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Home Contents Insurance for Council Tenants

London Borough of Harrow

This public procurement record has 2 releases in its history.

Award

24 Jul 2026 at 15:56

UK6 - Contract Award Notice
Tender

27 Apr 2026 at 17:23

UK4 - Tender Notice
Summary of the contracting process

The London Borough of Harrow procured home contents insurance for its council tenants. The service gives tenants the option to insure household belongings at competitive rates, with premiums payable weekly alongside rent. Cover is intended for all council tenants whose rent payments are up to date, although taking out insurance is recommended rather than compulsory. The work is a financial and insurance service delivered for council tenants in Harrow, within the London Borough of Harrow area. The buyer is a sub-central public authority. The requirement is therefore suited to insurers or insurance intermediaries able to design, administer and support household contents cover for a council tenant population, including a payment arrangement that works alongside regular rent collections. The opportunity was treated as a service procurement.

The procurement is complete following an open procedure. Two bids were received and both reached the final stage. The contract was awarded to AON UK LIMITED on 21 July 2026 for £200,000 gross. The contract period runs from 3 September 2026 to 2 September 2028, with an option to extend for one year and then a further year, allowing a maximum end date of 2 September 2030. The tender submission deadline was 8 June 2026 at 12:00, and the award decision period ended on 15 July 2026. The single lot was evaluated on price and quality, weighted 55% and 45% respectively. The award is active, and contract signature was scheduled for 5 August 2026.

This award demonstrates a defined requirement for household contents insurance serving council tenants in Harrow, with an operating model that supports weekly premium payments alongside rent. A future competitor would need the insurance capability to provide appropriate contents cover to a large council tenant population, maintain administration and customer support, and offer pricing that is competitive while meeting the buyer’s quality expectations. The evaluation weighting shows that price was the larger consideration, but quality remained significant, so a credible supplier would need to evidence both value and dependable service delivery. The requirement was identified as suitable for small and medium-sized enterprises, creating scope for an insurer, broker or specialist intermediary with the necessary underwriting, policy administration and public-sector service capability.

How relevant is this notice?

Notice Information

Notice Title

Home Contents Insurance for Council Tenants

Notice Description

The purpose of this contract is to provide council tenants with the option to purchase insurance for their home contents at competitive rates with the flexibility of paying the insurance premiums on a weekly basis together with their rent. The insurance will be offered to all council tenants, provided their rent payments are up to date. Tenants are recommended to take out the cover, however it is not compulsory.

Lot Information

Lot 1

Renewal: There is an option to extend for 12 months and then a further 12 months after the first extension end date.

Notice Details

Publication & Lifecycle

Open Contracting ID
ocds-h6vhtk-068c0d
Publication Source
Find A Tender Service
Latest Notice
https://www.find-tender.service.gov.uk/Notice/070442-2026
Current Stage
Award
All Stages
Tender, Award

Procurement Classification

Notice Type
UK6 - Contract Award Notice
Procurement Type
Standard
Procurement Category
Services
Procurement Method
Open
Procurement Method Details
Open procedure
Tender Suitability
SME
Awardee Scale
Large

Common Procurement Vocabulary (CPV)

CPV Divisions

66 - Financial and insurance services

CPV Codes

66000000 - Financial and insurance services

Notice Value(s)

Tender Value
£200,000 £100K-£500K
Lots Value
£200,000 £100K-£500K
Awards Value
£200,000 £100K-£500K
Contracts Value
Not specified

Notice Dates

Publication Date
24 Jul 20261 months ago
Submission Deadline
8 Jun 2026Expired
Future Notice Date
Not specified
Award Date
21 Jul 20261 months ago
Contract Period
3 Sep 2026 - 2 Sep 2028 2-3 years
Recurrence
Not specified

Notice Status

Tender Status
Complete
Lots Status
Complete
Awards Status
Active
Contracts Status
Not Specified

Buyer & Supplier

Contracting Authority (Buyer)

Main Buyer
London Borough of Harrow
Contact Name
Available with D3 Tenders Premium →
Contact Email
Available with D3 Tenders Premium →
Contact Phone
Available with D3 Tenders Premium →

Buyer Location

Locality
HARROW
Postcode
HA3 8FL
Postcode Area
Harrow
Country
England
Major Region (ITL 1)
TLI London
Basic Region (ITL 2)
TLI7 Outer London - West and North West
Small Region (ITL 3)
TLI74 Harrow and Hillingdon
Delivery Location
TLI74 Harrow and Hillingdon
Local Authority
Harrow
Electoral Ward
Kenton West
Westminster Constituency
Harrow East

Supplier Information

Number of Suppliers
1
Supplier Name

AON UK LIMITED

Further Information

Notice Documents

Open Contracting Data Standard (OCDS)

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The Open Contracting Data Standard (OCDS) is a framework designed to increase transparency and access to public procurement data in the public sector. It is widely used by governments and organisations worldwide to report on procurement processes and contracts.

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