This public procurement record has 1 release in its history.

Award

15 Oct 2026 at 11:53

Summary of the contracting process

British Business Bank Plc is buying data validation and authentication services for SULCo’s Start Up Loan application and underwriting process. The service is intended to provide real-time credit and fraud checks that help assess applicants’ eligibility, affordability and identity risk. Results feed into rules configured in the bank’s Salesforce-based loan origination platform through an API, supporting decisions on whether applicants are suitable for a Start Up Loan. This is a financial services requirement, with delivery across the United Kingdom. Suppliers with relevant credit and fraud data services, identity verification capability and the technical ability to integrate checks into a Salesforce platform via API would recognise the scope.

The procurement is complete and has been awarded to Equifax Limited. The award was made on 15 October 2026, with a value of £960,000 excluding VAT (£1,152,000 including VAT). The contract period runs from 1 March 2027 to 29 February 2028, with two optional annual extensions and a maximum extent to 28 February 2030. It was a competitive selective process conducted under a framework agreement. The tender was arranged as one lot. The award covers financial and insurance services for delivery in the United Kingdom. The contract award records an active award; a future signature milestone was scheduled for 1 November 2026.

For suppliers competing for similar work from British Business Bank Plc, this award demonstrates demand for integrated, real-time credit, fraud and identity checks within the Start Up Loan journey. A credible competitor would need reliable data and validation services that can support applicant eligibility and affordability assessments, identify identity risk, and return usable results at the point of application. Technical capability to connect through APIs to a Salesforce-based origination platform is central, as the checks feed rules used to assess loan suitability. The requirement was awarded through a competitive framework route, so relevant framework access and the ability to deliver a joined-up service at scale would strengthen a supplier’s position. Experience supporting lending or underwriting decisions is directly relevant.

How relevant is this notice?

Notice Information

Notice Title

Data Validation and Authentication Services

Notice Description

As part of its loan application and underwriting process, SULCo requires robust, real-time credit and fraud checking capability to assess applicant eligibility, affordability, and identity risk. This is a critical part of the application journey, integrated directly into SULCo's Salesforce-based origination platform via API. The outputs from these checks will be processed through a set of rules configured within Salesforce to determine an applicant's suitability for a Start Up Loan.

Notice Details

Publication & Lifecycle

Open Contracting ID
ocds-h6vhtk-078862
Publication Source
Find A Tender Service
Latest Notice
https://www.find-tender.service.gov.uk/Notice/097402-2026
Current Stage
Award
All Stages
Award

Procurement Classification

Notice Type
UK6 - Contract Award Notice
Procurement Type
Standard
Procurement Category
Services
Procurement Method
Selective
Procurement Method Details
Award under framework
Tender Suitability
Not specified
Awardee Scale
Large

Common Procurement Vocabulary (CPV)

CPV Divisions

66 - Financial and insurance services


CPV Codes

66000000 - Financial and insurance services

Notice Value(s)

Tender Value
Not specified
Lots Value
Not specified
Awards Value
£960,000 £500K-£1M
Contracts Value
Not specified

Notice Dates

Publication Date
15 Oct 20261 weeks ago
Submission Deadline
Not specified
Future Notice Date
Not specified
Award Date
15 Oct 20261 weeks ago
Contract Period
1 Mar 2027 - 29 Feb 2028 1-2 years
Recurrence
Not specified

Notice Status

Tender Status
Complete
Lots Status
Complete
Awards Status
Active
Contracts Status
Not Specified

Buyer & Supplier

Contracting Authority (Buyer)

Main Buyer
British Business Bank
Contact Name
Available with D3 Tenders Premium →
Contact Email
Available with D3 Tenders Premium →
Contact Phone
Available with D3 Tenders Premium →

Buyer Location

Locality
SHEFFIELD
Postcode
S1 2GQ
Postcode Area
Sheffield
Country
England

Major Region (ITL 1)
TLE Yorkshire and The Humber
Basic Region (ITL 2)
TLE3 South Yorkshire
Small Region (ITL 3)
TLE32 Sheffield
Delivery Location
Not specified

Local Authority
Sheffield
Electoral Ward
City
Westminster Constituency
Sheffield Central

Supplier Information

Number of Suppliers
1
Supplier Name

Equifax Limited

Open Contracting Data Standard (OCDS)

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The Open Contracting Data Standard (OCDS) is a framework designed to increase transparency and access to public procurement data in the public sector. It is widely used by governments and organisations worldwide to report on procurement processes and contracts.

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