credit risk assessment processes using commercial and consumer credit bureau data; eliminating manual data entry and enabling intelligent and responsible lending decisions. DBW currently operates two separate systems; one focused on identity and address verification, PEPs, Sanctions, adverse media, law enforcement and consumer monitoring, the other a credit referencing solution, providing reports on companies, consumers, directors, international business, consumer watchlist and company monitoring. This dual system approach presents an opportunity for consolidation of services. The DBW Group currently utilises a web-based service for its credit referencing solution. This is used by all companies within the DBW Group. The identity and address solution is used by DBW Investments and Green Homes Wales; this is a web-based application for sending IDV links and reviewing the outputs. Please refer to the Invitation to Tender for the full specification. Please note the contract value is an estimate",
        "status": "active",
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            "amount": 1250000,
            "currency": "GBP"
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        "submissionMethodDetails": "Tender documentation and tender responses are being administered using the eTenderWales portal. Within the eTenderWales portal, itt_122322 you will find three envelopes with the following sections. Qualification Envelope - consisting of: PSQ and technical due diligence Selection Questions including the Third-Party Information Security and Data Protection Questionnaire (3PQ) Technical Envelope - consisting of: Technical Questionnaire Commercial Envelope - consisting of: Pricing Schedule Please note: the eTenderWales portal and helpdesk are provided free of charge to all Suppliers. Suppliers should formulate and submit their Tender Responses on the eTenderWales Portal: https://etenderwales.bravosolution.co.uk/web/login.shtml",
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            "endDate": "2026-02-06T16:00:00+00:00"
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            "endDate": "2026-04-15T23:59:59+01:00"
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        "lots": [
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                "id": "1",
                "status": "active",
                "value": {
                    "amountGross": 1500000,
                    "amount": 1250000,
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                },
                "awardCriteria": {
                    "criteria": [
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                            "type": "quality",
                            "name": "Technical Evaluation",
                            "description": "Technical questions have a total weighting of 70%",
                            "numbers": [
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                "selectionCriteria": {
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                            "type": "economic",
                            "description": "Professional Indemnity (PI) - PS1,000,000 Cyber Essential insurance PS1,000,000 Employers Liability (EL) - PS5,000,000 Public Liability (PL) - PS5,000,000"
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                },
                "hasRenewal": true,
                "renewal": {
                    "description": "The contract will be for an initial term of four (4) years with the option for DBW to make up to two (2) extensions of three (3) years each."
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                "options": {
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                "description": "Not published"
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                "id": "002065-2026",
                "documentType": "tenderNotice",
                "noticeType": "UK4",
                "description": "Tender notice on Find a Tender",
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        "riskDetails": "NA"
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