This public procurement record has 2 releases in its history.

Award

17 Jun 2026 at 10:38

Tender

27 Apr 2026 at 12:27

Summary of the contracting process

FAIR4ALL FINANCE LIMITED has completed a procurement process titled "Income Protection Research," categorized under services in the research industry, specifically focusing on income protection and research and development consultancy. The buying organisation, based in London, is undertaking this project to address financial exclusion by enhancing access to affordable financial products. This competitive tendering process, with an open method below threshold, saw substantial interest, culminating in the award on 17th June 2026. The contract period is scheduled from 1st July 2026 to 28th February 2027, and the project intents include a thorough examination of issues faced by consumers with precarious incomes and the barriers insurers encounter to provide suitable options.

This tender creates significant opportunities for businesses specializing in research, market, and statistical analysis services, particularly those focused on financial services. Small and medium-sized enterprises (SMEs) are especially well-suited, given the strong representation of 18 final stage bids from SMEs. Such organisations can leverage this project to enhance their portfolio by contributing meaningful insights into financial vulnerability and product accessibility, aligning well with FAIR4ALL FINANCE LIMITED's mission of promoting financial resilience. Engaging in this process not only provides financial gain but also positions businesses as pivotal contributors to addressing socio-economic challenges through research innovations.

How relevant is this notice?

Notice Title

Income Protection Research

Notice Description

Fair4All Finance's mission is to reduce financial exclusion by ensuring that everyone has access to a suite of fair and affordable financial products and services that meet their immediate needs and help build their long term financial resilience. We believe that having the right levels of insurance and protection are a key enabler to achieving financial wellbeing and giving people peace of mind and greater financial certainty when faced with unexpected circumstances and life events. We want this research to identify both the issues facing different groups of consumers on precarious incomes in accessing a range of protection products that meet their needs, and the barriers faced by insurers in providing appropriate and affordable options.

Publication & Lifecycle

Open Contracting ID
ocds-h6vhtk-068ba0
Publication Source
Find A Tender Service
Latest Notice
https://www.find-tender.service.gov.uk/Notice/057034-2026
Current Stage
Award
All Stages
Tender, Award

Procurement Classification

Notice Type
UK6 - Contract Award Notice
Procurement Type
Standard
Procurement Category
Services
Procurement Method
Open
Procurement Method Details
Below threshold - open competition
Tender Suitability
Not specified
Awardee Scale
SME

Common Procurement Vocabulary (CPV)

CPV Divisions

73 - Research and development services and related consultancy services

79 - Business services: law, marketing, consulting, recruitment, printing and security


CPV Codes

73110000 - Research services

73200000 - Research and development consultancy services

79300000 - Market and economic research; polling and statistics

Notice Value(s)

Tender Value
£125,000 £100K-£500K
Lots Value
£125,000 £100K-£500K
Awards Value
£124,999 £100K-£500K
Contracts Value
Not specified

Notice Dates

Publication Date
17 Jun 20261 weeks ago
Submission Deadline
22 May 2026Expired
Future Notice Date
Not specified
Award Date
16 Jun 20261 weeks ago
Contract Period
30 Jun 2026 - 28 Feb 2027 6-12 months
Recurrence
Not specified

Notice Status

Tender Status
Complete
Lots Status
Complete
Awards Status
Active
Contracts Status
Not Specified

Contracting Authority (Buyer)

Main Buyer
FAIR4ALL FINANCE LIMITED
Contact Name
Available with D3 Tenders Premium →
Contact Email
Available with D3 Tenders Premium →
Contact Phone
Available with D3 Tenders Premium →

Buyer Location

Locality
LONDON
Postcode
E1 7EX
Post Town
East London
Country
England

Major Region (ITL 1)
TLI London
Basic Region (ITL 2)
TLI4 Inner London - East
Small Region (ITL 3)
TLI42 Tower Hamlets
Delivery Location
TLI31 Camden and City of London

Local Authority
Tower Hamlets
Electoral Ward
Spitalfields & Banglatown
Westminster Constituency
Bethnal Green and Stepney

Supplier Information

Number of Suppliers
1
Supplier Name

PUBLIC FIRST

Further Information

Open Contracting Data Standard (OCDS)

View full OCDS Record for this contracting process

JSON Markdown

The Open Contracting Data Standard (OCDS) is a framework designed to increase transparency and access to public procurement data in the public sector. It is widely used by governments and organisations worldwide to report on procurement processes and contracts.

{
    "tag": [
        "compiled"
    ],
    "id": "ocds-h6vhtk-068ba0-2026-06-17T11:38:18+01:00",
    "date": "2026-06-17T11:38:18+01:00",
    "ocid": "ocds-h6vhtk-068ba0",
    "initiationType": "tender",
    "parties": [
        {
            "id": "GB-COH-11810533",
            "name": "FAIR4ALL FINANCE LIMITED",
            "identifier": {
                "scheme": "GB-COH",
                "id": "11810533"
            },
            "address": {
                "streetAddress": "16-18 Middlesex Street",
                "locality": "London",
                "postalCode": "E1 7EX",
                "country": "GB",
                "countryName": "United Kingdom",
                "region": "UKI42"
            },
            "contactPoint": {
                "email": "procurement@fair4allfinance.org.uk"
            },
            "roles": [
                "buyer"
            ],
            "details": {
                "classifications": [
                    {
                        "id": "publicUndertaking",
                        "scheme": "UK_CA_TYPE",
                        "description": "Public undertaking"
                    }
                ]
            }
        },
        {
            "id": "GB-COH-10149826",
            "name": "Public First Limited",
            "identifier": {
                "scheme": "GB-COH",
                "id": "10149826"
            },
            "address": {
                "streetAddress": "Fourth Floor, 40 Villiers Street",
                "locality": "Lo",
                "postalCode": "WC2N 6NJ",
                "country": "GB",
                "countryName": "United Kingdom",
                "region": "UKI32"
            },
            "contactPoint": {
                "email": "andrew.harrop@publicfirst.co.uk"
            },
            "roles": [
                "supplier"
            ],
            "details": {
                "scale": "sme",
                "vcse": false
            }
        }
    ],
    "buyer": {
        "id": "GB-COH-11810533",
        "name": "FAIR4ALL FINANCE LIMITED"
    },
    "tender": {
        "id": "2026-F4AF-017",
        "legalBasis": {
            "id": "2023/54",
            "scheme": "UKPGA",
            "uri": "https://www.legislation.gov.uk/ukpga/2023/54/contents"
        },
        "title": "Income Protection Research",
        "description": "Fair4All Finance's mission is to reduce financial exclusion by ensuring that everyone has access to a suite of fair and affordable financial products and services that meet their immediate needs and help build their long term financial resilience. We believe that having the right levels of insurance and protection are a key enabler to achieving financial wellbeing and giving people peace of mind and greater financial certainty when faced with unexpected circumstances and life events. We want this research to identify both the issues facing different groups of consumers on precarious incomes in accessing a range of protection products that meet their needs, and the barriers faced by insurers in providing appropriate and affordable options.",
        "status": "complete",
        "items": [
            {
                "id": "1",
                "additionalClassifications": [
                    {
                        "scheme": "CPV",
                        "id": "73110000",
                        "description": "Research services"
                    },
                    {
                        "scheme": "CPV",
                        "id": "73200000",
                        "description": "Research and development consultancy services"
                    },
                    {
                        "scheme": "CPV",
                        "id": "79300000",
                        "description": "Market and economic research; polling and statistics"
                    }
                ],
                "deliveryAddresses": [
                    {
                        "region": "UKI31",
                        "country": "GB",
                        "countryName": "United Kingdom"
                    }
                ],
                "relatedLot": "1"
            }
        ],
        "value": {
            "amountGross": 125000,
            "currency": "GBP"
        },
        "procurementMethod": "open",
        "procurementMethodDetails": "Below threshold - open competition",
        "mainProcurementCategory": "services",
        "aboveThreshold": false,
        "submissionMethodDetails": "Submission will only be accepted via the Fair4all Finance Electronic Tendering Site on In-Tend https://in-tendhost.co.uk/fair4allfinance/aspx/Home",
        "submissionTerms": {
            "electronicSubmissionPolicy": "allowed"
        },
        "tenderPeriod": {
            "endDate": "2026-05-22T14:00:00+01:00"
        },
        "enquiryPeriod": {
            "endDate": "2026-05-15T00:00:00+01:00"
        },
        "lots": [
            {
                "id": "1",
                "status": "complete",
                "value": {
                    "amountGross": 125000,
                    "currency": "AED"
                },
                "contractPeriod": {
                    "startDate": "2026-06-16T00:00:00+01:00",
                    "endDate": "2026-12-31T23:59:59+00:00"
                },
                "awardCriteria": {
                    "description": "Price 20%, Social Value 10%, Quality 70%"
                }
            }
        ],
        "documents": [
            {
                "id": "038040-2026",
                "documentType": "tenderNotice",
                "noticeType": "UK4",
                "description": "Tender notice on Find a Tender",
                "url": "https://www.find-tender.service.gov.uk/Notice/038040-2026",
                "datePublished": "2026-04-27T13:27:32+01:00",
                "format": "text/html"
            }
        ]
    },
    "language": "en",
    "bids": {
        "statistics": [
            {
                "id": "1",
                "measure": "bids",
                "value": 26,
                "relatedLot": "1"
            },
            {
                "id": "2",
                "measure": "finalStageBids",
                "value": 26,
                "relatedLot": "1"
            },
            {
                "id": "3",
                "measure": "smeFinalStageBids",
                "value": 18,
                "relatedLot": "1"
            },
            {
                "id": "4",
                "measure": "vcseFinalStageBids",
                "value": 1,
                "relatedLot": "1"
            }
        ]
    },
    "awards": [
        {
            "id": "1",
            "title": "Income Protection / Precarious Income Research",
            "status": "active",
            "date": "2026-06-17T00:00:00+01:00",
            "value": {
                "amountGross": 124999,
                "currency": "GBP"
            },
            "mainProcurementCategory": "services",
            "aboveThreshold": false,
            "suppliers": [
                {
                    "id": "GB-COH-10149826",
                    "name": "Public First Limited"
                }
            ],
            "items": [
                {
                    "id": "1",
                    "additionalClassifications": [
                        {
                            "scheme": "CPV",
                            "id": "73110000",
                            "description": "Research services"
                        },
                        {
                            "scheme": "CPV",
                            "id": "73200000",
                            "description": "Research and development consultancy services"
                        },
                        {
                            "scheme": "CPV",
                            "id": "79300000",
                            "description": "Market and economic research; polling and statistics"
                        }
                    ],
                    "relatedLot": "1"
                }
            ],
            "contractPeriod": {
                "startDate": "2026-07-01T00:00:00+01:00",
                "endDate": "2027-02-28T23:59:59+00:00"
            },
            "relatedLots": [
                "1"
            ],
            "documents": [
                {
                    "id": "057034-2026",
                    "documentType": "awardNotice",
                    "noticeType": "UK6",
                    "description": "Contract award notice on Find a Tender",
                    "url": "https://www.find-tender.service.gov.uk/Notice/057034-2026",
                    "datePublished": "2026-06-17T11:38:18+01:00",
                    "format": "text/html"
                }
            ],
            "milestones": [
                {
                    "id": "1",
                    "type": "futureSignatureDate",
                    "dueDate": "2026-06-26T23:59:59+01:00",
                    "status": "scheduled"
                }
            ]
        }
    ]
}