Award

Insurance and Related Services 2026 for Kingdom Housing Association and Subsidaries

KINGDOM HOUSING ASSOCIATION LIMITED

This public procurement record has 2 releases in its history.

Award

24 Apr 2026 at 00:00

Tender

10 Sep 2025 at 00:00

Summary of the contracting process

The procurement process for the "Insurance and Related Services 2026 for Kingdom Housing Association and Subsidiaries" is managed by Kingdom Housing Association Limited, based in Glenrothes, UK. This tender falls under the housing and community amenities industry category and targets services related to general insurance, claims handling, and loss control. The procurement stage is complete, with contracts active from 1st April 2026. The procurement method utilised a competitive procedure with negotiation, ensuring engagements are with suitably qualified bidders. The procurement covers multiple insurance service areas including property, terrorism, cyber risk, professional indemnity, and more, with services delivered primarily in the UKM82 and UKM72 regions. The original tender process included a pre-qualifying stage requiring the capability, capacity, and experience from potential bidders to perform the contract, selected based upon Most Economically Advantageous Tender criteria with a focus on quality and price.

This tender offers substantial opportunities for qualified insurance brokers and direct insurance providers to expand their services in the property and legal liability sectors, as well as other lines of insurance required by Kingdom Housing Association. Businesses with specialization in brokerage services, claims management, and risk management are well-suited to compete, given the detailed requirements for capability, financial strength, and successful service provision records. The contracts awarded indicate openings for both large-scale insurers as seen with suppliers like Zurich Municipal, Jensten Group, and Arthur J. Gallagher Insurance Brokers Ltd. The commitment to extend the contract beyond the initial three-year period provides additional stability and growth prospects for enduring partnerships. Businesses that possess the relevant qualifications, including regulatory compliance with the UK Financial Conduct Authority, can leverage this tender to heighten their regional presence and foster long-term client relationships.

Find more tenders on our Open Data Platform.
How relevant is this notice?

Notice Title

Insurance and Related Services 2026 for Kingdom Housing Association and Subsidaries

Notice Description

The Contract is for the provision of general insurance and related services, including claims handling, loss control services and general programme maintenance and advice as required by Kingdom Housing Association commencing 1st April 2026. A full Summary of Current Cover will be provided with the Invitation to Tender to selected bidders. Bids are invited from suitably qualified insurance brokers and direct providers for the entire scope of services. The procurement will follow the two-stage Competitive with Negotiation Procedure with a pre-qualifying stage based on completed SPDs and bidders will be selected on the basis of their capability, capacity and experience to perform the contract.

Lot Information

Insurance and related services associated with Terrorism and/or Political Violence (Pool-Re) as required by Kingdom Housing Association

The scope of the Contract includes the provision of insurance cover, brokerage services (where applicable), professional advice, claims management and loss control services for terrorism insurance as required by Kingdom Housing Association for a period of three years commencing 01.04.2026, with the option to extend by up to a further two years at Kingdom Housing Association's sole discretion. Bids are invited from suitably qualified and experienced insurance brokers and direct insurers. The Contract will follow the two-stage Competitive Procedure with Negotiation with bidders being selected on the basis of the responses contained in the pre qualifying SPD. Bidders will be expected have the capability, capacity, financial and economic standing and experience to perform the contract. SPDs must be completed in full with all relevant information supplied. The Contract will be awarded on the basis of Most Economically Advantageous Tender, with specific evaluation criteria detailed within the Invitation To Tender and contract documents. A Summary of Kingdom's current insurances will be made available along with the Invitation to Tender. Bidders are required to submit the appropriate SPD, completed in full in order to be considered for Stage 2 of the procurement

Renewal: The contract will be for an initial three year period with the option to extend for a further two years at Kingdom Housing Association's sole discretion. Renewal will be sought at the end of the three or five year period.

Insurance and related services associated with Terrorism and/or Political Violence (Non Pool-Re) as required by Kingdom Housing Association

The scope of the Contract includes the provision of insurance cover, brokerage services (where applicable), professional advice, claims management and loss control services for terrorism insurance as required by Kingdom Housing Association for a period of three years commencing 01.04.2026, with the option to extend by up to a further two years at Kingdom Housing Association's sole discretion. Bids are invited from suitably qualified and experienced insurance brokers and direct insurers. The Contract will follow the two-stage Competitive Procedure with Negotiation with bidders being selected on the basis of the responses contained in the pre qualifying SPD. Bidders will be expected have the capability, capacity, financial and economic standing and experience to perform the contract. SPDs must be completed in full with all relevant information supplied. The Contract will be awarded on the basis of Most Economically Advantageous Tender, with specific evaluation criteria detailed within the Invitation To Tender and contract documents. A Summary of Kingdom's current insurances will be made available along with the Invitation to Tender. Bidders are required to submit the appropriate SPD, completed in full in order to be considered for Stage 2 of the procurement

Renewal: The contract will be for an initial three year period with the option to extend for a further two years at Kingdom Housing Association's sole discretion. Renewal will be sought at the end of the three or five year period.

Insurance and related services associated with Cyber Risk required by Kingdom Housing Association

The scope of the Contract includes the provision of insurance cover, brokerage services (where applicable), professional advice, claims management and loss control services for property, legal liabilities and other general insurances as required by Kingdom Housing Association for a period of three years commencing 01.04.2026, with the option to extend by up to a further two years at Kingdom Housing Association's sole discretion. Bids are invited from suitably qualified and experienced insurance brokers and direct insurers. The Contract will follow the two-stage Competitive Procedure with Negotiation with bidders being selected on the basis of the responses contained in the pre qualifying SPD. Bidders will be expected have the capability, capacity, financial and economic standing and experience to perform the contract. SPDs must be completed in full with all relevant information supplied. The Contract will be awarded on the basis of Most Economically Advantageous Tender, with specific evaluation criteria detailed within the Invitation To Tender and contract documents. A Summary of Kingdom's current insurances will be made available along with the Invitation to Tender. Bidders are required to submit the appropriate SPD, completed in full in order to be considered for Stage 2 of the procurement

Renewal: The contract will be for an initial three year period with the option to extend for a further two years at Kingdom Housing Association's sole discretion. Renewal will be sought at the end of the three or five year period.

Insurance and related services associated with Professional Indemnity Risks as required by Kingdom Housing Association

The scope of the Contract includes the provision of insurance cover, brokerage services (where applicable), professional advice, claims management and loss control services for property, legal liabilities and other general insurances as required by Kingdom Housing Association for a period of three years commencing 01.04.2026, with the option to extend by up to a further two years at Kingdom Housing Association's sole discretion. Bids are invited from suitably qualified and experienced insurance brokers and direct insurers. The Contract will follow the two-stage Competitive Procedure with Negotiation with bidders being selected on the basis of the responses contained in the pre qualifying SPD. Bidders will be expected have the capability, capacity, financial and economic standing and experience to perform the contract. SPDs must be completed in full with all relevant information supplied. The Contract will be awarded on the basis of Most Economically Advantageous Tender, with specific evaluation criteria detailed within the Invitation To Tender and contract documents. A Summary of Kingdom's current insurances will be made available along with the Invitation to Tender. Bidders are required to submit the appropriate SPD, completed in full in order to be considered for Stage 2 of the procurement

Renewal: The contract will be for an initial three year period with the option to extend for a further two years at Kingdom Housing Association's sole discretion. Renewal will be sought at the end of the three or five year period.

Insurance and related services associated with Directors and Officers Liability, and Entity as required by Kingdom Housing Association

The scope of the Contract includes the provision of insurance cover, brokerage services (where applicable), professional advice, claims management and loss control services for property, legal liabilities and other general insurances as required by Kingdom Housing Association for a period of three years commencing 01.04.2026, with the option to extend by up to a further two years at Kingdom Housing Association's sole discretion. Bids are invited from suitably qualified and experienced insurance brokers and direct insurers. The Contract will follow the two-stage Competitive Procedure with Negotiation with bidders being selected on the basis of the responses contained in the pre qualifying SPD. Bidders will be expected have the capability, capacity, financial and economic standing and experience to perform the contract. SPDs must be completed in full with all relevant information supplied. The Contract will be awarded on the basis of Most Economically Advantageous Tender, with specific evaluation criteria detailed within the Invitation To Tender and contract documents. A Summary of Kingdom's current insurances will be made available along with the Invitation to Tender. Bidders are required to submit the appropriate SPD, completed in full in order to be considered for Stage 2 of the procurement

Renewal: The contract will be for an initial three year period with the option to extend for a further two years at Kingdom Housing Association's sole discretion. Renewal will be sought at the end of the three or five year period.

Insurance and related services associated with Crime Risks as required by Kingdom Housing Association

The scope of the Contract includes the provision of insurance cover, brokerage services (where applicable), professional advice, claims management and loss control services for property, legal liabilities and other general insurances as required by Kingdom Housing Association for a period of three years commencing 01.04.2026, with the option to extend by up to a further two years at Kingdom Housing Association's sole discretion. Bids are invited from suitably qualified and experienced insurance brokers and direct insurers. The Contract will follow the two-stage Competitive Procedure with Negotiation with bidders being selected on the basis of the responses contained in the pre qualifying SPD. Bidders will be expected have the capability, capacity, financial and economic standing and experience to perform the contract. SPDs must be completed in full with all relevant information supplied. The Contract will be awarded on the basis of Most Economically Advantageous Tender, with specific evaluation criteria detailed within the Invitation To Tender and contract documents. A Summary of Kingdom's current insurances will be made available along with the Invitation to Tender. Bidders are required to submit the appropriate SPD, completed in full in order to be considered for Stage 2 of the procurement

Renewal: The contract will be for an initial three year period with the option to extend for a further two years at Kingdom Housing Association's sole discretion. Renewal will be sought at the end of the three or five year period.

Insurance and related services associated with Motor Fleet as required by Kingdom Housing Association

The scope of the Contract includes the provision of insurance cover, brokerage services (where applicable), professional advice, claims management and loss control services for property, legal liabilities and other general insurances as required by Kingdom Housing Association for a period of three years commencing 01.04.2026, with the option to extend by up to a further two years at Kingdom Housing Association's sole discretion. Bids are invited from suitably qualified and experienced insurance brokers and direct insurers. The Contract will follow the two-stage Competitive Procedure with Negotiation with bidders being selected on the basis of the responses contained in the pre qualifying SPD. Bidders will be expected have the capability, capacity, financial and economic standing and experience to perform the contract. SPDs must be completed in full with all relevant information supplied. The Contract will be awarded on the basis of Most Economically Advantageous Tender, with specific evaluation criteria detailed within the Invitation To Tender and contract documents. A Summary of Kingdom's current insurances will be made available along with the Invitation to Tender. Bidders are required to submit the appropriate SPD, completed in full in order to be considered for Stage 2 of the procurement

Renewal: The contract will be for an initial three year period with the option to extend for a further two years at Kingdom Housing Association's sole discretion. Renewal will be sought at the end of the three or five year period.

Insurance and related services associated with Engineering as required by Kingdom Housing Association

The scope of the Contract includes the provision of insurance cover, brokerage services (where applicable), professional advice, claims management and loss control services for property, legal liabilities and other general insurances as required by Kingdom Housing Association for a period of three years commencing 01.04.2026, with the option to extend by up to a further two years at Kingdom Housing Association's sole discretion. Bids are invited from suitably qualified and experienced insurance brokers and direct insurers. The Contract will follow the two-stage Competitive Procedure with Negotiation with bidders being selected on the basis of the responses contained in the pre qualifying SPD. Bidders will be expected have the capability, capacity, financial and economic standing and experience to perform the contract. SPDs must be completed in full with all relevant information supplied. The Contract will be awarded on the basis of Most Economically Advantageous Tender, with specific evaluation criteria detailed within the Invitation To Tender and contract documents. A Summary of Kingdom's current insurances will be made available along with the Invitation to Tender. Bidders are required to submit the appropriate SPD, completed in full in order to be considered for Stage 2 of the procurement

Renewal: The contract will be for an initial three year period with the option to extend for a further two years at Kingdom Housing Association's sole discretion. Renewal will be sought at the end of the three or five year period.

Insurance for Property & related Business Interruption risks (possibly including Property Owners Liability) as required by Kingdom Housing Association

The scope of the Contract includes the provision of insurance cover, brokerage services (where applicable), professional advice, claims management and loss control services for property, legal liabilities and other general insurances as required by Kingdom Housing Association for a period of three years commencing 01.04.2026, with the option to extend by up to a further two years at Kingdom Housing Association's sole discretion. Bids are invited from suitably qualified and experienced insurance brokers and direct insurers. The Contract will follow the two-stage Competitive Procedure with Negotiation with bidders being selected on the basis of the responses contained in the pre qualifying SPD. Bidders will be expected have the capability, capacity, financial and economic standing and experience to perform the contract. SPDs must be completed in full with all relevant information supplied. The Contract will be awarded on the basis of Most Economically Advantageous Tender, with specific evaluation criteria detailed within the Invitation To Tender and contract documents. A Summary of Kingdom's current insurances will be made available along with the Invitation to Tender. Bidders are required to submit the appropriate SPD, completed in full in order to be considered for Stage 2 of the procurement

Renewal: The contract will be for an initial three year period with the option to extend for a further two years at Kingdom Housing Association's sole discretion. Renewal will be sought at the end of the three or five year period.

Publication & Lifecycle

Open Contracting ID
ocds-r6ebe6-0000808033
Publication Source
Public Contracts Scotland
Latest Notice
https://www.publiccontractsscotland.gov.uk/search/show/search_view.aspx?ID=APR554613
Current Stage
Award
All Stages
Tender, Award

Procurement Classification

Notice Type
OJEU - F3 - Contract Award Notice
Procurement Type
Standard
Procurement Category
Services
Procurement Method
Selective
Procurement Method Details
Competitive procedure with negotiation
Tender Suitability
Not specified
Awardee Scale
Large

Common Procurement Vocabulary (CPV)

CPV Divisions

66 - Financial and insurance services


CPV Codes

66000000 - Financial and insurance services

66510000 - Insurance services

66515200 - Property insurance services

66515410 - Financial loss insurance services

66515411 - Pecuniary loss insurance services

66516000 - Liability insurance services

66516400 - General liability insurance services

66516500 - Professional liability insurance services

66518100 - Insurance brokerage services

Notice Value(s)

Tender Value
ÂŁ3,000,000 ÂŁ1M-ÂŁ10M
Lots Value
Not specified
Awards Value
Not specified
Contracts Value
ÂŁ917,739 ÂŁ500K-ÂŁ1M

Notice Dates

Publication Date
24 Apr 2026Yesterday
Submission Deadline
9 Oct 2025Expired
Future Notice Date
Not specified
Award Date
1 Apr 20263 weeks ago
Contract Period
Not specified - Not specified
Recurrence
Between three or five years, from the date of this notice.

Notice Status

Tender Status
Complete
Lots Status
Active, Complete
Awards Status
Not Specified
Contracts Status
Active

Contracting Authority (Buyer)

Main Buyer
KINGDOM HOUSING ASSOCIATION LIMITED
Contact Name
Available with D3 Tenders Premium →
Contact Email
Available with D3 Tenders Premium →
Contact Phone
Available with D3 Tenders Premium →

Buyer Location

Locality
GLENROTHES
Postcode
KY6 2DA
Post Town
Kirkcaldy
Country
Scotland

Major Region (ITL 1)
TLM Scotland
Basic Region (ITL 2)
TLM0 Eastern Scotland
Small Region (ITL 3)
TLM01 Clackmannanshire and Fife
Delivery Location
TLM72 Clackmannanshire and Fife, TLM82 Glasgow City

Local Authority
Fife
Electoral Ward
Glenrothes West and Kinglassie
Westminster Constituency
Glenrothes and Mid Fife

Supplier Information

Number of Suppliers
3
Supplier Names

ARTHUR J. GALLAGHER INSURANCE BROKERS

JENSTEN GROUP

ZURICH MUNICIPAL

Further Information

Notice Documents

  • https://www.publiccontractsscotland.gov.uk/search/show/search_view.aspx?ID=SEP538866
    Insurance and Related Services 2026 for Kingdom Housing Association and Subsidaries - The Contract is for the provision of general insurance and related services, including claims handling, loss control services and general programme maintenance and advice as required by Kingdom Housing Association commencing 1st April 2026. A full Summary of Current Cover will be provided with the Invitation to Tender to selected bidders. Bids are invited from suitably qualified insurance brokers and direct providers for the entire scope of services. The procurement will follow the two-stage Competitive with Negotiation Procedure with a pre-qualifying stage based on completed SPDs and bidders will be selected on the basis of their capability, capacity and experience to perform the contract.
  • https://www.publiccontractsscotland.gov.uk/search/show/search_view.aspx?ID=APR554613
    Insurance and Related Services 2026 for Kingdom Housing Association and Subsidaries - The Contract is for the provision of general insurance and related services, including claims handling, loss control services and general programme maintenance and advice as required by Kingdom Housing Association commencing 1st April 2026. A full Summary of Current Cover will be provided with the Invitation to Tender to selected bidders. Bids are invited from suitably qualified insurance brokers and direct providers for the entire scope of services. The procurement will follow the two-stage Competitive with Negotiation Procedure with a pre-qualifying stage based on completed SPDs and bidders will be selected on the basis of their capability, capacity and experience to perform the contract.

Open Contracting Data Standard (OCDS)

View full OCDS Record for this contracting process

Download

The Open Contracting Data Standard (OCDS) is a framework designed to increase transparency and access to public procurement data in the public sector. It is widely used by governments and organisations worldwide to report on procurement processes and contracts.

{
    "tag": [
        "compiled"
    ],
    "id": "ocds-r6ebe6-0000808033-2026-04-24T00:00:00Z",
    "date": "2026-04-24T00:00:00Z",
    "ocid": "ocds-r6ebe6-0000808033",
    "initiationType": "tender",
    "parties": [
        {
            "id": "org-83",
            "name": "Kingdom Housing Association Limited",
            "identifier": {
                "legalName": "Kingdom Housing Association Limited"
            },
            "address": {
                "streetAddress": "Saltire Centre, Pentland Court",
                "locality": "Glenrothes",
                "region": "UK",
                "postalCode": "KY6 2DA"
            },
            "contactPoint": {
                "name": "Andy Bygrave",
                "email": "andy.bygrave@gibbslaidler.co.uk",
                "telephone": "+44 1959562242",
                "url": "https://www.publiccontractsscotland.gov.uk/"
            },
            "roles": [
                "buyer",
                "centralPurchasingBody"
            ],
            "details": {
                "classifications": [
                    {
                        "id": "Body governed by public law",
                        "scheme": "TED_CA_TYPE"
                    },
                    {
                        "id": "06",
                        "description": "Housing and community amenities",
                        "scheme": "COFOG"
                    }
                ],
                "url": "https://www.gibbslaidler.co.uk/"
            }
        },
        {
            "id": "org-6",
            "name": "Sheriff Court House",
            "identifier": {
                "legalName": "Sheriff Court House"
            },
            "address": {
                "streetAddress": "27 Chambers Street",
                "locality": "Edinburgh",
                "postalCode": "EH1 1LB"
            },
            "contactPoint": {
                "url": "http://"
            },
            "roles": [
                "reviewBody"
            ]
        },
        {
            "id": "org-1",
            "name": "Kingdom Housing Association Limited",
            "identifier": {
                "legalName": "Kingdom Housing Association Limited"
            },
            "address": {
                "streetAddress": "Saltire Centre, Pentland Court",
                "locality": "Glenrothes",
                "region": "UK",
                "postalCode": "KY6 2DA"
            },
            "contactPoint": {
                "name": "Andy Bygrave",
                "email": "andy.bygrave@gibbslaidler.co.uk",
                "telephone": "+44 1959562242",
                "url": "http://"
            },
            "roles": [
                "buyer",
                "centralPurchasingBody"
            ],
            "details": {
                "classifications": [
                    {
                        "id": "Body governed by public law",
                        "scheme": "TED_CA_TYPE"
                    },
                    {
                        "id": "06",
                        "description": "Housing and community amenities",
                        "scheme": "COFOG"
                    }
                ],
                "url": "https://www.gibbslaidler.co.uk/"
            }
        },
        {
            "id": "org-2",
            "name": "Zurich Municipal",
            "identifier": {
                "legalName": "Zurich Municipal"
            },
            "address": {
                "streetAddress": "7th Floor, 319 St Vincents Plaza",
                "locality": "Glasgow",
                "region": "UK",
                "postalCode": "G2 5LP"
            },
            "contactPoint": {
                "telephone": "+44 7875888145"
            },
            "roles": [
                "supplier"
            ],
            "details": {
                "scale": "large",
                "url": "http://"
            }
        },
        {
            "id": "org-3",
            "name": "Jensten Group",
            "identifier": {
                "legalName": "Jensten Group"
            },
            "address": {
                "streetAddress": "www.jensteninsurance.co.uk, 191 high road",
                "locality": "south woodford",
                "region": "UK",
                "postalCode": "e18 2qf"
            },
            "contactPoint": {
                "telephone": "+44 7442331679"
            },
            "roles": [
                "supplier"
            ],
            "details": {
                "scale": "large",
                "url": "http://"
            }
        },
        {
            "id": "org-4",
            "name": "Arthur J. Gallagher Insurance Brokers Ltd",
            "identifier": {
                "legalName": "Arthur J. Gallagher Insurance Brokers Ltd"
            },
            "address": {
                "streetAddress": "First Floor, Eastwood House, Glebe Road",
                "locality": "Chelmsford",
                "region": "UK",
                "postalCode": "CM1 1QW"
            },
            "contactPoint": {
                "telephone": "+44 1245341249"
            },
            "roles": [
                "supplier"
            ],
            "details": {
                "scale": "large",
                "url": "http://"
            }
        },
        {
            "id": "org-5",
            "name": "Sheriff Court House",
            "identifier": {
                "legalName": "Sheriff Court House"
            },
            "address": {
                "streetAddress": "Whytescauseway",
                "locality": "Kirkcaldy",
                "postalCode": "KY1 1XQ"
            },
            "contactPoint": {
                "email": "kirkcaldy@scotcourts.gov.uk",
                "telephone": "+44 1592260171",
                "url": "http://"
            },
            "roles": [
                "reviewBody"
            ]
        }
    ],
    "buyer": {
        "name": "Kingdom Housing Association Limited",
        "id": "org-1"
    },
    "tender": {
        "id": "ocds-r6ebe6-0000808033",
        "title": "Insurance and Related Services 2026 for Kingdom Housing Association and Subsidaries",
        "description": "The Contract is for the provision of general insurance and related services, including claims handling, loss control services and general programme maintenance and advice as required by Kingdom Housing Association commencing 1st April 2026. A full Summary of Current Cover will be provided with the Invitation to Tender to selected bidders. Bids are invited from suitably qualified insurance brokers and direct providers for the entire scope of services. The procurement will follow the two-stage Competitive with Negotiation Procedure with a pre-qualifying stage based on completed SPDs and bidders will be selected on the basis of their capability, capacity and experience to perform the contract.",
        "status": "complete",
        "items": [
            {
                "id": "2",
                "additionalClassifications": [
                    {
                        "id": "66000000",
                        "scheme": "CPV"
                    },
                    {
                        "id": "66510000",
                        "scheme": "CPV"
                    },
                    {
                        "id": "66518100",
                        "scheme": "CPV"
                    },
                    {
                        "id": "66515200",
                        "scheme": "CPV"
                    }
                ],
                "deliveryAddresses": [
                    {
                        "region": "UKM82"
                    }
                ],
                "relatedLot": "2"
            },
            {
                "id": "3",
                "additionalClassifications": [
                    {
                        "id": "66518100",
                        "scheme": "CPV"
                    },
                    {
                        "id": "66515200",
                        "scheme": "CPV"
                    },
                    {
                        "id": "66510000",
                        "scheme": "CPV"
                    }
                ],
                "deliveryAddresses": [
                    {
                        "region": "UKM82"
                    },
                    {
                        "region": "UKM82"
                    }
                ],
                "relatedLot": "3"
            },
            {
                "id": "4",
                "additionalClassifications": [
                    {
                        "id": "66518100",
                        "scheme": "CPV"
                    },
                    {
                        "id": "66516400",
                        "scheme": "CPV"
                    },
                    {
                        "id": "66516000",
                        "scheme": "CPV"
                    },
                    {
                        "id": "66515410",
                        "scheme": "CPV"
                    },
                    {
                        "id": "66515411",
                        "scheme": "CPV"
                    },
                    {
                        "id": "66510000",
                        "scheme": "CPV"
                    }
                ],
                "deliveryAddresses": [
                    {
                        "region": "UKM72"
                    },
                    {
                        "region": "UKM72"
                    }
                ],
                "relatedLot": "4"
            },
            {
                "id": "5",
                "additionalClassifications": [
                    {
                        "id": "66518100",
                        "scheme": "CPV"
                    },
                    {
                        "id": "66516400",
                        "scheme": "CPV"
                    },
                    {
                        "id": "66516000",
                        "scheme": "CPV"
                    },
                    {
                        "id": "66515410",
                        "scheme": "CPV"
                    },
                    {
                        "id": "66515411",
                        "scheme": "CPV"
                    },
                    {
                        "id": "66510000",
                        "scheme": "CPV"
                    }
                ],
                "deliveryAddresses": [
                    {
                        "region": "UKM72"
                    },
                    {
                        "region": "UKM72"
                    }
                ],
                "relatedLot": "5"
            },
            {
                "id": "6",
                "additionalClassifications": [
                    {
                        "id": "66518100",
                        "scheme": "CPV"
                    },
                    {
                        "id": "66516400",
                        "scheme": "CPV"
                    },
                    {
                        "id": "66516000",
                        "scheme": "CPV"
                    },
                    {
                        "id": "66515410",
                        "scheme": "CPV"
                    },
                    {
                        "id": "66515411",
                        "scheme": "CPV"
                    },
                    {
                        "id": "66510000",
                        "scheme": "CPV"
                    }
                ],
                "deliveryAddresses": [
                    {
                        "region": "UKM72"
                    },
                    {
                        "region": "UKM72"
                    }
                ],
                "relatedLot": "6"
            },
            {
                "id": "7",
                "additionalClassifications": [
                    {
                        "id": "66518100",
                        "scheme": "CPV"
                    },
                    {
                        "id": "66516400",
                        "scheme": "CPV"
                    },
                    {
                        "id": "66516000",
                        "scheme": "CPV"
                    },
                    {
                        "id": "66515410",
                        "scheme": "CPV"
                    },
                    {
                        "id": "66515411",
                        "scheme": "CPV"
                    },
                    {
                        "id": "66510000",
                        "scheme": "CPV"
                    }
                ],
                "deliveryAddresses": [
                    {
                        "region": "UKM72"
                    },
                    {
                        "region": "UKM72"
                    }
                ],
                "relatedLot": "7"
            },
            {
                "id": "8",
                "additionalClassifications": [
                    {
                        "id": "66518100",
                        "scheme": "CPV"
                    },
                    {
                        "id": "66516400",
                        "scheme": "CPV"
                    },
                    {
                        "id": "66516000",
                        "scheme": "CPV"
                    },
                    {
                        "id": "66515410",
                        "scheme": "CPV"
                    },
                    {
                        "id": "66515411",
                        "scheme": "CPV"
                    },
                    {
                        "id": "66510000",
                        "scheme": "CPV"
                    }
                ],
                "deliveryAddresses": [
                    {
                        "region": "UKM72"
                    },
                    {
                        "region": "UKM72"
                    }
                ],
                "relatedLot": "8"
            },
            {
                "id": "9",
                "additionalClassifications": [
                    {
                        "id": "66518100",
                        "scheme": "CPV"
                    },
                    {
                        "id": "66516000",
                        "scheme": "CPV"
                    },
                    {
                        "id": "66516400",
                        "scheme": "CPV"
                    },
                    {
                        "id": "66515410",
                        "scheme": "CPV"
                    },
                    {
                        "id": "66515411",
                        "scheme": "CPV"
                    },
                    {
                        "id": "66510000",
                        "scheme": "CPV"
                    }
                ],
                "deliveryAddresses": [
                    {
                        "region": "UKM72"
                    },
                    {
                        "region": "UKM72"
                    }
                ],
                "relatedLot": "9"
            },
            {
                "id": "1",
                "additionalClassifications": [
                    {
                        "id": "66510000",
                        "scheme": "CPV"
                    },
                    {
                        "id": "66000000",
                        "scheme": "CPV"
                    },
                    {
                        "id": "66515200",
                        "scheme": "CPV"
                    },
                    {
                        "id": "66516000",
                        "scheme": "CPV"
                    },
                    {
                        "id": "66516500",
                        "scheme": "CPV"
                    },
                    {
                        "id": "66516400",
                        "scheme": "CPV"
                    }
                ],
                "deliveryAddresses": [
                    {
                        "region": "UKM82"
                    },
                    {
                        "region": "UKM82"
                    }
                ],
                "relatedLot": "1"
            }
        ],
        "value": {
            "amount": 3000000,
            "currency": "GBP"
        },
        "procurementMethod": "selective",
        "procurementMethodDetails": "Competitive procedure with negotiation",
        "mainProcurementCategory": "services",
        "submissionMethod": [
            "electronicSubmission"
        ],
        "submissionMethodDetails": "https://www.publiccontractsscotland.gov.uk/",
        "tenderPeriod": {
            "endDate": "2025-10-09T12:00:00Z"
        },
        "documents": [
            {
                "id": "SEP538866",
                "documentType": "contractNotice",
                "title": "Insurance and Related Services 2026 for Kingdom Housing Association and Subsidaries",
                "description": "The Contract is for the provision of general insurance and related services, including claims handling, loss control services and general programme maintenance and advice as required by Kingdom Housing Association commencing 1st April 2026. A full Summary of Current Cover will be provided with the Invitation to Tender to selected bidders. Bids are invited from suitably qualified insurance brokers and direct providers for the entire scope of services. The procurement will follow the two-stage Competitive with Negotiation Procedure with a pre-qualifying stage based on completed SPDs and bidders will be selected on the basis of their capability, capacity and experience to perform the contract.",
                "url": "https://www.publiccontractsscotland.gov.uk/search/show/search_view.aspx?ID=SEP538866",
                "format": "text/html"
            },
            {
                "id": "APR554613",
                "documentType": "awardNotice",
                "title": "Insurance and Related Services 2026 for Kingdom Housing Association and Subsidaries",
                "description": "The Contract is for the provision of general insurance and related services, including claims handling, loss control services and general programme maintenance and advice as required by Kingdom Housing Association commencing 1st April 2026. A full Summary of Current Cover will be provided with the Invitation to Tender to selected bidders. Bids are invited from suitably qualified insurance brokers and direct providers for the entire scope of services. The procurement will follow the two-stage Competitive with Negotiation Procedure with a pre-qualifying stage based on completed SPDs and bidders will be selected on the basis of their capability, capacity and experience to perform the contract.",
                "url": "https://www.publiccontractsscotland.gov.uk/search/show/search_view.aspx?ID=APR554613",
                "format": "text/html"
            }
        ],
        "lots": [
            {
                "id": "2",
                "title": "Insurance and related services associated with Terrorism and/or Political Violence (Pool-Re) as required by Kingdom Housing Association",
                "description": "The scope of the Contract includes the provision of insurance cover, brokerage services (where applicable), professional advice, claims management and loss control services for terrorism insurance as required by Kingdom Housing Association for a period of three years commencing 01.04.2026, with the option to extend by up to a further two years at Kingdom Housing Association's sole discretion. Bids are invited from suitably qualified and experienced insurance brokers and direct insurers. The Contract will follow the two-stage Competitive Procedure with Negotiation with bidders being selected on the basis of the responses contained in the pre qualifying SPD. Bidders will be expected have the capability, capacity, financial and economic standing and experience to perform the contract. SPDs must be completed in full with all relevant information supplied. The Contract will be awarded on the basis of Most Economically Advantageous Tender, with specific evaluation criteria detailed within the Invitation To Tender and contract documents. A Summary of Kingdom's current insurances will be made available along with the Invitation to Tender. Bidders are required to submit the appropriate SPD, completed in full in order to be considered for Stage 2 of the procurement",
                "status": "active",
                "hasOptions": false,
                "secondStage": {
                    "minimumCandidates": 4,
                    "maximumCandidates": 4
                },
                "submissionTerms": {
                    "variantPolicy": "notAllowed"
                },
                "contractPeriod": {
                    "durationInDays": 1080
                },
                "hasRenewal": true,
                "renewal": {
                    "description": "The contract will be for an initial three year period with the option to extend for a further two years at Kingdom Housing Association's sole discretion. Renewal will be sought at the end of the three or five year period."
                }
            },
            {
                "id": "3",
                "title": "Insurance and related services associated with Terrorism and/or Political Violence (Non Pool-Re) as required by Kingdom Housing Association",
                "description": "The scope of the Contract includes the provision of insurance cover, brokerage services (where applicable), professional advice, claims management and loss control services for terrorism insurance as required by Kingdom Housing Association for a period of three years commencing 01.04.2026, with the option to extend by up to a further two years at Kingdom Housing Association's sole discretion. Bids are invited from suitably qualified and experienced insurance brokers and direct insurers. The Contract will follow the two-stage Competitive Procedure with Negotiation with bidders being selected on the basis of the responses contained in the pre qualifying SPD. Bidders will be expected have the capability, capacity, financial and economic standing and experience to perform the contract. SPDs must be completed in full with all relevant information supplied. The Contract will be awarded on the basis of Most Economically Advantageous Tender, with specific evaluation criteria detailed within the Invitation To Tender and contract documents. A Summary of Kingdom's current insurances will be made available along with the Invitation to Tender. Bidders are required to submit the appropriate SPD, completed in full in order to be considered for Stage 2 of the procurement",
                "status": "complete",
                "hasOptions": false,
                "secondStage": {
                    "minimumCandidates": 4,
                    "maximumCandidates": 4
                },
                "submissionTerms": {
                    "variantPolicy": "notAllowed"
                },
                "contractPeriod": {
                    "durationInDays": 1080
                },
                "hasRenewal": true,
                "renewal": {
                    "description": "The contract will be for an initial three year period with the option to extend for a further two years at Kingdom Housing Association's sole discretion. Renewal will be sought at the end of the three or five year period."
                },
                "awardCriteria": {
                    "criteria": [
                        {
                            "type": "quality",
                            "name": "Quality",
                            "description": "40"
                        },
                        {
                            "type": "price",
                            "description": "60"
                        }
                    ]
                }
            },
            {
                "id": "4",
                "title": "Insurance and related services associated with Cyber Risk required by Kingdom Housing Association",
                "description": "The scope of the Contract includes the provision of insurance cover, brokerage services (where applicable), professional advice, claims management and loss control services for property, legal liabilities and other general insurances as required by Kingdom Housing Association for a period of three years commencing 01.04.2026, with the option to extend by up to a further two years at Kingdom Housing Association's sole discretion. Bids are invited from suitably qualified and experienced insurance brokers and direct insurers. The Contract will follow the two-stage Competitive Procedure with Negotiation with bidders being selected on the basis of the responses contained in the pre qualifying SPD. Bidders will be expected have the capability, capacity, financial and economic standing and experience to perform the contract. SPDs must be completed in full with all relevant information supplied. The Contract will be awarded on the basis of Most Economically Advantageous Tender, with specific evaluation criteria detailed within the Invitation To Tender and contract documents. A Summary of Kingdom's current insurances will be made available along with the Invitation to Tender. Bidders are required to submit the appropriate SPD, completed in full in order to be considered for Stage 2 of the procurement",
                "status": "complete",
                "hasOptions": false,
                "secondStage": {
                    "minimumCandidates": 4,
                    "maximumCandidates": 4
                },
                "submissionTerms": {
                    "variantPolicy": "notAllowed"
                },
                "contractPeriod": {
                    "durationInDays": 1080
                },
                "hasRenewal": true,
                "renewal": {
                    "description": "The contract will be for an initial three year period with the option to extend for a further two years at Kingdom Housing Association's sole discretion. Renewal will be sought at the end of the three or five year period."
                },
                "awardCriteria": {
                    "criteria": [
                        {
                            "type": "quality",
                            "name": "Quality",
                            "description": "40"
                        },
                        {
                            "type": "price",
                            "description": "60"
                        }
                    ]
                }
            },
            {
                "id": "5",
                "title": "Insurance and related services associated with Professional Indemnity Risks as required by Kingdom Housing Association",
                "description": "The scope of the Contract includes the provision of insurance cover, brokerage services (where applicable), professional advice, claims management and loss control services for property, legal liabilities and other general insurances as required by Kingdom Housing Association for a period of three years commencing 01.04.2026, with the option to extend by up to a further two years at Kingdom Housing Association's sole discretion. Bids are invited from suitably qualified and experienced insurance brokers and direct insurers. The Contract will follow the two-stage Competitive Procedure with Negotiation with bidders being selected on the basis of the responses contained in the pre qualifying SPD. Bidders will be expected have the capability, capacity, financial and economic standing and experience to perform the contract. SPDs must be completed in full with all relevant information supplied. The Contract will be awarded on the basis of Most Economically Advantageous Tender, with specific evaluation criteria detailed within the Invitation To Tender and contract documents. A Summary of Kingdom's current insurances will be made available along with the Invitation to Tender. Bidders are required to submit the appropriate SPD, completed in full in order to be considered for Stage 2 of the procurement",
                "status": "complete",
                "hasOptions": false,
                "secondStage": {
                    "minimumCandidates": 4,
                    "maximumCandidates": 4
                },
                "submissionTerms": {
                    "variantPolicy": "notAllowed"
                },
                "contractPeriod": {
                    "durationInDays": 1080
                },
                "hasRenewal": true,
                "renewal": {
                    "description": "The contract will be for an initial three year period with the option to extend for a further two years at Kingdom Housing Association's sole discretion. Renewal will be sought at the end of the three or five year period."
                },
                "awardCriteria": {
                    "criteria": [
                        {
                            "type": "quality",
                            "name": "Quality",
                            "description": "40"
                        },
                        {
                            "type": "price",
                            "description": "60"
                        }
                    ]
                }
            },
            {
                "id": "6",
                "title": "Insurance and related services associated with Directors and Officers Liability, and Entity as required by Kingdom Housing Association",
                "description": "The scope of the Contract includes the provision of insurance cover, brokerage services (where applicable), professional advice, claims management and loss control services for property, legal liabilities and other general insurances as required by Kingdom Housing Association for a period of three years commencing 01.04.2026, with the option to extend by up to a further two years at Kingdom Housing Association's sole discretion. Bids are invited from suitably qualified and experienced insurance brokers and direct insurers. The Contract will follow the two-stage Competitive Procedure with Negotiation with bidders being selected on the basis of the responses contained in the pre qualifying SPD. Bidders will be expected have the capability, capacity, financial and economic standing and experience to perform the contract. SPDs must be completed in full with all relevant information supplied. The Contract will be awarded on the basis of Most Economically Advantageous Tender, with specific evaluation criteria detailed within the Invitation To Tender and contract documents. A Summary of Kingdom's current insurances will be made available along with the Invitation to Tender. Bidders are required to submit the appropriate SPD, completed in full in order to be considered for Stage 2 of the procurement",
                "status": "complete",
                "hasOptions": false,
                "secondStage": {
                    "minimumCandidates": 4,
                    "maximumCandidates": 4
                },
                "submissionTerms": {
                    "variantPolicy": "notAllowed"
                },
                "contractPeriod": {
                    "durationInDays": 1080
                },
                "hasRenewal": true,
                "renewal": {
                    "description": "The contract will be for an initial three year period with the option to extend for a further two years at Kingdom Housing Association's sole discretion. Renewal will be sought at the end of the three or five year period."
                },
                "awardCriteria": {
                    "criteria": [
                        {
                            "type": "quality",
                            "name": "Quality",
                            "description": "40"
                        },
                        {
                            "type": "price",
                            "description": "60"
                        }
                    ]
                }
            },
            {
                "id": "7",
                "title": "Insurance and related services associated with Crime Risks as required by Kingdom Housing Association",
                "description": "The scope of the Contract includes the provision of insurance cover, brokerage services (where applicable), professional advice, claims management and loss control services for property, legal liabilities and other general insurances as required by Kingdom Housing Association for a period of three years commencing 01.04.2026, with the option to extend by up to a further two years at Kingdom Housing Association's sole discretion. Bids are invited from suitably qualified and experienced insurance brokers and direct insurers. The Contract will follow the two-stage Competitive Procedure with Negotiation with bidders being selected on the basis of the responses contained in the pre qualifying SPD. Bidders will be expected have the capability, capacity, financial and economic standing and experience to perform the contract. SPDs must be completed in full with all relevant information supplied. The Contract will be awarded on the basis of Most Economically Advantageous Tender, with specific evaluation criteria detailed within the Invitation To Tender and contract documents. A Summary of Kingdom's current insurances will be made available along with the Invitation to Tender. Bidders are required to submit the appropriate SPD, completed in full in order to be considered for Stage 2 of the procurement",
                "status": "complete",
                "hasOptions": false,
                "secondStage": {
                    "minimumCandidates": 4,
                    "maximumCandidates": 4
                },
                "submissionTerms": {
                    "variantPolicy": "notAllowed"
                },
                "contractPeriod": {
                    "durationInDays": 1080
                },
                "hasRenewal": true,
                "renewal": {
                    "description": "The contract will be for an initial three year period with the option to extend for a further two years at Kingdom Housing Association's sole discretion. Renewal will be sought at the end of the three or five year period."
                },
                "awardCriteria": {
                    "criteria": [
                        {
                            "type": "quality",
                            "name": "Quality",
                            "description": "40"
                        },
                        {
                            "type": "price",
                            "description": "60"
                        }
                    ]
                }
            },
            {
                "id": "8",
                "title": "Insurance and related services associated with Motor Fleet as required by Kingdom Housing Association",
                "description": "The scope of the Contract includes the provision of insurance cover, brokerage services (where applicable), professional advice, claims management and loss control services for property, legal liabilities and other general insurances as required by Kingdom Housing Association for a period of three years commencing 01.04.2026, with the option to extend by up to a further two years at Kingdom Housing Association's sole discretion. Bids are invited from suitably qualified and experienced insurance brokers and direct insurers. The Contract will follow the two-stage Competitive Procedure with Negotiation with bidders being selected on the basis of the responses contained in the pre qualifying SPD. Bidders will be expected have the capability, capacity, financial and economic standing and experience to perform the contract. SPDs must be completed in full with all relevant information supplied. The Contract will be awarded on the basis of Most Economically Advantageous Tender, with specific evaluation criteria detailed within the Invitation To Tender and contract documents. A Summary of Kingdom's current insurances will be made available along with the Invitation to Tender. Bidders are required to submit the appropriate SPD, completed in full in order to be considered for Stage 2 of the procurement",
                "status": "complete",
                "hasOptions": false,
                "secondStage": {
                    "minimumCandidates": 4,
                    "maximumCandidates": 4
                },
                "submissionTerms": {
                    "variantPolicy": "notAllowed"
                },
                "contractPeriod": {
                    "durationInDays": 1080
                },
                "hasRenewal": true,
                "renewal": {
                    "description": "The contract will be for an initial three year period with the option to extend for a further two years at Kingdom Housing Association's sole discretion. Renewal will be sought at the end of the three or five year period."
                },
                "awardCriteria": {
                    "criteria": [
                        {
                            "type": "quality",
                            "name": "Quality",
                            "description": "40"
                        },
                        {
                            "type": "price",
                            "description": "60"
                        }
                    ]
                }
            },
            {
                "id": "9",
                "title": "Insurance and related services associated with Engineering as required by Kingdom Housing Association",
                "description": "The scope of the Contract includes the provision of insurance cover, brokerage services (where applicable), professional advice, claims management and loss control services for property, legal liabilities and other general insurances as required by Kingdom Housing Association for a period of three years commencing 01.04.2026, with the option to extend by up to a further two years at Kingdom Housing Association's sole discretion. Bids are invited from suitably qualified and experienced insurance brokers and direct insurers. The Contract will follow the two-stage Competitive Procedure with Negotiation with bidders being selected on the basis of the responses contained in the pre qualifying SPD. Bidders will be expected have the capability, capacity, financial and economic standing and experience to perform the contract. SPDs must be completed in full with all relevant information supplied. The Contract will be awarded on the basis of Most Economically Advantageous Tender, with specific evaluation criteria detailed within the Invitation To Tender and contract documents. A Summary of Kingdom's current insurances will be made available along with the Invitation to Tender. Bidders are required to submit the appropriate SPD, completed in full in order to be considered for Stage 2 of the procurement",
                "status": "complete",
                "hasOptions": false,
                "secondStage": {
                    "minimumCandidates": 4,
                    "maximumCandidates": 4
                },
                "submissionTerms": {
                    "variantPolicy": "notAllowed"
                },
                "contractPeriod": {
                    "durationInDays": 1080
                },
                "hasRenewal": true,
                "renewal": {
                    "description": "The contract will be for an initial three year period with the option to extend for a further two years at Kingdom Housing Association's sole discretion. Renewal will be sought at the end of the three or five year period."
                },
                "awardCriteria": {
                    "criteria": [
                        {
                            "type": "quality",
                            "name": "Quality",
                            "description": "40"
                        },
                        {
                            "type": "price",
                            "description": "60"
                        }
                    ]
                }
            },
            {
                "id": "1",
                "title": "Insurance for Property & related Business Interruption risks (possibly including Property Owners Liability) as required by Kingdom Housing Association",
                "description": "The scope of the Contract includes the provision of insurance cover, brokerage services (where applicable), professional advice, claims management and loss control services for property, legal liabilities and other general insurances as required by Kingdom Housing Association for a period of three years commencing 01.04.2026, with the option to extend by up to a further two years at Kingdom Housing Association's sole discretion. Bids are invited from suitably qualified and experienced insurance brokers and direct insurers. The Contract will follow the two-stage Competitive Procedure with Negotiation with bidders being selected on the basis of the responses contained in the pre qualifying SPD. Bidders will be expected have the capability, capacity, financial and economic standing and experience to perform the contract. SPDs must be completed in full with all relevant information supplied. The Contract will be awarded on the basis of Most Economically Advantageous Tender, with specific evaluation criteria detailed within the Invitation To Tender and contract documents. A Summary of Kingdom's current insurances will be made available along with the Invitation to Tender. Bidders are required to submit the appropriate SPD, completed in full in order to be considered for Stage 2 of the procurement",
                "status": "complete",
                "hasOptions": false,
                "secondStage": {
                    "minimumCandidates": 4,
                    "maximumCandidates": 4
                },
                "submissionTerms": {
                    "variantPolicy": "notAllowed"
                },
                "contractPeriod": {
                    "durationInDays": 1080
                },
                "hasRenewal": true,
                "renewal": {
                    "description": "The contract will be for an initial three year period with the option to extend for a further two years at Kingdom Housing Association's sole discretion. Renewal will be sought at the end of the three or five year period."
                },
                "awardCriteria": {
                    "criteria": [
                        {
                            "type": "quality",
                            "name": "Quality",
                            "description": "40"
                        },
                        {
                            "type": "price",
                            "description": "60"
                        }
                    ]
                }
            }
        ],
        "lotDetails": {
            "maximumLotsBidPerSupplier": 2147483647
        },
        "coveredBy": [
            "GPA"
        ],
        "otherRequirements": {
            "requiresStaffNamesAndQualifications": true
        },
        "secondStage": {
            "noNegotiationNecessary": true,
            "invitationDate": "2025-11-24T00:00:00Z"
        },
        "selectionCriteria": {
            "criteria": [
                {
                    "type": "suitability",
                    "description": "As a minimum, you are required to demonstrate: 1) you are an insurance broker registered with and regulated by the UK Financial Conduct Authority or an insurer authorised /and or regulated by the UK Financial Conduct Authority indicating the types of insurance/service the bidder is authorised to arrange or provide (See question 4a of SPD) 2) the financial ability and strength to deliver the programme (see question 4b of SPD) 3) the governance arrangements of the bidding organisation and where part of a larger Group, the title, positioning and legal status of the bidding organisation within that Group 4) the ability to provide social landlords with a choice of insurers and/or options 5) a record of successful provision of relevant services to other organisations that are similar in profile to the contracting authority (see question 4C1.2 of SPD) 6) a skilled and competent service team, being client relationship management, technical staff, broking/underwriting expertise, claims managers and risk managers (see question 4C6 of SPD) 7) your commitment to delivering quality service to Key Housing Association, including that provided by any third party contractor employed by you or by the insurers you propose (see question 4C10 of SPD) 8) your ability to demonstrate client satisfaction on at least 3 similar contracts 9) commitment to corporate and individual professional development defined by the CII or similar professional organisation (see questions 4c&4D of SPD)"
                },
                {
                    "type": "economic",
                    "minimum": "(1) All candidates will be required to provide evidence of relevant insurance limits as detailed in the SPD (2) All candidates will be required to provide a statement, covering the 3 previous financial years including the overall turnover of the bidder and the turnover in respect of the activities which are of a similar type to the subject matter of this notice. (3) All candidates will be required to provide statements of accounts or extracts from those accounts relating to their business. (4) all candidates will give a clear description of the bidding company's status within any larger Group, where appropriate. (5) Financial ratings of all risk carriers must be provided within Tender response"
                },
                {
                    "type": "technical",
                    "minimum": "1) A statement of the bidder's average annual number of staff and managerial staff over the previous 3 years in the part of any Group proposing to deliver the service (2) Details of the educational and professional qualifications of their managerial staff; and those of the person(s) who would be responsible for providing the services specified within this Contract or carrying out the work under the contract; (3) An indication of the proportion of the contract which the services provider intends possibly to subcontract"
                },
                {
                    "type": "technical",
                    "description": "Execution of the service is reserved to a particular profession"
                }
            ]
        },
        "submissionTerms": {
            "languages": [
                "en"
            ],
            "bidValidityPeriod": {
                "endDate": "2026-04-01T00:00:00Z"
            }
        },
        "classification": {
            "id": "66510000",
            "scheme": "CPV"
        },
        "hasRecurrence": true,
        "recurrence": {
            "description": "Between three or five years, from the date of this notice."
        },
        "legalBasis": {
            "id": "32014L0024",
            "scheme": "CELEX"
        }
    },
    "language": "EN",
    "description": "Bidders should note that for reasons of confidentiality, full Tender specification and supporting information will be made available only to those Bidders that are selected to proceed to the Invitation to Tender Stage. Sufficient detail is provided within this Contract Notice and within the SPD to enable the Bidder to decide whether to participate in this process. NOTE: To register your interest in this notice and obtain any additional information please visit the Public Contracts Scotland Web Site at www.publiccontractsscotland.gov.uk The buyer has indicated that it will accept electronic responses to this notice via the Postbox facility. A user guide is available at https://www.publiccontractsscotland.gov.uk/sitehelp/help_guides.aspx. Suppliers are advised to allow adequate time for uploading documents and to dispatch the electronic response well in advance of the closing time to avoid any last minute problems. Community benefits are included in this requirement. For more information see: https://www.gov.scot/policies/public-sector-procurement/community-benefits-in procurement/ A summary of the expected community benefits has been provided as follows: Information will be included in the Invitation to Tender at the next stage of the process. Download the copy of the online SPD document here (to be completed online through postbox submission): https://www.publiccontractsscotland.gov.uk/ESPD/ESPD_Download.aspx?id=808033 NOTE: To register your interest in this notice and obtain any additional information please visit the Public Contracts Scotland Web Site at http://www.publiccontractsscotland.gov.uk/Search/Search_Switch.aspx?ID=808033 The buyer has indicated that it will accept electronic responses to this notice via the Postbox facility. A user guide is available at http://www.publiccontractsscotland.gov.uk/sitehelp/help_guides.aspx. Suppliers are advised to allow adequate time for uploading documents and to dispatch the electronic response well in advance of the closing time to avoid any last minute problems. (SC Ref:808033) Download the copy of the online SPD document here (to be completed online through postbox submission): https://www.publiccontractsscotland.gov.uk/ESPD/ESPD_Download.aspx?id=808033 (SC Ref:830363)",
    "links": [
        {
            "rel": "canonical",
            "href": "https://api.publiccontractsscotland.gov.uk/v1/Notice?id=ocds-r6ebe6-0000808033"
        },
        {
            "rel": "canonical",
            "href": "https://api.publiccontractsscotland.gov.uk/v1/Notice?id=ocds-r6ebe6-0000808033"
        }
    ],
    "noticetype": "OJEU - F3 - Contract Award Notice",
    "awards": [
        {
            "id": "ocds-r6ebe6-0000808033-1",
            "title": "Insurance for Property & related Business Interruption risks (possibly including Property Owners Liability) as required by Kingdom Housing Association",
            "suppliers": [
                {
                    "id": "org-2",
                    "name": "Zurich Municipal"
                }
            ],
            "relatedLots": [
                "1"
            ]
        },
        {
            "id": "ocds-r6ebe6-0000808033-2",
            "title": "Insurance and related services associated with Terrorism and/or Political Violence (Non Pool-Re) as required by Kingdom Housing Association",
            "suppliers": [
                {
                    "id": "org-3",
                    "name": "Jensten Group"
                }
            ],
            "relatedLots": [
                "3"
            ]
        },
        {
            "id": "ocds-r6ebe6-0000808033-3",
            "title": "Insurance and related services associated with Cyber Risk required by Kingdom Housing Association",
            "suppliers": [
                {
                    "id": "org-4",
                    "name": "Arthur J. Gallagher Insurance Brokers Ltd"
                }
            ],
            "relatedLots": [
                "4"
            ]
        },
        {
            "id": "ocds-r6ebe6-0000808033-4",
            "title": "Insurance and related services associated with Professional Indemnity Risks as required by Kingdom Housing Association",
            "suppliers": [
                {
                    "id": "org-4",
                    "name": "Arthur J. Gallagher Insurance Brokers Ltd"
                }
            ],
            "relatedLots": [
                "5"
            ]
        },
        {
            "id": "ocds-r6ebe6-0000808033-5",
            "title": "Insurance and related services associated with Directors and Officers Liability, and Entity as required by Kingdom Housing Association",
            "suppliers": [
                {
                    "id": "org-3",
                    "name": "Jensten Group"
                }
            ],
            "relatedLots": [
                "6"
            ]
        },
        {
            "id": "ocds-r6ebe6-0000808033-6",
            "title": "Insurance and related services associated with Crime Risks as required by Kingdom Housing Association",
            "suppliers": [
                {
                    "id": "org-4",
                    "name": "Arthur J. Gallagher Insurance Brokers Ltd"
                }
            ],
            "relatedLots": [
                "7"
            ]
        },
        {
            "id": "ocds-r6ebe6-0000808033-7",
            "title": "Insurance and related services associated with Motor Fleet as required by Kingdom Housing Association",
            "suppliers": [
                {
                    "id": "org-4",
                    "name": "Arthur J. Gallagher Insurance Brokers Ltd"
                }
            ],
            "relatedLots": [
                "8"
            ]
        },
        {
            "id": "ocds-r6ebe6-0000808033-8",
            "title": "Insurance and related services associated with Engineering as required by Kingdom Housing Association",
            "suppliers": [
                {
                    "id": "org-4",
                    "name": "Arthur J. Gallagher Insurance Brokers Ltd"
                }
            ],
            "relatedLots": [
                "9"
            ]
        }
    ],
    "contracts": [
        {
            "id": "ocds-r6ebe6-0000808033-1",
            "awardID": "ocds-r6ebe6-0000808033-1",
            "title": "Insurance for Property & related Business Interruption risks (possibly including Property Owners Liability) as required by Kingdom Housing Association",
            "status": "active",
            "value": {
                "amount": 779398.4,
                "currency": "GBP"
            },
            "dateSigned": "2026-04-01T00:00:00Z"
        },
        {
            "id": "ocds-r6ebe6-0000808033-2",
            "awardID": "ocds-r6ebe6-0000808033-2",
            "title": "Insurance and related services associated with Terrorism and/or Political Violence (Non Pool-Re) as required by Kingdom Housing Association",
            "status": "active",
            "value": {
                "amount": 12873.62,
                "currency": "GBP"
            },
            "dateSigned": "2026-04-01T00:00:00Z"
        },
        {
            "id": "ocds-r6ebe6-0000808033-3",
            "awardID": "ocds-r6ebe6-0000808033-3",
            "title": "Insurance and related services associated with Cyber Risk required by Kingdom Housing Association",
            "status": "active",
            "value": {
                "amount": 24892,
                "currency": "GBP"
            },
            "dateSigned": "2026-04-01T00:00:00Z"
        },
        {
            "id": "ocds-r6ebe6-0000808033-4",
            "awardID": "ocds-r6ebe6-0000808033-4",
            "title": "Insurance and related services associated with Professional Indemnity Risks as required by Kingdom Housing Association",
            "status": "active",
            "value": {
                "amount": 11942.8,
                "currency": "GBP"
            },
            "dateSigned": "2026-04-01T00:00:00Z"
        },
        {
            "id": "ocds-r6ebe6-0000808033-5",
            "awardID": "ocds-r6ebe6-0000808033-5",
            "title": "Insurance and related services associated with Directors and Officers Liability, and Entity as required by Kingdom Housing Association",
            "status": "active",
            "value": {
                "amount": 5062.4,
                "currency": "GBP"
            },
            "dateSigned": "2026-04-01T00:00:00Z"
        },
        {
            "id": "ocds-r6ebe6-0000808033-6",
            "awardID": "ocds-r6ebe6-0000808033-6",
            "title": "Insurance and related services associated with Crime Risks as required by Kingdom Housing Association",
            "status": "active",
            "value": {
                "amount": 8704.66,
                "currency": "GBP"
            },
            "dateSigned": "2026-04-01T00:00:00Z"
        },
        {
            "id": "ocds-r6ebe6-0000808033-7",
            "awardID": "ocds-r6ebe6-0000808033-7",
            "title": "Insurance and related services associated with Motor Fleet as required by Kingdom Housing Association",
            "status": "active",
            "value": {
                "amount": 67037.6,
                "currency": "GBP"
            },
            "dateSigned": "2026-04-01T00:00:00Z"
        },
        {
            "id": "ocds-r6ebe6-0000808033-8",
            "awardID": "ocds-r6ebe6-0000808033-8",
            "title": "Insurance and related services associated with Engineering as required by Kingdom Housing Association",
            "status": "active",
            "value": {
                "amount": 7831.2,
                "currency": "GBP"
            },
            "dateSigned": "2026-04-01T00:00:00Z"
        }
    ],
    "relatedProcesses": [
        {
            "id": "1",
            "relationship": [
                "planning"
            ],
            "scheme": "EU-OJ",
            "identifier": "2025/S 000-055202"
        }
    ],
    "bids": {
        "statistics": [
            {
                "id": "1",
                "measure": "bids",
                "value": 3,
                "relatedLot": "1"
            },
            {
                "id": "2",
                "measure": "smeBids",
                "value": 0,
                "relatedLot": "1"
            },
            {
                "id": "3",
                "measure": "foreignBidsFromEU",
                "value": 0,
                "relatedLot": "1"
            },
            {
                "id": "4",
                "measure": "foreignBidsFromNonEU",
                "value": 0,
                "relatedLot": "1"
            },
            {
                "id": "5",
                "measure": "electronicBids",
                "value": 3,
                "relatedLot": "1"
            },
            {
                "id": "6",
                "measure": "bids",
                "value": 2,
                "relatedLot": "3"
            },
            {
                "id": "7",
                "measure": "smeBids",
                "value": 0,
                "relatedLot": "3"
            },
            {
                "id": "8",
                "measure": "foreignBidsFromEU",
                "value": 0,
                "relatedLot": "3"
            },
            {
                "id": "9",
                "measure": "foreignBidsFromNonEU",
                "value": 0,
                "relatedLot": "3"
            },
            {
                "id": "10",
                "measure": "electronicBids",
                "value": 2,
                "relatedLot": "3"
            },
            {
                "id": "11",
                "measure": "bids",
                "value": 4,
                "relatedLot": "4"
            },
            {
                "id": "12",
                "measure": "smeBids",
                "value": 0,
                "relatedLot": "4"
            },
            {
                "id": "13",
                "measure": "foreignBidsFromEU",
                "value": 0,
                "relatedLot": "4"
            },
            {
                "id": "14",
                "measure": "foreignBidsFromNonEU",
                "value": 0,
                "relatedLot": "4"
            },
            {
                "id": "15",
                "measure": "electronicBids",
                "value": 4,
                "relatedLot": "4"
            },
            {
                "id": "16",
                "measure": "bids",
                "value": 4,
                "relatedLot": "5"
            },
            {
                "id": "17",
                "measure": "smeBids",
                "value": 0,
                "relatedLot": "5"
            },
            {
                "id": "18",
                "measure": "foreignBidsFromEU",
                "value": 0,
                "relatedLot": "5"
            },
            {
                "id": "19",
                "measure": "foreignBidsFromNonEU",
                "value": 0,
                "relatedLot": "5"
            },
            {
                "id": "20",
                "measure": "electronicBids",
                "value": 4,
                "relatedLot": "5"
            },
            {
                "id": "21",
                "measure": "bids",
                "value": 3,
                "relatedLot": "6"
            },
            {
                "id": "22",
                "measure": "smeBids",
                "value": 0,
                "relatedLot": "6"
            },
            {
                "id": "23",
                "measure": "foreignBidsFromEU",
                "value": 0,
                "relatedLot": "6"
            },
            {
                "id": "24",
                "measure": "foreignBidsFromNonEU",
                "value": 0,
                "relatedLot": "6"
            },
            {
                "id": "25",
                "measure": "electronicBids",
                "value": 3,
                "relatedLot": "6"
            },
            {
                "id": "26",
                "measure": "bids",
                "value": 4,
                "relatedLot": "7"
            },
            {
                "id": "27",
                "measure": "smeBids",
                "value": 0,
                "relatedLot": "7"
            },
            {
                "id": "28",
                "measure": "foreignBidsFromEU",
                "value": 0,
                "relatedLot": "7"
            },
            {
                "id": "29",
                "measure": "foreignBidsFromNonEU",
                "value": 0,
                "relatedLot": "7"
            },
            {
                "id": "30",
                "measure": "electronicBids",
                "value": 4,
                "relatedLot": "7"
            },
            {
                "id": "31",
                "measure": "bids",
                "value": 3,
                "relatedLot": "8"
            },
            {
                "id": "32",
                "measure": "smeBids",
                "value": 0,
                "relatedLot": "8"
            },
            {
                "id": "33",
                "measure": "foreignBidsFromEU",
                "value": 0,
                "relatedLot": "8"
            },
            {
                "id": "34",
                "measure": "foreignBidsFromNonEU",
                "value": 0,
                "relatedLot": "8"
            },
            {
                "id": "35",
                "measure": "electronicBids",
                "value": 3,
                "relatedLot": "8"
            },
            {
                "id": "36",
                "measure": "bids",
                "value": 3,
                "relatedLot": "9"
            },
            {
                "id": "37",
                "measure": "smeBids",
                "value": 0,
                "relatedLot": "9"
            },
            {
                "id": "38",
                "measure": "foreignBidsFromEU",
                "value": 0,
                "relatedLot": "9"
            },
            {
                "id": "39",
                "measure": "foreignBidsFromNonEU",
                "value": 0,
                "relatedLot": "9"
            },
            {
                "id": "40",
                "measure": "electronicBids",
                "value": 3,
                "relatedLot": "9"
            }
        ]
    }
}