Tender

Procurement of General Insurance (excluding Broker and Administration Services)

NORTHERN IRELAND WATER LIMITED

This public procurement record has 2 releases in its history.

Tender

04 Dec 2025 at 14:12

Planning

24 Nov 2025 at 08:52

Summary of the contracting process

NORTHERN IRELAND WATER LIMITED is currently in the tender stage of its procurement process for general insurance services excluding broker and administration services. The tender, initiated on the 4th of December 2025, focuses on various industry segments, including computers, solar farms, and professional indemnity. Initially planned, the procurement spans multiple provisional lots with contract periods starting from 1st April 2026 to 31st March 2027, with potential renewals extending until 2031. The open procurement method invites electronic submissions in English by the 16th of January 2026. This procurement is set against the backdrop of utilities special regime, governed by Northern Irish devolved regulations, and is centrally managed from Belfast.

This tender presents substantial opportunities for licensed insurance companies with a strong credit rating of at least A- as per S&P, authorised in the UK or EU member states. With a focus on quality, claims management, and price, the tender prepares a fertile ground for providers experienced in insurance and risk management. Companies adept in insurance services within the UK, particularly those dealing with professional liability, property, and weather-related financial loss services, should find this opportunity particularly appealing. The structured arrangement of provisional lots allows for diverse offerings and potential multi-year contracts, encouraging growth and long-term collaborations with NORTHERN IRELAND WATER LIMITED.

How relevant is this notice?

Notice Information

Notice Title

Procurement of General Insurance (excluding Broker and Administration Services)

Notice Description

Procurement of General Insurance (excluding Broker and Administration Services) covering the following: - Computers - Solar Farm - Professional Indemnity - Various other provisional lots currently under Long Term Agreements Note: All values are commercially sensitive therefore are not provided. A numerical value "1" has been put against each Lot in order to publish this notice.

Lot Information

Professional Indemnity

Business: Provision of operational & compliance analysis of Drinking Water, Waste Water and trade effluents so as to comply with NI Regulations. Provision of sampling & transportation of Drinking Water, waste water, trade effluent compliance & operational samples. This policy provides cover for any loss resulting from any claim which gives rise to a civil liability of the insured incurred solely in the performance of or failure to perform Professional Services. Cover includes: * Intellectual Property * Defamation * Fraud/Dishonesty * Defence * Court Attendance * Lost Documents * Mitigation of Loss

Options: Multi year and multi cover options will be considered.

Renewal: Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered.

Computer Northern Ireland Water

'All Risks' including Theft in respect of Computer and ancillary equipment at the insured's premises or anywhere in the world. (NI Water)

Options: Multi year and multi cover options will be considered.

Renewal: Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered.

Computer Dalriada & Alpha

'All Risks' including Theft in respect of Computer and ancillary equipment at the insured's premises or anywhere in the world. (Dalriada and Alpha only)

Options: Multi year and multi cover options will be considered.

Renewal: Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered.

MD/BI Solar Farm

All risks Physical loss destruction or Breakdown of or physical damage to the Property Insured.

Options: Multi year and multi cover options will be considered.

Renewal: Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered.

Property MD/BI NI WATER - Provisional notice only

Property Material Damage / Business Interruption - All Risks of accidental damage to property insured

Options: Multi year and multi cover options will be considered.

Renewal: Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered.

Property MD/BI - NI Water Alpha - Provisional notice only

(Alpha) Property Material Damage / Business Interruption - All Risks of accidental damage to property insured

Options: Multi year and multi cover options will be considered.

Renewal: Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered.

Public Liability - NI Water & NI Water Alpha Ltd and Dalriada Water- Provisional notice only

Cover includes: Corporate Manslaughter defence GBP 10,000,000 in the aggregate Pollution Clean-up costs of GBP 10,000,000 in the aggregate Data Protection: GBP 2,000,000 Professional Liability: (Bodily Injury or Property Damage) GBP 1,000,000 Extensions to include use of Drones and cover for Water Outflow Pipe Marker Buoys

Options: Multi year and multi cover options will be considered.

Renewal: Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered.

Excess Public Liability - PS35m/PS25m - Provisional Only

Excess Public Liability - PS35m/PS25m NOTE separate policies per entity for: NI Water Ltd and NI Water Alpha Ltd and Dalriada Water Ltd

Options: Multi year and multi cover options will be considered.

Renewal: Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered.

Excess Public Liability - PS40m/PS60m Provisional notice

Excess Public Liability - PS40m/PS60m NOTE separate policies per entity for: NI Water Ltd and NI Water Alpha Ltd and Dalriada Water Ltd

Options: Multi year and multi cover options will be considered.

Renewal: Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered.

Employers Liability - Provisional notice only

Employers Liability for Northern Ireland Water Limited & Subsidiary Companies inc NI Water Alpha Ltd and Dalriada Water Ltd

Options: Multi year and multi cover options will be considered.

Renewal: Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered.

Excess Employer's Liability PS25M over PS25M - Provisional notice only

Excess Employer's Liability PS25M over PS25M for Northern Ireland Water Limited & Subsidiary Companies inc NI Water Alpha Ltd & Dalriada Water Ltd.

Options: Multi year and multi cover options will be considered.

Renewal: Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered.

Motor Fleet - Provisional notice only

Third Party Only for NI Water vehicles Comprehensive for NI Water Alpha vehicles ONLY

Options: Multi year and multi cover options will be considered.

Renewal: Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered.

Terrorism Provisional notice only

Terrorism Provisional for Northern Ireland Water Limited & Subsidiary Companies.

Options: Multi year and multi cover options will be considered.

Renewal: Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered.

Cyber Liability - Provisional notice only

- Cyber Liability to pay to or on behalf of the Insured, in excess of the applicable Excess. - Multimedia Liability to pay to or on behalf of the Insured, in excess of the applicable Excess. - Payment Card Industry Data Security Standards Liability to pay to or on behalf of the Insured, in excess of the applicable Excess. - Digital Asset Costs to pay to or on behalf of the Insured, in excess of the applicable Excess. - Business Interruption to pay to or on behalf of the Insured, in excess of the applicable Excess. - Cyber Extortion to indemnify the Insured, in excess of the applicable Excess. - Bricking to pay to, or on behalf of, the Insured in excess of the applicable Excess. - Betterment to the extent that cover is not provided under Insuring Clause 4 (Digital Asset Costs), Insuring Clause 5 (Business Interruption), Insuring Clause 8 (Bricking) and/or Insuring Clause 11 (Incident Response Expenses), to pay to, or on behalf of, the Insured in excess of the applicable Excess. - Claims Preparation Expenses. Incident Response Expenses to pay to or on behalf of the Insured, in excess of the applicable Excess. - Waiver of Subrogation.

Options: Multi year and multi cover options will be considered.

Renewal: Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered.

Directors and Officers (inc EPL in respect of NI Water Alpha) Provisional notice only

The policy is to provide: a) Indemnity to individual Directors and Officers of the Insured Companies in respect of legal liability to pay damages and claimants costs arising from wrongful acts committed in their respective capacities as such b) Reimbursement to Insured Companies for amounts they indemnify to individual Directors & Officers in respect of claims described in a) c) Defense costs incurred with the Insurer's written consent

Options: Multi year and multi cover options will be considered.

Renewal: Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered.

Pension Trustees Liability Provisional notice only

This policy is to provide claims first made against an Insured; events included within an Extension first arising; or loss of any Pension Document, or for Insurance Cover 1.2 (Exoneration) for Wrongful Acts, first discovered during the Polic Period or Discovery period (if applicable).

Options: Multi year and multi cover options will be considered.

Renewal: Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered.

Crime - Provisional notice only

Crime cover for Northern Ireland Water Alpha Limited ONLY

Options: Multi year and multi cover options will be considered.

Renewal: Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered.

Parametric for Freeze Thaw Provisional notice only

Index-based, claims are paid out based on actual meteorological conditions measured by weather stations or satellites. * Freeze: Temperature drops below 2 degrees centigrade for 3 consecutive days; * Freeze Thaw: Temperature moved from 2 degrees centigrade to 5 degrees centigrade over either of the following 2 days Loss can include overtime wages and Contractor fees, costs of tankering or bottled water).

Options: Multi year and multi cover options will be considered.

Renewal: Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered.

Parametrics High Temperature Provisional notice only

Index based, claims are paid based on actual meteorological conditions measured by weather stations. Loss Parameter Threshold per Insured location: 17degC Loss Parameter Threshold per coverage period at an insured location: (Deductible): 27 Critical Days

Options: Multi year and multi cover options will be considered.

Renewal: Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered.

Parametrics Lack of Rainfall Provisional notice only

Index based, claims are paid based on actual meteorological conditions measured by weather stations. Loss Parameter Threshold per Insured location: 7mm Loss Parameter Threshold per coverage period at an insured location (Deductible): 13 Critical Days Rolling Window 21 subsequent days

Options: Multi year and multi cover options will be considered.

Renewal: Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered.

Battery Storage - Provisional notice only

Material Damage - All Risks All Risk Sums Insured PS3,200,000 Business Interruption PS1,200,000 - 18 Month Indemnity Period

Options: Multi year and multi cover options will be considered.

Renewal: Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered.

Travel and Personal Accident -Provisional notice only

Personal Accident Insured Person: All Directors & Employees of the Policyholder Effective Time: 24 hours Death: 4x Annual salary Permanent Total Disablement from Usual Occupation: 4x Annual Salary Permanent Disabling Injuries (Full): 4x Annual Salary Temporary Total Disablement: not insured Temporary Partial Disablement: not insured Travel Insured Person: All Directors and Employees of the Policyholder Effective Time: Extended Business Travel (Any trip in connection with the Business including days added by the Insured Person for personal reasons) Medical & Other Expenses: unlimited Business Equipment & Personal Belongings: GBP 6,000 for Business and GBP 10,000 for Personal Money: GBP 10,000 Disruption: GBP 250,000 Personal Liability: GBP 5,000,000 Legal Expenses: GBP 50,000 Crisis Management: GBP 75,000

Options: Multi year and multi cover options will be considered.

Renewal: Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered.

Planning Information

A supplier engagement event was carried out in October 2024 going through most lines of the business. Due to the smaller number of requirements on this occasion an additional engagement session was not required. There is a presentation available upon request should supplier require this.

Notice Details

Publication & Lifecycle

Open Contracting ID
ocds-h6vhtk-05e6d9
Publication Source
Find A Tender Service
Latest Notice
https://www.find-tender.service.gov.uk/Notice/079779-2025
Current Stage
Tender
All Stages
Planning, Tender

Procurement Classification

Notice Type
UK4 - Tender Notice
Procurement Type
Standard
Procurement Category
Services
Procurement Method
Open
Procurement Method Details
Open procedure
Tender Suitability
Not specified
Awardee Scale
Not specified

Common Procurement Vocabulary (CPV)

CPV Divisions

66 - Financial and insurance services


CPV Codes

66512000 - Accident and health insurance services

66514110 - Motor vehicle insurance services

66515000 - Damage or loss insurance services

66515200 - Property insurance services

66515300 - Weather and financial loss insurance services

66515410 - Financial loss insurance services

66516000 - Liability insurance services

66516400 - General liability insurance services

66516500 - Professional liability insurance services

Notice Value(s)

Tender Value
£22 Under £100K
Lots Value
£22 Under £100K
Awards Value
Not specified
Contracts Value
Not specified

Notice Dates

Publication Date
4 Dec 2025Today
Submission Deadline
16 Jan 20262 months to go
Future Notice Date
Not specified
Award Date
Not specified
Contract Period
31 Mar 2026 - 31 Mar 2027 6-12 months
Recurrence
2026-11-28

Notice Status

Tender Status
Active
Lots Status
Active
Awards Status
Not Specified
Contracts Status
Not Specified

Buyer & Supplier

Contracting Authority (Buyer)

Main Buyer
NORTHERN IRELAND WATER LIMITED
Additional Buyers

MARSH LIMITED

Contact Name
Leslie Dick
Contact Email
leslie.s.dick@marsh.com, sourcing@niwater.com
Contact Phone
+447392122557

Buyer Location

Locality
BELFAST
Postcode
BT14 6TE
Post Town
Northern Ireland
Country
England

Major Region (ITL 1)
TLI London
Basic Region (ITL 2)
TLI3 Inner London - West
Small Region (ITL 3)
TLI35 Westminster and City of London
Delivery Location
TLN Northern Ireland

Local Authority
City of London
Electoral Ward
Tower
Westminster Constituency
Cities of London and Westminster

Further Information

Notice Documents

Open Contracting Data Standard (OCDS)

View full OCDS Record for this contracting process

Download

The Open Contracting Data Standard (OCDS) is a framework designed to increase transparency and access to public procurement data in the public sector. It is widely used by governments and organisations worldwide to report on procurement processes and contracts.

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            },
            {
                "id": "22",
                "additionalClassifications": [
                    {
                        "scheme": "CPV",
                        "id": "66512000",
                        "description": "Accident and health insurance services"
                    }
                ],
                "deliveryAddresses": [
                    {
                        "region": "UKN",
                        "country": "GB",
                        "countryName": "United Kingdom"
                    }
                ],
                "relatedLot": "22"
            }
        ],
        "mainProcurementCategory": "services",
        "specialRegime": [
            "utilities"
        ],
        "aboveThreshold": true,
        "lots": [
            {
                "id": "1",
                "contractPeriod": {
                    "startDate": "2026-04-01T00:00:00+01:00",
                    "endDate": "2027-03-31T23:59:59+01:00",
                    "maxExtentDate": "2031-03-31T23:59:59+01:00"
                },
                "hasRenewal": true,
                "status": "active",
                "title": "Professional Indemnity",
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                "value": {
                    "amountGross": 1,
                    "currency": "GBP"
                },
                "awardCriteria": {
                    "criteria": [
                        {
                            "type": "quality",
                            "name": "Quality of Cover",
                            "description": "Quality of Cover",
                            "numbers": [
                                {
                                    "number": 50,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "quality",
                            "name": "Claims Management",
                            "description": "Claims Management",
                            "numbers": [
                                {
                                    "number": 15,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "price",
                            "name": "Price",
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                            "numbers": [
                                {
                                    "number": 35,
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                            ]
                        }
                    ]
                },
                "selectionCriteria": {
                    "criteria": [
                        {
                            "type": "economic",
                            "description": "This tender is open to Insurance Companies who are licensed to provide the Insurance cover required in the UK or in the EU member state of domicile. Insurers must be authorised by the UK FCA or equivalent. Providers must be able to demonstrate experience in the provision of Insurance and Risk Management and have a Credit Rating of at least A- from S&P or equivalent."
                        },
                        {
                            "type": "technical",
                            "description": "Selection criteria as stated in the procurement documents."
                        }
                    ]
                },
                "renewal": {
                    "description": "Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered."
                },
                "hasOptions": true,
                "options": {
                    "description": "Multi year and multi cover options will be considered."
                }
            },
            {
                "id": "2",
                "title": "Computer Northern Ireland Water",
                "description": "'All Risks' including Theft in respect of Computer and ancillary equipment at the insured's premises or anywhere in the world. (NI Water)",
                "status": "active",
                "value": {
                    "amountGross": 1,
                    "currency": "GBP"
                },
                "awardCriteria": {
                    "criteria": [
                        {
                            "type": "quality",
                            "name": "Quality of Cover",
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                                {
                                    "number": 35,
                                    "weight": "percentageExact"
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                            ]
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                        {
                            "type": "quality",
                            "name": "Risk Management",
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                                {
                                    "number": 15,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "quality",
                            "name": "Claims Management 15",
                            "numbers": [
                                {
                                    "number": 15,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "price",
                            "name": "Price",
                            "description": "Price",
                            "numbers": [
                                {
                                    "number": 35,
                                    "weight": "percentageExact"
                                }
                            ]
                        }
                    ]
                },
                "selectionCriteria": {
                    "criteria": [
                        {
                            "type": "economic",
                            "description": "This tender is open to Insurance Companies who are licensed to provide the Insurance cover required in the UK or in the EU member state of domicile. Insurers must be authorised by the UK FCA or equivalent. Providers must be able to demonstrate experience in the provision of Insurance and Risk Management and have a Credit Rating of at least A- from S&P or equivalent."
                        },
                        {
                            "type": "technical",
                            "description": "Selection criteria as stated in the procurement documents."
                        }
                    ]
                },
                "contractPeriod": {
                    "startDate": "2026-04-01T00:00:00+01:00",
                    "endDate": "2027-03-31T23:59:59+01:00",
                    "maxExtentDate": "2031-03-31T23:59:59+01:00"
                },
                "hasRenewal": true,
                "renewal": {
                    "description": "Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered."
                },
                "hasOptions": true,
                "options": {
                    "description": "Multi year and multi cover options will be considered."
                }
            },
            {
                "id": "3",
                "title": "Computer Dalriada & Alpha",
                "description": "'All Risks' including Theft in respect of Computer and ancillary equipment at the insured's premises or anywhere in the world. (Dalriada and Alpha only)",
                "status": "active",
                "value": {
                    "amountGross": 1,
                    "currency": "GBP"
                },
                "awardCriteria": {
                    "criteria": [
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                            "type": "quality",
                            "name": "Quality of Cover",
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                                {
                                    "number": 35,
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                            ]
                        },
                        {
                            "type": "quality",
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                            "description": "Risk Management",
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                                {
                                    "number": 15,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "quality",
                            "name": "Claims Management",
                            "description": "Claims Management",
                            "numbers": [
                                {
                                    "number": 15,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "price",
                            "name": "Price",
                            "description": "Price",
                            "numbers": [
                                {
                                    "number": 35,
                                    "weight": "percentageExact"
                                }
                            ]
                        }
                    ]
                },
                "selectionCriteria": {
                    "criteria": [
                        {
                            "type": "economic",
                            "description": "This tender is open to Insurance Companies who are licensed to provide the Insurance cover required in the UK or in the EU member state of domicile. Insurers must be authorised by the UK FCA or equivalent. Providers must be able to demonstrate experience in the provision of Insurance and Risk Management and have a Credit Rating of at least A- from S&P or equivalent."
                        },
                        {
                            "type": "technical",
                            "description": "Selection criteria as stated in the procurement documents."
                        }
                    ]
                },
                "contractPeriod": {
                    "startDate": "2026-04-01T00:00:00+01:00",
                    "endDate": "2027-03-31T23:59:59+01:00",
                    "maxExtentDate": "2031-03-31T23:59:59+01:00"
                },
                "hasRenewal": true,
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                    "description": "Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered."
                },
                "hasOptions": true,
                "options": {
                    "description": "Multi year and multi cover options will be considered."
                }
            },
            {
                "id": "4",
                "title": "MD/BI Solar Farm",
                "description": "All risks Physical loss destruction or Breakdown of or physical damage to the Property Insured.",
                "status": "active",
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                    "amountGross": 1,
                    "currency": "GBP"
                },
                "awardCriteria": {
                    "criteria": [
                        {
                            "type": "quality",
                            "name": "Quality of Cover",
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                                {
                                    "number": 35,
                                    "weight": "percentageExact"
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                        },
                        {
                            "type": "quality",
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                                {
                                    "number": 15,
                                    "weight": "percentageExact"
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                            ]
                        },
                        {
                            "type": "quality",
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                                {
                                    "number": 15,
                                    "weight": "percentageExact"
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                            ]
                        },
                        {
                            "type": "price",
                            "name": "Price",
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                            "numbers": [
                                {
                                    "number": 35,
                                    "weight": "percentageExact"
                                }
                            ]
                        }
                    ]
                },
                "selectionCriteria": {
                    "criteria": [
                        {
                            "type": "economic",
                            "description": "This tender is open to Insurance Companies who are licensed to provide the Insurance cover required in the UK or in the EU member state of domicile. Insurers must be authorised by the UK FCA or equivalent. Providers must be able to demonstrate experience in the provision of Insurance and Risk Management and have a Credit Rating of at least A- from S&P or equivalent."
                        },
                        {
                            "type": "technical",
                            "description": "Selection criteria as stated in the procurement documents."
                        }
                    ]
                },
                "contractPeriod": {
                    "startDate": "2026-04-01T00:00:00+01:00",
                    "endDate": "2027-03-31T23:59:59+01:00",
                    "maxExtentDate": "2031-03-31T23:59:59+01:00"
                },
                "hasRenewal": true,
                "renewal": {
                    "description": "Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered."
                },
                "hasOptions": true,
                "options": {
                    "description": "Multi year and multi cover options will be considered."
                }
            },
            {
                "id": "5",
                "title": "Property MD/BI NI WATER - Provisional notice only",
                "description": "Property Material Damage / Business Interruption - All Risks of accidental damage to property insured",
                "status": "active",
                "value": {
                    "amountGross": 1,
                    "currency": "GBP"
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                "awardCriteria": {
                    "criteria": [
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                            "type": "quality",
                            "name": "Quality of Cover",
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                                {
                                    "number": 35,
                                    "weight": "percentageExact"
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                            ]
                        },
                        {
                            "type": "quality",
                            "name": "Risk Management",
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                                {
                                    "number": 10,
                                    "weight": "percentageExact"
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                            ]
                        },
                        {
                            "type": "quality",
                            "name": "Claims Management",
                            "description": "Claims Management",
                            "numbers": [
                                {
                                    "number": 10,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "quality",
                            "name": "Social Value",
                            "description": "Social Value",
                            "numbers": [
                                {
                                    "number": 10,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "price",
                            "name": "Price",
                            "description": "Price",
                            "numbers": [
                                {
                                    "number": 35,
                                    "weight": "percentageExact"
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                            ]
                        }
                    ]
                },
                "selectionCriteria": {
                    "criteria": [
                        {
                            "type": "economic",
                            "description": "This tender is open to Insurance Companies who are licensed to provide the Insurance cover required in the UK or in the EU member state of domicile. Insurers must be authorised by the UK FCA or equivalent. Providers must be able to demonstrate experience in the provision of Insurance and Risk Management and have a Credit Rating of at least A- from S&P or equivalent."
                        },
                        {
                            "type": "technical",
                            "description": "Selection criteria as stated in the procurement documents."
                        }
                    ]
                },
                "contractPeriod": {
                    "startDate": "2026-04-01T00:00:00+01:00",
                    "endDate": "2027-03-31T23:59:59+01:00",
                    "maxExtentDate": "2031-03-31T23:59:59+01:00"
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                "hasRenewal": true,
                "renewal": {
                    "description": "Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered."
                },
                "hasOptions": true,
                "options": {
                    "description": "Multi year and multi cover options will be considered."
                }
            },
            {
                "id": "6",
                "title": "Property MD/BI - NI Water Alpha - Provisional notice only",
                "description": "(Alpha) Property Material Damage / Business Interruption - All Risks of accidental damage to property insured",
                "status": "active",
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                    "amountGross": 1,
                    "currency": "GBP"
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                "awardCriteria": {
                    "criteria": [
                        {
                            "type": "quality",
                            "name": "Quality of Cover",
                            "description": "Quality of Cover",
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                                {
                                    "number": 35,
                                    "weight": "percentageExact"
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                            ]
                        },
                        {
                            "type": "quality",
                            "name": "Risk Management",
                            "description": "Risk Management",
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                                {
                                    "number": 10,
                                    "weight": "percentageExact"
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                            ]
                        },
                        {
                            "type": "quality",
                            "name": "Claims Management",
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                                {
                                    "number": 10,
                                    "weight": "percentageExact"
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                            ]
                        },
                        {
                            "type": "quality",
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                                {
                                    "number": 10,
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                            ]
                        },
                        {
                            "type": "price",
                            "name": "Price",
                            "description": "Price",
                            "numbers": [
                                {
                                    "number": 35,
                                    "weight": "percentageExact"
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                            ]
                        }
                    ]
                },
                "selectionCriteria": {
                    "criteria": [
                        {
                            "type": "economic",
                            "description": "This tender is open to Insurance Companies who are licensed to provide the Insurance cover required in the UK or in the EU member state of domicile. Insurers must be authorised by the UK FCA or equivalent. Providers must be able to demonstrate experience in the provision of Insurance and Risk Management and have a Credit Rating of at least A- from S&P or equivalent."
                        },
                        {
                            "type": "technical",
                            "description": "Selection criteria as stated in the procurement documents."
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                    ]
                },
                "contractPeriod": {
                    "startDate": "2026-04-01T00:00:00+01:00",
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                "hasRenewal": true,
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                    "description": "Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered."
                },
                "hasOptions": true,
                "options": {
                    "description": "Multi year and multi cover options will be considered."
                }
            },
            {
                "id": "7",
                "title": "Public Liability - NI Water & NI Water Alpha Ltd and Dalriada Water- Provisional notice only",
                "description": "Cover includes: Corporate Manslaughter defence GBP 10,000,000 in the aggregate Pollution Clean-up costs of GBP 10,000,000 in the aggregate Data Protection: GBP 2,000,000 Professional Liability: (Bodily Injury or Property Damage) GBP 1,000,000 Extensions to include use of Drones and cover for Water Outflow Pipe Marker Buoys",
                "status": "active",
                "value": {
                    "amountGross": 1,
                    "currency": "GBP"
                },
                "awardCriteria": {
                    "criteria": [
                        {
                            "type": "quality",
                            "name": "Quality of Cover",
                            "description": "Quality of Cover",
                            "numbers": [
                                {
                                    "number": 35,
                                    "weight": "percentageExact"
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                            ]
                        },
                        {
                            "type": "quality",
                            "name": "Risk Management",
                            "description": "Risk Management",
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                                {
                                    "number": 10,
                                    "weight": "percentageExact"
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                            ]
                        },
                        {
                            "type": "quality",
                            "name": "Claims Management",
                            "description": "Claims Management",
                            "numbers": [
                                {
                                    "number": 10,
                                    "weight": "percentageExact"
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                            ]
                        },
                        {
                            "type": "quality",
                            "name": "Social Value",
                            "description": "Social Value",
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                                {
                                    "number": 10,
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                            ]
                        },
                        {
                            "type": "price",
                            "name": "Price",
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                            "numbers": [
                                {
                                    "number": 35,
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                            ]
                        }
                    ]
                },
                "selectionCriteria": {
                    "criteria": [
                        {
                            "type": "economic",
                            "description": "This tender is open to Insurance Companies who are licensed to provide the Insurance cover required in the UK or in the EU member state of domicile. Insurers must be authorised by the UK FCA or equivalent. Providers must be able to demonstrate experience in the provision of Insurance and Risk Management and have a Credit Rating of at least A- from S&P or equivalent."
                        },
                        {
                            "type": "technical",
                            "description": "Selection criteria as stated in the procurement documents."
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                    ]
                },
                "contractPeriod": {
                    "startDate": "2026-04-01T00:00:00+01:00",
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                "hasRenewal": true,
                "renewal": {
                    "description": "Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered."
                },
                "hasOptions": true,
                "options": {
                    "description": "Multi year and multi cover options will be considered."
                }
            },
            {
                "id": "8",
                "title": "Excess Public Liability - PS35m/PS25m - Provisional Only",
                "description": "Excess Public Liability - PS35m/PS25m NOTE separate policies per entity for: NI Water Ltd and NI Water Alpha Ltd and Dalriada Water Ltd",
                "status": "active",
                "value": {
                    "amountGross": 1,
                    "currency": "GBP"
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                "awardCriteria": {
                    "criteria": [
                        {
                            "type": "quality",
                            "name": "Quality of Cover",
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                                {
                                    "number": 50,
                                    "weight": "percentageExact"
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                            ]
                        },
                        {
                            "type": "quality",
                            "name": "Claims Management",
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                            "numbers": [
                                {
                                    "number": 10,
                                    "weight": "percentageExact"
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                            ]
                        },
                        {
                            "type": "price",
                            "name": "Price",
                            "description": "Price",
                            "numbers": [
                                {
                                    "number": 40,
                                    "weight": "percentageExact"
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                            ]
                        }
                    ]
                },
                "selectionCriteria": {
                    "criteria": [
                        {
                            "type": "economic",
                            "description": "This tender is open to Insurance Companies who are licensed to provide the Insurance cover required in the UK or in the EU member state of domicile. Insurers must be authorised by the UK FCA or equivalent. Providers must be able to demonstrate experience in the provision of Insurance and Risk Management and have a Credit Rating of at least A- from S&P or equivalent."
                        },
                        {
                            "type": "technical",
                            "description": "Selection criteria as stated in the procurement documents."
                        }
                    ]
                },
                "contractPeriod": {
                    "startDate": "2026-04-01T00:00:00+01:00",
                    "endDate": "2027-03-31T23:59:59+01:00",
                    "maxExtentDate": "2031-03-31T23:59:59+01:00"
                },
                "hasRenewal": true,
                "renewal": {
                    "description": "Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered."
                },
                "hasOptions": true,
                "options": {
                    "description": "Multi year and multi cover options will be considered."
                }
            },
            {
                "id": "9",
                "title": "Excess Public Liability - PS40m/PS60m Provisional notice",
                "description": "Excess Public Liability - PS40m/PS60m NOTE separate policies per entity for: NI Water Ltd and NI Water Alpha Ltd and Dalriada Water Ltd",
                "status": "active",
                "value": {
                    "amountGross": 1,
                    "currency": "GBP"
                },
                "awardCriteria": {
                    "criteria": [
                        {
                            "type": "quality",
                            "name": "Quality of Cover",
                            "description": "Quality of Cover",
                            "numbers": [
                                {
                                    "number": 50,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "quality",
                            "name": "Claims Management",
                            "description": "Claims Management",
                            "numbers": [
                                {
                                    "number": 10,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "price",
                            "name": "Price",
                            "description": "Price",
                            "numbers": [
                                {
                                    "number": 40,
                                    "weight": "percentageExact"
                                }
                            ]
                        }
                    ]
                },
                "selectionCriteria": {
                    "criteria": [
                        {
                            "type": "economic",
                            "description": "This tender is open to Insurance Companies who are licensed to provide the Insurance cover required in the UK or in the EU member state of domicile. Insurers must be authorised by the UK FCA or equivalent. Providers must be able to demonstrate experience in the provision of Insurance and Risk Management and have a Credit Rating of at least A- from S&P or equivalent."
                        },
                        {
                            "type": "technical",
                            "description": "Selection criteria as stated in the procurement documents."
                        }
                    ]
                },
                "contractPeriod": {
                    "startDate": "2026-04-01T00:00:00+01:00",
                    "endDate": "2027-03-31T23:59:59+01:00",
                    "maxExtentDate": "2031-03-31T23:59:59+01:00"
                },
                "hasRenewal": true,
                "renewal": {
                    "description": "Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered."
                },
                "hasOptions": true,
                "options": {
                    "description": "Multi year and multi cover options will be considered."
                }
            },
            {
                "id": "10",
                "title": "Employers Liability - Provisional notice only",
                "description": "Employers Liability for Northern Ireland Water Limited & Subsidiary Companies inc NI Water Alpha Ltd and Dalriada Water Ltd",
                "status": "active",
                "value": {
                    "amountGross": 1,
                    "currency": "GBP"
                },
                "awardCriteria": {
                    "criteria": [
                        {
                            "type": "quality",
                            "name": "Quality of Cover",
                            "description": "Quality of Cover",
                            "numbers": [
                                {
                                    "number": 35,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "quality",
                            "name": "Risk Manamgement",
                            "description": "Risk Management",
                            "numbers": [
                                {
                                    "number": 10,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "quality",
                            "name": "Claims Management",
                            "description": "Claims Management",
                            "numbers": [
                                {
                                    "number": 10,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "quality",
                            "name": "Social Value",
                            "description": "Social Value",
                            "numbers": [
                                {
                                    "number": 10,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "price",
                            "name": "Price",
                            "description": "Price",
                            "numbers": [
                                {
                                    "number": 35,
                                    "weight": "percentageExact"
                                }
                            ]
                        }
                    ]
                },
                "selectionCriteria": {
                    "criteria": [
                        {
                            "type": "economic",
                            "description": "This tender is open to Insurance Companies who are licensed to provide the Insurance cover required in the UK or in the EU member state of domicile. Insurers must be authorised by the UK FCA or equivalent. Providers must be able to demonstrate experience in the provision of Insurance and Risk Management and have a Credit Rating of at least A- from S&P or equivalent."
                        },
                        {
                            "type": "technical",
                            "description": "Selection criteria as stated in the procurement documents."
                        }
                    ]
                },
                "contractPeriod": {
                    "startDate": "2026-04-01T00:00:00+01:00",
                    "endDate": "2027-03-31T23:59:59+01:00",
                    "maxExtentDate": "2031-03-31T23:59:59+01:00"
                },
                "hasRenewal": true,
                "renewal": {
                    "description": "Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered."
                },
                "hasOptions": true,
                "options": {
                    "description": "Multi year and multi cover options will be considered."
                }
            },
            {
                "id": "11",
                "title": "Excess Employer's Liability PS25M over PS25M - Provisional notice only",
                "description": "Excess Employer's Liability PS25M over PS25M for Northern Ireland Water Limited & Subsidiary Companies inc NI Water Alpha Ltd & Dalriada Water Ltd.",
                "status": "active",
                "value": {
                    "amountGross": 1,
                    "currency": "GBP"
                },
                "awardCriteria": {
                    "criteria": [
                        {
                            "type": "quality",
                            "name": "Quality of Cover",
                            "description": "Quality of Cover",
                            "numbers": [
                                {
                                    "number": 50,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "quality",
                            "name": "Claims Management",
                            "description": "Claims Management",
                            "numbers": [
                                {
                                    "number": 10,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "price",
                            "name": "Price",
                            "description": "Price",
                            "numbers": [
                                {
                                    "number": 40,
                                    "weight": "percentageExact"
                                }
                            ]
                        }
                    ]
                },
                "selectionCriteria": {
                    "criteria": [
                        {
                            "type": "economic",
                            "description": "This tender is open to Insurance Companies who are licensed to provide the Insurance cover required in the UK or in the EU member state of domicile. Insurers must be authorised by the UK FCA or equivalent. Providers must be able to demonstrate experience in the provision of Insurance and Risk Management and have a Credit Rating of at least A- from S&P or equivalent."
                        },
                        {
                            "type": "technical",
                            "description": "Selection criteria as stated in the procurement documents."
                        }
                    ]
                },
                "contractPeriod": {
                    "startDate": "2026-04-01T00:00:00+01:00",
                    "endDate": "2027-03-31T23:59:59+01:00",
                    "maxExtentDate": "2031-03-31T23:59:59+01:00"
                },
                "hasRenewal": true,
                "renewal": {
                    "description": "Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered."
                },
                "hasOptions": true,
                "options": {
                    "description": "Multi year and multi cover options will be considered."
                }
            },
            {
                "id": "12",
                "title": "Motor Fleet - Provisional notice only",
                "description": "Third Party Only for NI Water vehicles Comprehensive for NI Water Alpha vehicles ONLY",
                "status": "active",
                "value": {
                    "amountGross": 1,
                    "currency": "GBP"
                },
                "awardCriteria": {
                    "criteria": [
                        {
                            "type": "quality",
                            "name": "Quality of Cover",
                            "description": "Quality of Cover",
                            "numbers": [
                                {
                                    "number": 35,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "quality",
                            "name": "Risk Management",
                            "description": "Risk Management",
                            "numbers": [
                                {
                                    "number": 10,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "quality",
                            "name": "Claims Management",
                            "description": "Claims Management",
                            "numbers": [
                                {
                                    "number": 10,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "quality",
                            "name": "Social Value",
                            "description": "Social Value",
                            "numbers": [
                                {
                                    "number": 10,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "price",
                            "name": "Price",
                            "description": "Price",
                            "numbers": [
                                {
                                    "number": 35,
                                    "weight": "percentageExact"
                                }
                            ]
                        }
                    ]
                },
                "selectionCriteria": {
                    "criteria": [
                        {
                            "type": "economic",
                            "description": "This tender is open to Insurance Companies who are licensed to provide the Insurance cover required in the UK or in the EU member state of domicile. Insurers must be authorised by the UK FCA or equivalent. Providers must be able to demonstrate experience in the provision of Insurance and Risk Management and have a Credit Rating of at least A- from S&P or equivalent."
                        },
                        {
                            "type": "technical",
                            "description": "Selection criteria as stated in the procurement documents."
                        }
                    ]
                },
                "contractPeriod": {
                    "startDate": "2026-04-01T00:00:00+01:00",
                    "endDate": "2027-03-31T23:59:59+01:00",
                    "maxExtentDate": "2031-03-31T23:59:59+01:00"
                },
                "hasRenewal": true,
                "renewal": {
                    "description": "Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered."
                },
                "hasOptions": true,
                "options": {
                    "description": "Multi year and multi cover options will be considered."
                }
            },
            {
                "id": "13",
                "title": "Terrorism Provisional notice only",
                "description": "Terrorism Provisional for Northern Ireland Water Limited & Subsidiary Companies.",
                "status": "active",
                "value": {
                    "amountGross": 1,
                    "currency": "GBP"
                },
                "awardCriteria": {
                    "criteria": [
                        {
                            "type": "quality",
                            "name": "Quality of Cover",
                            "description": "Quality of Cover",
                            "numbers": [
                                {
                                    "number": 35,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "quality",
                            "name": "Risk Management",
                            "description": "Risk Management",
                            "numbers": [
                                {
                                    "number": 15,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "quality",
                            "name": "Claims Management",
                            "description": "Claims Management",
                            "numbers": [
                                {
                                    "number": 15,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "price",
                            "name": "Price",
                            "description": "Price",
                            "numbers": [
                                {
                                    "number": 35,
                                    "weight": "percentageExact"
                                }
                            ]
                        }
                    ]
                },
                "selectionCriteria": {
                    "criteria": [
                        {
                            "type": "economic",
                            "description": "This tender is open to Insurance Companies who are licensed to provide the Insurance cover required in the UK or in the EU member state of domicile. Insurers must be authorised by the UK FCA or equivalent. Providers must be able to demonstrate experience in the provision of Insurance and Risk Management and have a Credit Rating of at least A- from S&P or equivalent."
                        },
                        {
                            "type": "technical",
                            "description": "Selection criteria as stated in the procurement documents."
                        }
                    ]
                },
                "contractPeriod": {
                    "startDate": "2026-04-01T00:00:00+01:00",
                    "endDate": "2027-03-31T23:59:59+01:00",
                    "maxExtentDate": "2031-03-31T23:59:59+01:00"
                },
                "hasRenewal": true,
                "renewal": {
                    "description": "Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered."
                },
                "hasOptions": true,
                "options": {
                    "description": "Multi year and multi cover options will be considered."
                }
            },
            {
                "id": "14",
                "title": "Cyber Liability - Provisional notice only",
                "description": "- Cyber Liability to pay to or on behalf of the Insured, in excess of the applicable Excess. - Multimedia Liability to pay to or on behalf of the Insured, in excess of the applicable Excess. - Payment Card Industry Data Security Standards Liability to pay to or on behalf of the Insured, in excess of the applicable Excess. - Digital Asset Costs to pay to or on behalf of the Insured, in excess of the applicable Excess. - Business Interruption to pay to or on behalf of the Insured, in excess of the applicable Excess. - Cyber Extortion to indemnify the Insured, in excess of the applicable Excess. - Bricking to pay to, or on behalf of, the Insured in excess of the applicable Excess. - Betterment to the extent that cover is not provided under Insuring Clause 4 (Digital Asset Costs), Insuring Clause 5 (Business Interruption), Insuring Clause 8 (Bricking) and/or Insuring Clause 11 (Incident Response Expenses), to pay to, or on behalf of, the Insured in excess of the applicable Excess. - Claims Preparation Expenses. Incident Response Expenses to pay to or on behalf of the Insured, in excess of the applicable Excess. - Waiver of Subrogation.",
                "status": "active",
                "value": {
                    "amountGross": 1,
                    "currency": "GBP"
                },
                "awardCriteria": {
                    "criteria": [
                        {
                            "type": "quality",
                            "name": "Quality of Cover",
                            "description": "Quality of Cover",
                            "numbers": [
                                {
                                    "number": 35,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "quality",
                            "name": "Risk Management",
                            "description": "Risk Management",
                            "numbers": [
                                {
                                    "number": 10,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "quality",
                            "name": "Claims Management",
                            "description": "Claims Management",
                            "numbers": [
                                {
                                    "number": 10,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "quality",
                            "name": "Social Value",
                            "description": "Social Value",
                            "numbers": [
                                {
                                    "number": 10,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "price",
                            "name": "Price",
                            "description": "Price",
                            "numbers": [
                                {
                                    "number": 35,
                                    "weight": "percentageExact"
                                }
                            ]
                        }
                    ]
                },
                "selectionCriteria": {
                    "criteria": [
                        {
                            "type": "economic",
                            "description": "This tender is open to Insurance Companies who are licensed to provide the Insurance cover required in the UK or in the EU member state of domicile. Insurers must be authorised by the UK FCA or equivalent. Providers must be able to demonstrate experience in the provision of Insurance and Risk Management and have a Credit Rating of at least A- from S&P or equivalent."
                        },
                        {
                            "type": "technical",
                            "description": "Selection criteria as stated in the procurement documents."
                        }
                    ]
                },
                "contractPeriod": {
                    "startDate": "2026-04-01T00:00:00+01:00",
                    "endDate": "2027-03-31T23:59:59+01:00",
                    "maxExtentDate": "2031-03-31T23:59:59+01:00"
                },
                "hasRenewal": true,
                "renewal": {
                    "description": "Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered."
                },
                "hasOptions": true,
                "options": {
                    "description": "Multi year and multi cover options will be considered."
                }
            },
            {
                "id": "15",
                "title": "Directors and Officers (inc EPL in respect of NI Water Alpha) Provisional notice only",
                "description": "The policy is to provide: a) Indemnity to individual Directors and Officers of the Insured Companies in respect of legal liability to pay damages and claimants costs arising from wrongful acts committed in their respective capacities as such b) Reimbursement to Insured Companies for amounts they indemnify to individual Directors & Officers in respect of claims described in a) c) Defense costs incurred with the Insurer's written consent",
                "status": "active",
                "value": {
                    "amountGross": 1,
                    "currency": "GBP"
                },
                "awardCriteria": {
                    "criteria": [
                        {
                            "type": "quality",
                            "name": "Quality of Cover",
                            "description": "Quality of Cover",
                            "numbers": [
                                {
                                    "number": 50,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "quality",
                            "name": "Claims Management",
                            "description": "Claims Management",
                            "numbers": [
                                {
                                    "number": 15,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "price",
                            "name": "Price",
                            "description": "Price",
                            "numbers": [
                                {
                                    "number": 35,
                                    "weight": "percentageExact"
                                }
                            ]
                        }
                    ]
                },
                "selectionCriteria": {
                    "criteria": [
                        {
                            "type": "economic",
                            "description": "This tender is open to Insurance Companies who are licensed to provide the Insurance cover required in the UK or in the EU member state of domicile. Insurers must be authorised by the UK FCA or equivalent. Providers must be able to demonstrate experience in the provision of Insurance and Risk Management and have a Credit Rating of at least A- from S&P or equivalent."
                        },
                        {
                            "type": "technical",
                            "description": "Selection criteria as stated in the procurement documents."
                        }
                    ]
                },
                "contractPeriod": {
                    "startDate": "2026-04-01T00:00:00+01:00",
                    "endDate": "2027-03-31T23:59:59+01:00",
                    "maxExtentDate": "2031-03-31T23:59:59+01:00"
                },
                "hasRenewal": true,
                "renewal": {
                    "description": "Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered."
                },
                "hasOptions": true,
                "options": {
                    "description": "Multi year and multi cover options will be considered."
                }
            },
            {
                "id": "16",
                "title": "Pension Trustees Liability Provisional notice only",
                "description": "This policy is to provide claims first made against an Insured; events included within an Extension first arising; or loss of any Pension Document, or for Insurance Cover 1.2 (Exoneration) for Wrongful Acts, first discovered during the Polic Period or Discovery period (if applicable).",
                "status": "active",
                "value": {
                    "amountGross": 1,
                    "currency": "GBP"
                },
                "awardCriteria": {
                    "criteria": [
                        {
                            "type": "quality",
                            "name": "Quality of Cover",
                            "description": "Quality of Cover",
                            "numbers": [
                                {
                                    "number": 50,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "quality",
                            "name": "Claims Management",
                            "description": "Claims Management",
                            "numbers": [
                                {
                                    "number": 15,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "price",
                            "name": "Price",
                            "description": "Price",
                            "numbers": [
                                {
                                    "number": 35,
                                    "weight": "percentageExact"
                                }
                            ]
                        }
                    ]
                },
                "selectionCriteria": {
                    "criteria": [
                        {
                            "type": "economic",
                            "description": "This tender is open to Insurance Companies who are licensed to provide the Insurance cover required in the UK or in the EU member state of domicile. Insurers must be authorised by the UK FCA or equivalent. Providers must be able to demonstrate experience in the provision of Insurance and Risk Management and have a Credit Rating of at least A- from S&P or equivalent."
                        },
                        {
                            "type": "technical",
                            "description": "Selection criteria as stated in the procurement documents."
                        }
                    ]
                },
                "contractPeriod": {
                    "startDate": "2026-04-01T00:00:00+01:00",
                    "endDate": "2027-03-31T23:59:59+01:00",
                    "maxExtentDate": "2031-03-31T23:59:59+01:00"
                },
                "hasRenewal": true,
                "renewal": {
                    "description": "Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered."
                },
                "hasOptions": true,
                "options": {
                    "description": "Multi year and multi cover options will be considered."
                }
            },
            {
                "id": "17",
                "title": "Crime - Provisional notice only",
                "description": "Crime cover for Northern Ireland Water Alpha Limited ONLY",
                "status": "active",
                "value": {
                    "amountGross": 1,
                    "currency": "GBP"
                },
                "awardCriteria": {
                    "criteria": [
                        {
                            "type": "quality",
                            "name": "Quality of Cover",
                            "description": "Quality of Cover",
                            "numbers": [
                                {
                                    "number": 50,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "quality",
                            "name": "Claims Management",
                            "description": "Claims Management",
                            "numbers": [
                                {
                                    "number": 15,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "price",
                            "name": "Price",
                            "description": "Price",
                            "numbers": [
                                {
                                    "number": 35,
                                    "weight": "percentageExact"
                                }
                            ]
                        }
                    ]
                },
                "selectionCriteria": {
                    "criteria": [
                        {
                            "type": "economic",
                            "description": "This tender is open to Insurance Companies who are licensed to provide the Insurance cover required in the UK or in the EU member state of domicile. Insurers must be authorised by the UK FCA or equivalent. Providers must be able to demonstrate experience in the provision of Insurance and Risk Management and have a Credit Rating of at least A- from S&P or equivalent."
                        },
                        {
                            "type": "technical",
                            "description": "Selection criteria as stated in the procurement documents."
                        }
                    ]
                },
                "contractPeriod": {
                    "startDate": "2026-04-01T00:00:00+01:00",
                    "endDate": "2027-03-31T23:59:59+01:00",
                    "maxExtentDate": "2031-03-31T23:59:59+01:00"
                },
                "hasRenewal": true,
                "renewal": {
                    "description": "Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered."
                },
                "hasOptions": true,
                "options": {
                    "description": "Multi year and multi cover options will be considered."
                }
            },
            {
                "id": "18",
                "title": "Parametric for Freeze Thaw Provisional notice only",
                "description": "Index-based, claims are paid out based on actual meteorological conditions measured by weather stations or satellites. * Freeze: Temperature drops below 2 degrees centigrade for 3 consecutive days; * Freeze Thaw: Temperature moved from 2 degrees centigrade to 5 degrees centigrade over either of the following 2 days Loss can include overtime wages and Contractor fees, costs of tankering or bottled water).",
                "status": "active",
                "value": {
                    "amountGross": 1,
                    "currency": "GBP"
                },
                "awardCriteria": {
                    "criteria": [
                        {
                            "type": "quality",
                            "name": "Quality of Cover",
                            "description": "Quality of Cover",
                            "numbers": [
                                {
                                    "number": 35,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "quality",
                            "name": "Risk Management",
                            "description": "Risk Management",
                            "numbers": [
                                {
                                    "number": 10,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "quality",
                            "name": "Claims Management",
                            "description": "Claims Management",
                            "numbers": [
                                {
                                    "number": 10,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "quality",
                            "name": "Social Value",
                            "description": "Social Value",
                            "numbers": [
                                {
                                    "number": 10,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "price",
                            "name": "Price",
                            "description": "Price",
                            "numbers": [
                                {
                                    "number": 35,
                                    "weight": "percentageExact"
                                }
                            ]
                        }
                    ]
                },
                "selectionCriteria": {
                    "criteria": [
                        {
                            "type": "economic",
                            "description": "This tender is open to Insurance Companies who are licensed to provide the Insurance cover required in the UK or in the EU member state of domicile. Insurers must be authorised by the UK FCA or equivalent. Providers must be able to demonstrate experience in the provision of Insurance and Risk Management and have a Credit Rating of at least A- from S&P or equivalent."
                        },
                        {
                            "type": "technical",
                            "description": "Selection criteria as stated in the procurement documents."
                        }
                    ]
                },
                "contractPeriod": {
                    "startDate": "2026-04-01T00:00:00+01:00",
                    "endDate": "2027-03-31T23:59:59+01:00",
                    "maxExtentDate": "2031-03-31T23:59:59+01:00"
                },
                "hasRenewal": true,
                "renewal": {
                    "description": "Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered."
                },
                "hasOptions": true,
                "options": {
                    "description": "Multi year and multi cover options will be considered."
                }
            },
            {
                "id": "19",
                "title": "Parametrics High Temperature Provisional notice only",
                "description": "Index based, claims are paid based on actual meteorological conditions measured by weather stations. Loss Parameter Threshold per Insured location: 17degC Loss Parameter Threshold per coverage period at an insured location: (Deductible): 27 Critical Days",
                "status": "active",
                "value": {
                    "amountGross": 1,
                    "currency": "GBP"
                },
                "awardCriteria": {
                    "criteria": [
                        {
                            "type": "quality",
                            "name": "Quality of Cover",
                            "description": "Quality of Cover",
                            "numbers": [
                                {
                                    "number": 35,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "quality",
                            "name": "Risk Management",
                            "description": "Risk Management",
                            "numbers": [
                                {
                                    "number": 10,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "quality",
                            "name": "Claims Management",
                            "description": "Claims Management",
                            "numbers": [
                                {
                                    "number": 10,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "quality",
                            "name": "Social Value",
                            "description": "Social Value",
                            "numbers": [
                                {
                                    "number": 10,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "price",
                            "name": "Price",
                            "description": "Price",
                            "numbers": [
                                {
                                    "number": 35,
                                    "weight": "percentageExact"
                                }
                            ]
                        }
                    ]
                },
                "selectionCriteria": {
                    "criteria": [
                        {
                            "type": "economic",
                            "description": "This tender is open to Insurance Companies who are licensed to provide the Insurance cover required in the UK or in the EU member state of domicile. Insurers must be authorised by the UK FCA or equivalent. Providers must be able to demonstrate experience in the provision of Insurance and Risk Management and have a Credit Rating of at least A- from S&P or equivalent."
                        },
                        {
                            "type": "technical",
                            "description": "Selection criteria as stated in the procurement documents."
                        }
                    ]
                },
                "contractPeriod": {
                    "startDate": "2026-04-01T00:00:00+01:00",
                    "endDate": "2027-03-31T23:59:59+01:00",
                    "maxExtentDate": "2031-03-31T23:59:59+01:00"
                },
                "hasRenewal": true,
                "renewal": {
                    "description": "Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered."
                },
                "hasOptions": true,
                "options": {
                    "description": "Multi year and multi cover options will be considered."
                }
            },
            {
                "id": "20",
                "title": "Parametrics Lack of Rainfall Provisional notice only",
                "description": "Index based, claims are paid based on actual meteorological conditions measured by weather stations. Loss Parameter Threshold per Insured location: 7mm Loss Parameter Threshold per coverage period at an insured location (Deductible): 13 Critical Days Rolling Window 21 subsequent days",
                "status": "active",
                "value": {
                    "amountGross": 1,
                    "currency": "GBP"
                },
                "awardCriteria": {
                    "criteria": [
                        {
                            "type": "quality",
                            "name": "Quality of Cover",
                            "description": "Quality of Cover",
                            "numbers": [
                                {
                                    "number": 35,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "quality",
                            "name": "Risk Management",
                            "description": "Risk Management",
                            "numbers": [
                                {
                                    "number": 10,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "quality",
                            "name": "Claims Management",
                            "description": "Claims Management",
                            "numbers": [
                                {
                                    "number": 10,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "quality",
                            "name": "Social Value",
                            "description": "Social Value",
                            "numbers": [
                                {
                                    "number": 10,
                                    "weight": "percentageExact"
                                }
                            ]
                        },
                        {
                            "type": "price",
                            "name": "Price",
                            "description": "Price",
                            "numbers": [
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                                    "number": 35,
                                    "weight": "percentageExact"
                                }
                            ]
                        }
                    ]
                },
                "selectionCriteria": {
                    "criteria": [
                        {
                            "type": "economic",
                            "description": "This tender is open to Insurance Companies who are licensed to provide the Insurance cover required in the UK or in the EU member state of domicile. Insurers must be authorised by the UK FCA or equivalent. Providers must be able to demonstrate experience in the provision of Insurance and Risk Management and have a Credit Rating of at least A- from S&P or equivalent."
                        },
                        {
                            "type": "technical",
                            "description": "Selection criteria as stated in the procurement documents."
                        }
                    ]
                },
                "contractPeriod": {
                    "startDate": "2026-04-01T00:00:00+01:00",
                    "endDate": "2027-03-31T23:59:59+01:00",
                    "maxExtentDate": "2031-03-31T23:59:59+01:00"
                },
                "hasRenewal": true,
                "renewal": {
                    "description": "Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered."
                },
                "hasOptions": true,
                "options": {
                    "description": "Multi year and multi cover options will be considered."
                }
            },
            {
                "id": "21",
                "title": "Battery Storage - Provisional notice only",
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                "status": "active",
                "value": {
                    "amountGross": 1,
                    "currency": "GBP"
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                "awardCriteria": {
                    "criteria": [
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                            "type": "quality",
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                                    "number": 35,
                                    "weight": "percentageExact"
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                        {
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                            "description": "Risk Management",
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                                {
                                    "number": 15,
                                    "weight": "percentageExact"
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                            ]
                        },
                        {
                            "type": "quality",
                            "name": "Claims Management",
                            "description": "Claims Management",
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                                {
                                    "number": 15,
                                    "weight": "percentageExact"
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                            ]
                        },
                        {
                            "type": "price",
                            "name": "Price",
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                            "numbers": [
                                {
                                    "number": 35,
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                    ]
                },
                "selectionCriteria": {
                    "criteria": [
                        {
                            "type": "economic",
                            "description": "This tender is open to Insurance Companies who are licensed to provide the Insurance cover required in the UK or in the EU member state of domicile. Insurers must be authorised by the UK FCA or equivalent. Providers must be able to demonstrate experience in the provision of Insurance and Risk Management and have a Credit Rating of at least A- from S&P or equivalent."
                        },
                        {
                            "type": "technical",
                            "description": "Selection criteria as stated in the procurement documents."
                        }
                    ]
                },
                "contractPeriod": {
                    "startDate": "2026-04-01T00:00:00+01:00",
                    "endDate": "2027-03-31T23:59:59+01:00",
                    "maxExtentDate": "2031-03-31T23:59:59+01:00"
                },
                "hasRenewal": true,
                "renewal": {
                    "description": "Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered."
                },
                "hasOptions": true,
                "options": {
                    "description": "Multi year and multi cover options will be considered."
                }
            },
            {
                "id": "22",
                "title": "Travel and Personal Accident -Provisional notice only",
                "description": "Personal Accident Insured Person: All Directors & Employees of the Policyholder Effective Time: 24 hours Death: 4x Annual salary Permanent Total Disablement from Usual Occupation: 4x Annual Salary Permanent Disabling Injuries (Full): 4x Annual Salary Temporary Total Disablement: not insured Temporary Partial Disablement: not insured Travel Insured Person: All Directors and Employees of the Policyholder Effective Time: Extended Business Travel (Any trip in connection with the Business including days added by the Insured Person for personal reasons) Medical & Other Expenses: unlimited Business Equipment & Personal Belongings: GBP 6,000 for Business and GBP 10,000 for Personal Money: GBP 10,000 Disruption: GBP 250,000 Personal Liability: GBP 5,000,000 Legal Expenses: GBP 50,000 Crisis Management: GBP 75,000",
                "status": "active",
                "value": {
                    "amountGross": 1,
                    "currency": "GBP"
                },
                "awardCriteria": {
                    "criteria": [
                        {
                            "type": "quality",
                            "name": "Quality of Cover",
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                                {
                                    "number": 35,
                                    "weight": "percentageExact"
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                            ]
                        },
                        {
                            "type": "quality",
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                        {
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                        },
                        {
                            "type": "price",
                            "name": "Price",
                            "description": "Price",
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                                {
                                    "number": 35,
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                            ]
                        }
                    ]
                },
                "selectionCriteria": {
                    "criteria": [
                        {
                            "type": "economic",
                            "description": "This tender is open to Insurance Companies who are licensed to provide the Insurance cover required in the UK or in the EU member state of domicile. Insurers must be authorised by the UK FCA or equivalent. Providers must be able to demonstrate experience in the provision of Insurance and Risk Management and have a Credit Rating of at least A- from S&P or equivalent."
                        },
                        {
                            "type": "technical",
                            "description": "Selection criteria as stated in the procurement documents."
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                    ]
                },
                "contractPeriod": {
                    "startDate": "2026-04-01T00:00:00+01:00",
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                "hasRenewal": true,
                "renewal": {
                    "description": "Preferred option is for up to five years with a review after completion of three year agreement. Other options will be considered."
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                "hasOptions": true,
                "options": {
                    "description": "Multi year and multi cover options will be considered."
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        ],
        "status": "active",
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            "currency": "GBP"
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        "procurementMethod": "open",
        "procurementMethodDetails": "Open procedure",
        "submissionMethodDetails": "Tenders to be submitted via email to Leslie.s.dick@marsh.com",
        "submissionTerms": {
            "electronicSubmissionPolicy": "notAllowed",
            "languages": [
                "en"
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        },
        "tenderPeriod": {
            "endDate": "2026-01-16T17:00:00Z"
        },
        "awardPeriod": {
            "endDate": "2026-03-04T23:59:59Z"
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        "documents": [
            {
                "id": "conflictOfInterest",
                "documentType": "conflictOfInterest",
                "description": "Not published"
            },
            {
                "id": "079779-2025",
                "documentType": "tenderNotice",
                "noticeType": "UK4",
                "description": "Tender notice on Find a Tender",
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                "format": "text/html"
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        ],
        "hasRecurrence": true,
        "recurrence": {
            "dates": [
                {
                    "startDate": "2026-11-28T23:59:59Z"
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