Planning

Homes England - Help to Buy Mortgage Administrator

HOMES ENGLAND

This public procurement record has 2 releases in its history.

Planning

27 Feb 2026 at 11:49

Planning

27 Feb 2026 at 11:39

Summary of the contracting process

Homes England is currently in the planning stage for procuring services related to Help to Buy (HtB) mortgage administration. This pre-market engagement exercise aims to understand how equity loans can be better managed and how technology can enhance data quality and standardise processes. The engagement, which includes a questionnaire and potential one-on-one sessions, will conclude on 20 March 2026. Homes England is seeking insight into potential delivery options, design principles, and commercial mechanisms for future procurement processes related to mortgage administration services. The services are intended to cover several regions within the United Kingdom, including UKC, UKD, UKE, UKF, UKG, UKH, UKJ, and UKK.

This tender represents a significant opportunity for businesses specialising in software programming, consultancy services, and administrative support for government operations to engage with a major public authority. The planned competitive flexible procedure offers multiple delivery address regions across the UK, allowing businesses with regional expertise or breadth to leverage existing operational structures. The value of the procurement is projected at £30 million, which underscores the scale of opportunity for businesses adept in mortgage administration or technological solutions that can enhance operational efficiency and improve customer service delivery within the sector. Potential suppliers are invited to participate in the engagement process to ensure alignment with forthcoming procurement requirements.

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Notice Title

Homes England - Help to Buy Mortgage Administrator

Notice Description

Since 2013, Homes England (HE) have delivered several 'help to buy' equity loan schemes including the First Time Buyers Initiative, HomeBuy Direct, FirstBuy, the London Wide Initiative, as well as the Help to Buy (HtB) Equity Loan scheme itself. We refer to these collectively in this document as "Help to Buy" (HtB). The current contract for the Mortgage Administrator for these schemes is coming to its natural end and Homes England is looking to reprocure these services. The current stage of this procurement is market engagement and so any information included in this notice is estimated and subject to change. The market engagement documents are available via the following link; https://procontract.due-north.com/Advert?advertId=4e58017d-c713-f111-813c-005056b64545&p=315ec497-7ab1-e611-8118-000c29c9ba21

Planning Information

Homes England is undertaking a pre‑market engagement exercise, comprising a briefing document and an accompanying questionnaire. Following receipt of questionnaire responses, Homes England intends to hold one‑to‑one sessions with all interested parties, subject to capacity. Through this market engagement, we are keen to understand: • How equity loans can be better managed and administered and the capabilities that exist in the marketplace to do this • The role of technology and how we can move to improving data quality and portability • How processes, systems and services can be standardised to also make these portable and improve HE service delivery and customer experience This Preliminary Market Engagement (PME) is not a call to competition. The aims of this PME are to: • Alert potential suppliers to forthcoming opportunities in the administration and management of HtB schemes • Outline the design principles and identify potential delivery options that may be included in future procurement • Explain and explore requirements to help us publish clearer requirements in future procurement(s) • Help us understand better the scale and nature of costs of service delivery and possible commercial mechanisms • Set out the indicative timetable for the procurement. Potential suppliers should note that: • Neither the questionnaire nor any engagement sessions held before publication of a Tender notice form part of a section process • HE reserves the right to decide whether to proceed with any tendering procedures in relation to HtB Mortgage and Loan Administration services. • Potential suppliers who have not participated in this exercise, or whose participation has been limited (e.g. who have submitted a partially completed questionnaire) will not be disadvantaged in any way in any subsequent procurement or tender exercise. • Potential suppliers will be solely responsible for any costs which they incur as a result of participating in any aspect of this market testing exercise. Link to market engagement documents; https://procontract.due-north.com/Advert?advertId=4e58017d-c713-f111-813c-005056b64545&p=315ec497-7ab1-e611-8118-000c29c9ba21

Publication & Lifecycle

Open Contracting ID
ocds-h6vhtk-065e1c
Publication Source
Find A Tender Service
Latest Notice
https://www.find-tender.service.gov.uk/Notice/017835-2026
Current Stage
Planning
All Stages
Planning

Procurement Classification

Notice Type
UK2 - Preliminary Market Engagement Notice
Procurement Type
Standard
Procurement Category
Services
Procurement Method
Not Specified
Procurement Method Details
Competitive flexible procedure
Tender Suitability
Not specified
Awardee Scale
Not specified

Common Procurement Vocabulary (CPV)

CPV Divisions

72 - IT services: consulting, software development, Internet and support

75 - Administration, defence and social security services

79 - Business services: law, marketing, consulting, recruitment, printing and security


CPV Codes

72200000 - Software programming and consultancy services

75112000 - Administrative services for business operations

75130000 - Supporting services for the government

79510000 - Telephone-answering services

Notice Value(s)

Tender Value
£30,000,000 £10M-£100M
Lots Value
Not specified
Awards Value
Not specified
Contracts Value
Not specified

Notice Dates

Publication Date
27 Feb 20262 days ago
Submission Deadline
Not specified
Future Notice Date
3 Aug 20266 months to go
Award Date
Not specified
Contract Period
25 Jun 2028 - 26 Jun 2035 Over 5 years
Recurrence
Not specified

Notice Status

Tender Status
Planned
Lots Status
Planned
Awards Status
Not Specified
Contracts Status
Not Specified

Contracting Authority (Buyer)

Main Buyer
HOMES ENGLAND
Contact Name
Available with D3 Tenders Premium →
Contact Email
Available with D3 Tenders Premium →
Contact Phone
Available with D3 Tenders Premium →

Buyer Location

Locality
NEWCASTLE UPON TYNE
Postcode
NE4 5BZ
Post Town
Newcastle upon Tyne
Country
England

Major Region (ITL 1)
TLC North East (England)
Basic Region (ITL 2)
TLC4 Northumberland, Durham and Tyne & Wear
Small Region (ITL 3)
TLC43 Tyneside
Delivery Location
TLC North East (England), TLD North West (England), TLE Yorkshire and The Humber, TLF East Midlands (England), TLG West Midlands (England), TLH East (England), TLJ South East (England), TLK South West (England)

Local Authority
Newcastle upon Tyne
Electoral Ward
Arthur's Hill
Westminster Constituency
Newcastle upon Tyne Central and West

Open Contracting Data Standard (OCDS)

View full OCDS Record for this contracting process

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The Open Contracting Data Standard (OCDS) is a framework designed to increase transparency and access to public procurement data in the public sector. It is widely used by governments and organisations worldwide to report on procurement processes and contracts.

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